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rental agreement
Hi All, I am sending a new 12 month rental agreement to tenant and have agreed to keep the rent the same for the next 3 month and then review again. is it legal to include a clause in my normal tenancy agreement I use to say rent payable at x amount per month fixed until x data after which to be reviewed? does it hold any…
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First steps needed to remove chimney breast
I apologise if this is the wrong thread, but I didn't know where else to seek guidance. We have recently completed the purchase of a new home. In a few months' time we would like to get the chimney breast removed from the living room to open up the space and make it more versatile for placement of furniture, which is…
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Is Buy to Let mortgage arrangement fee a taxable allowance
I will be switching to a Buy to Let mortgage soon. There is a £999 arrangement fee, is this a tax deductible allowance? If yes, how do you calculate the allowance if the fee is added to the mortgage?
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Changing locks and which ones to buy?
Property we are buying was previously a rental and I prefer the thought of changing the locks. House has UPVC front and back doors and a set of French doors out from the lounge. All are basic euro cylinders. I've seen on Amazon some anti snap, anti pick, anti bump locks. They're about £40 per cylinder, does that sound like…
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New selling price agreed but may make mortgage more expensive?
Hi. Buying flat. Got docs through from solicitors a weekend ago. Service charge significantly higher than advertised so asked for a reduction.got £1500 off the price. The problem now is have an offer of loan through already. And told by broker it may negatively effect my offer, as the deal may not apply for the new amount.…
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The 4 week Building Survey that still hasn't arrived
So a building survey was carried out 4 weeks ago. It was paid for back then also. Telephone calls are met with apologies but no firm commitments. Letters are ignored. The surveying firm is a partnership. What next? Letter before action then small claims court? Will probably lose the house either way :( Might as well try…
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Floorplan software
Can anyone recommend (free) software which I could use to create a new floorplan? There are a few programs around but I'm not sure which, if any, are decent. We are looking to remove an internal wall and enlarge a small toilet into a utility room as well as totally redesign our kitchen. Ideally I would like software where…
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How far from a mine entry is 'safe'?
Hi all, I'm looking at buying my first home and after finding a mine entry within 20m of the first property I looked at I'm now wondering how far is considered safe? How far away would a mine entry need to be to not affect the resale value of the property or the house insurance premium? Is anything over 20m considered…
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New build contract exchange and Mortgage deposite
One of my friend is in the process of buying new biuld and the sellers want them to exchange the contract (By paying 10% of the house price) before the the completion. My friend want to show 25% deposit (Total Value of the house) to mortgage lendor.My question is the 10% (Paid at the time of contract exchange) is included…
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Letting without an agent
Hi, Our house sale has fallen through twice in a week (once days away from exchange but buyer couldn't get together the total deposit, second buyer put offer in over the weekend just gone but today found out the house they're selling doesn't meet building regs and they need to put right before they can sell and then…
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Advertised as Freehold, turns out to be Leasehold - any similar experiences?
Hello All, Quick question for you helpful lot please :) A friend of mine made an offer on a house which was accepted. The property was advertised as Freehold. Now, after having the survey done, he has been advised the property is actually Leasehold. Has anybody else been in this situation and how did it affect how you felt…
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Parking rights under leasehold when purchasing share of freehold
We live in a converted house that has been made into 2 flats. We reside in the larger flat, and pay twice the amount of land rent that the other flat owner pays. The front forecourt in our flat has 3 parking spots. A deed of variation to our leasehold grants us an "exclusive right to park two cars in the front forecourt".…
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The Seller Wants More Than The Asking Price
We've been looking to move for a while and have visited a number of houses. This morning a new one popped up on Zoopla so we contacted the estate agent to arrange a booking. The estate agent informed us that the seller wants more than the asking price. I find this rather strange. I don't know when the house was first…
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advice please on buying the house we rent from a private landlord.
Hi all. We currently rent our 3 bed house at 550pm and have done for 10 years. Our LL has told us that they are 'regretably' selling up and asked us if we could buy it from them. This will save in estate agent fees and stress of selling. We have had to change work situations to accomodate a mortgage offer...but we have…
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giving money to son to buy house tax implications?
My son and dil are saving for their first home. He is my only child. I live with his father, my partner, in a large London house which I own. I do not wish to move out yet although my son will inherit it in due course. They need around £50k to complete the purchase of their home. I can raise this by cashing in a couple of…
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How soon to start viewing?
I have inherited a house in London and am putting it on the market within the next 2 weeks. I am planning to use the proceeds to buy a property elsewhere as a cash buyer but I'm not sure how soon to start viewing places? I've seen a couple of places online that look suitable and I'd love to view them but I am penniless…
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Land registry title deed restriction questions
I have a question about a Land Registry title deed. If a property is owned by Jo Bloggs but it says on the title deeds that there are two restrictions - namely 'no disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor', what…
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Relocating to west country
Hi I currently live in the west sussex area but find it hard to get another job and properties are so expensive to buy, I am considering moving to either dorset or wiltshire as they seem cheaper there and ppl seem nicer too. I really want to try and get on the property ladder since I have 50k+ in savings and still live at…
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Do I need PP to let people park cars on my land?
Firstly apologies to the moderators if this is in the wrong place but I hoped someone in this forum would have a fair idea of planning regulations. Recently, I have noticed about 50 or so of the employees of a local business have started to park in a lane beside my land. Not only is this dangerous for all the local…
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buying a new home b4 mine sells
The house I currently live in is mortgage free and ownership is split 4 ways between my partner and I and my parents. They bought the house 4 years ago and let us live in it while I did it up. There is no mortgage on the house as my dad funded it. My partner and I are now looking to move. Things are selling so quickly that…
