-
Abandoned Car on Overgrown Front Garden
My elderly mother and I have been chatting on the phone (I live overseas) and both she and her next door neighbours are very upset at the state of the gardens in another neighbour's property (I don't know his name, so will call him Rob). Rob lives on a corner plot. He is apparently in his late 30s and lives alone since his…
-
Need resources to learn from.
I've been searching for books and doing a little bit of researching online, but can't really find anything in depth, just small amounts of knowledge, there are a lot of books on amazon but most of them are american, the fundamentals are similar to the UK. I've also been trying to find housing auctions, but usually find the…
-
Help... Groundsure survey issue
Hi All, So long story short, We had a buyer for our house, their solicitor used groundsure for a survey who shows medium to high risk of subsidence - which was news to us as it never came up when we originally bough our house and not a know issue in the area. So buyer contacts council, water board and independant surveyor…
-
Buy to let
Hi, I'm looking for some advice on whether to sell or keep a flat I own which is currently let with consent to let and a residential mortgage? The flat has been valued at 180,000 with. 62 year lease. To extend this will cost 20k approx and can be done for a buyer during the sale process. So I could expect to get about 210k…
-
My parents live in a house I own, does this affect the insurance?
My parents are going to live in a property I own. Does this affect the insurance cover on the property, and who is responsible for it?
-
need advice about transfer of equity fees
I am doing a transfer of equity on my flat (just adding my husband's name to the deeds - I own the property outright). it is a leasehold property. Today, I found out that the landlord wants to charge £597 in solicitors fees to authorise this transfer. Having looked online, it seems the standard fee charged by a landlord is…
-
Lack of planning/building permission
Hi all, I recently moved into a property and took out Indemnity insurance against a lack of planning/building permission for the garage extension from the previous owners. The extension is dodgy to say the least. In an effort to get an order to take it down, am I able to report this extension to the local building…
-
Deliberately pricing yourself out of the market?
Okay, bear with me, this is the first time I have sold in order to buy and I am not the sharpest at the best of times. Basically, I have flat which, due to location, will go immediately once the price is right (I regularly get offers through the letterbox from private people looking to buy). I want to sell to move…
-
Want to sell house...advice please
I want to sell my house, 3 bed terrace, to move to a larger semi. This house I have now was my first so the process will have been a whole lot easier than selling and then buying a new house. What is the process of selling a house, what do you do first? Do you contact a couple of estate agents to give a free valuation?…
-
Possessory rights?
I'm buying a property that has a strip of land, like a driveway, adjacent to it. My vendor has maintained this for over 25 years and used it for parking etc. The landowner is happy to sell it to me but I'm wondering if I can just claim it? I've been told no, as an agreement was in place thereby voiding any possessory…
-
Staircasing on Shared Ownership & remortgaging questions
Hi there I apologise in advance, my questions may seem silly but i'm struggling to get my head round the whole owning/buying/selling/mortgage thing :) I currently have a 40% share in a £180k shared ownership flat so my mortgage was £72,000 of which I paid the minimum 5% deposit of £3,600. I've recently had an estate agent…
-
Lost job shortly before exchange
Hi, apologies if this has been covered, I've searched but can't find anything current. We're FTBs in a horrendous situation, about to exchange and my partner has lost his job without warning (under 2 years' service) I know we're obligated to disclose this to our conveyancers and lender. He has another job lined up but with…
-
Help To Find Scheme??
Hi All, Has anyone heard of "Help To Find Scheme" my partner had an email from an estate agents (i wont name names as im not sure if im allowed to) which from what i can tell is promoting the use of their in house everything in return for being part of their "Help To Find Scheme" This email also went on to claim that we…
-
Upfront Solicitor Costs
Hi there, Just in the early stages of buying my first house and I've had to change solicitors as the original firm were not on my mortgage lenders list of companies they work with. My new solicitors gave me a quote but are now asking for an extra £300 upfront for 'cost on accounts' and to open my file. Is this normal…
-
Q for Land Registry Representative
We are selling our leasehold maisonette and the buyer's solicitors are insisting on a Deed of Variation for a number of perceived defects in the lease. If we go ahead with this, what is the typical turn-around time to get everything registered? We are at risk of losing the property that we want to buy if we cannot get this…
-
Guttering of semi detatched cut in half, no down pipe!
Don't think this is quite the right place, apologies if not but can't find anything quite appropriate. My mum has an ex council house semi, the adjoining house is also privately owned, rented with a management company handling the lettings - Inspired Sales & Lettings. Over the weekend they have employed a roofing company…
-
Loft conversion
Hi I'd be really grateful for any advice. I have a terraced house which was built in 1904, when it was built, the attic was built as a room, so its own staircase etc. I am one of ten houses in a longer row of terraces that were all built straight into the attic and so all the 10 houses have the additional room in the attic…
-
Poor choice for 'middle class' housing
We're looking to buy in East Yorkshire at the moment with a budget of 300K (this gets you a modern 4 bed detached or a very large 4/5 bed period semi in the areas we're looking at) and we've been closely monitoring the market since November. Back then things were moving a bit slow, but the sales were fairly steady across…
-
What would you offer?
Hi all, I'm a first time buyer. We have just found a property with an asking price of £390k, what sort of offer would you table up to begin with. The typical selling price of similar properties in the area is £375k Any help would be great Thanks all
-
Who Foots the Bill for the Unnecessary Survey?
Hi all Quick question - we had our home buyers report completed around 3 weeks ago. This highlighted the following problem: "The chimney breast in the rear bedroom has been removed. Brickwork remaining above is unsupported. You now need to instruct a structural engineer or chartered surveyor to carry out an investigation…
