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Buying Residential Flat on Commercial Lease?
I’m 67, single, retired, state pension only and looking for a Flat in Penrith, North Lakes. After looking for 12 months I have found some fairly new flats ( 8 years NHBC remaining) with good transport links and a lift which could be handy when I’m even older. Some of the flats have been up for sale 12 months or more and…
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Whe to apply for mortage
Had an offer on our house last week after already securing an onward purchase. Question is when to book in the survey/valuation. Don't want our buyer to end up not having the funds or changing their mind having spent £1000 on fee's but at the same time we should keep the sellers happy. How can you tell if a buyer is…
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Meant to be moving today
But my money from halifax hasn't come through yet ( we haven't exchanged anyway) , don't feel like packing any stuff up when I don't know if the jobs on or not👎
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Estate Agent Charging Us for Failing to Sell House
Hi I'm looking for advice. I recently got a letter from a legal company representing an estate agent we once used to try and sell our house. Basically, I used them for about 9 months and didn't succeed. After the house had been on sale for about 4 months, a couple did come and see the house and made an offer, which we…
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Searches
Just a quick question, is it correct that my solicitors cannot conduct any searches until they receive the contract details from the vendors solictors? We were told by our mortgage adviser to hold off on the searches until we'd had our mortgage offer. They were instructed on the 8th September, Mortgage offer was recieved…
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RTB, Freehold and Service Charges?
Morning, Hopefully this is the right place to post, and fingers crossed someone can help I'm currently going through the Right to buy process, we've had the mortgage offer and it's currently with the solicitors, however on the 125 letter from the Housing Association (previously we were with the council hence RTB and not…
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Renting house to pay for care fees
I am currently the landlord to my mums house who is in a nursing home and self funding.All her premium bonds of £30,000 have been used and I am about to start using her ISA. I anticipate having to use this within the next 12 months. New tenants are about to move into her house. I have heard that some councils will let me…
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Advice on back of survey
Evening All, We received our survey back today and amongst other things it mentioned the possibility that a wall will need tying. The estimated cost is 1250 plus structural engineer fees The other work involves plastering and a garage so is of little concern to us, but as this is structural i want to make sure the severity…
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Buying a newbuild not much information.
So we have been looking at the new estate being built near us all the major house builders are there, One problem there is a house we liked but David Wilson said they would not assist with the easymover scheme which is fair enough, they haven't even built 50% of the houses yet but when I asked what houses are coming up in…
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Mortgage - Payday Loans - Help to buy equity loan
Just looking for some advice or guidance from some of the specialist mortgage guys/gals on here. Situation as follows:- Joint mortgage application, my salary £21000, partners salary £22000. I have 3k credit card she has a loan with monthly repayments of £216 and a year to run on it. Both have squeaky clean credit records…
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House Insurance
We are considering purchasing a private house. Is there any way we can check to see if there has been any insurance claims made on the property?
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Tenant sub-letting. Landlord's rights?
Hello I was wondering if anyone could help with a query I have. My parents own a house that they have, in the past, let out direct to tenants. Against my advice, in May of this year, they let it to a guy who immediately sub-let it. The guy was pretty up front about his intentions and my parents saw it as an easy way to…
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Help to Buy new build - changing property
I reserved a new build some months ago but due to a series of build and conveyancing delays, have not yet exchanged. I have now seen a nicer property in a nicer location from a nicer builder and am thinking about reserving after having viewed a show home. They have already pre-approved me for Help to Buy (as builders seem…
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Where does my friend stand?!
Hi I am writing on behalf of a situation a friend is in, so please bear with me!! he lives in the family home which is rented and has been for yeeeeears (not sure if it's council or not), it's just him and his dad now. Dad has met someone and has moved out but hasn't notified the landlord yet. My mate isn't on the tenancy…
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How to deal with a rude EA? (after making an offer)
Hi All, I'll try to keep this long story short. I mainly have two questions: - Am I right in that the EA was rude? - Any tips on how to best continue the negotiations? Here's the story: We'd like to buy a property which we think is slightly overpriced: 'Guide Price' is £345,000, but in the area similar properties have…
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*Realistically* would I qualify for social housing?
As a single man I assume I would be low priority, but here's my situation. Basically I'm 41 years old and still house sharing. That isn't the end of the world, but nor is it great, especially having to share a bathroom and tiny kitchen with 4 strangers. I live in Derby, so unlike in London it is unusual to have to house…
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Agreeing on deposit return under protest
Hello, I moved out with my family from a rented property two months ago. I contracted professional "end of tenancy" cleaning services and have the invoice as evidence. In the meantime (when I had to move abroad for a work assignment), the agency put different tenants in the house and then charged me an overpriced cleaning…
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Can I offer my flat for sale with its furniture?
Hi everyone! I have put my flat up for sale and wondered if I am Able to offer the place with the furniture included, if they wanted of course? If so, how does it work? I am basically moving in with my partners and his parents so we can chain free when we buy and save more for a bigger deposit. Thanks :)
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Buying house from parents - what do I need to know?
(Sorry for the throwaway acct) My parents have decided they want to sell up and move somewhere more suitable for their age. They've floated the idea of me & the wife buying the place from them. They've even offered to knock the price down (a little) to reflect no estate agents fees & quick sale. It's a freehold in England.…
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Great 'where will my sun be' link
Hi all There was a question a while ago asking which way does my garden face and so on - someone who didn't have a compass and hadn't realised that any map you look at will be aligned to showing north at the top of your computer/smartphone/tablet screen and wasn't sure how their garden/front of their house would be re…
