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Most appropriate professional?
My relative has some brickwork bowing to an area of the rear upstairs wall. In the full structural survey she had before buying (several years ago), it says:- 'this is the 'normal and classic sign of slow deterioration due to prevailing wind and rainfall acting on the original lime hair mortar and London brickwork causing…
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Shared access and neighbours bins ...
I have a mid terrace house. Part of the way up the back garden is a path that runs across the garden giving neighbours access to their back gardens. On the house side of this path, running along side the path, is a hedge. On the garden side of the path, again running along side the path, is a fence I erected some years…
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Shared road issues
Hi we are in the process of buying a home, our solicitor has flagged up the fact that each of the homes (5 in a new development) all have a 20% share of the road which is on a small cul de sac. We all have off road parking as well, we each have our own drive ways for two or possibly three cars. The issue I have is that any…
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3 Month Lease?
My tenant has asked for a shorter lease renewal than six months. The original six month lease has now expired. I believe in Scotland that the lease automatically renews for six months. Can the tenant be given a shorter lease?
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QUICK SALE SCHEMES: Are they any good?
I live in a horrible council estate. I am thinking of moving elsewhere in my area (Lewes, East Sussex), but houses around here are very expensive and I don't have the money. Returning to Italy, my country of birth, would be an option, but my partner, who grew up in the neighbourhood, is reluctant to do so. However, we may…
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house needing roof work
Hi, we are looking to buy a house which has free solar panels installed. We noticed that the roof itself needs some work, particularly refelting. I am struggling to find information on how much it would cost to get the roof sorted, and how to deal with the fact that the panels would need to come off. I've also read that…
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Buying a flat in Laindon essex help and advice
Hello - I work in Central London, i have been granted a mortgage in principal for 149k, so my max budget is 165K with my deposit. I have been looking further out of London so i can get a bigger place. I viewed a lovely 1 bed flat in a town called Laindon in Basildon essex (SS15) for £160k - it is a new build, top notch…
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Interesting Planning permission query
Ok, so I am selling my house and buying another. We had an extension built on our house about three and a half years ago. We got full building regs certification, and were told by our builder that we did not need planning permission as it was a permitted development. We now 'think' this may not have been the case and that…
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Right To Buy Scheme
OK, here's my situation. I am living in my council house now for about 16 years with my wife and two youngest sons (all working). Now I am too old to get a mortgage and have no savings. My youngest son has landed a really good job with a bank, and has the potential to be earning good money if he sticks in (and i'm sure he…
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Managing Agents
Hi I own the freehold of my house on a small development of 56 homes. The leasehold flats got Right to Manage back in 2012 but we are all still tied to a Managing Company/Agent for the maintenance of the common external areas. The company is awful - 4 companies all with same MD/owner one owns the common areas, one is the…
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PLEASE help me
For those who do not know my story I own a house in a deprived area surrounded by rental properties - almost all are rented out to really antisocial ignorant horrible people. As a single parent with zero financial or practical support I work part time. I can't work longer hours or evening. I have no support in any form -…
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Can i force my ex partner to sell
Posted on a relationship thread but was suggested here might be better: My ex partner left our home 2 years ago after we remortgaged so that he could buy another property, ive now put the original home on the market, its now been on the market a year,my ex partner has a small share of money left in the home, i have a much…
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Accidental damage to a rented property
Hi, I'm a student, currently renting a property for 11 months, it's a joint tenancy and I have flatmates. A while ago, I, with the permission of my landlord had a lock placed on my door, they said I'd have to find someone myself, so I did, but the person who installed the lock damaged the door frame and put the keyhole for…
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Lettings agents renewal fee
Hello, My girlfriend and I are first time renters and we rented this flat 5 months ago on a 6 month tenancy agreement. All has generally been ok. We only deal with the Lettings Agents (LA), not the landlord. We have his name but have never met the bloke. We received an email from the LA saying that the landlord has offered…
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Lying estate agents & seller
We had an offer accepted on a flat many months ago. The flat was advertised with a brand new lease (the advert is still online). I sold my property to make funds available for this place, I paid money for a mortgage broker, I paid money for the survey to be carried out, I am paying loads of money to rent a place while we…
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Building material of house - what is it?
We're looking to move home and have found a potential property we are very interested in. We went for a viewing are seriously considering an offer. Problem is, we weren't sure what the material was for the walls and the estate agent who showed us around couldn't give us an answer. I'm going to try to do this without…
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Suppliers
Hi, I'm due to move in around end of Oct in to a purchased flat, I'm wondering what happens to her existing supplier talk talk - phone edf - electricity thames water - water I will be looking to move the phone straight away but do edf and thames keep going on, how is it decided how much she pays and can i change it when i…
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Sold but can't find new place to buy
I've been wanting to sell for ages, and just got an offer on my flat after a week of being on the market. Now, having trouble finding another place. Should I continue to sell and carry on looking (I can move into my my mums) or should I pull out of sale and not move. I don't want to panic buy the wrong property because I…
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Timing of survey/instructing solicitor
Hi all New here, really need some advice as I think we've done something a bit stupid. We accepted an offer on our house 3 weeks ago. Had an offer accepted on a house 2 weeks ago. All good. Have mortgage in principle sorted and paid for homebuyers report on Friday. But I've just realised that the people we're buying from…
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Mortgage or Loan?
Hi guys, I'd like to get some independent opinions if I may please :) I currently have a mortgage, with ~£125k just coming out of it's term. I have £60-£70k in cash which I can pay down further, but I'm now looking at the most effective way to handle the remaining. Do I get a loan for the balance, which I can pay off quite…
