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Taylor Wimpey - Incentives and Options Negogiations
Hi, I'm current purchasing a new build with Taylor Wimpey - reserved the plot in Dec. Exchange due late June and completion due Nov. House value is 480k and I manage to get incentives of stamp duty and legal fee's paid by TW when i reserved the plot. Going through the stages of looking at options to upgrade in the house -…
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Do aucitoneers have to declare subsidence?
Saw a property and it clearly looks like it's subsiding (cracks inside and outside, everywhere!), when we asked the aucitoneer they said they didn't know as the property hadn't been surveyed, and we were welcome to send a surveyor. Obviously as it's an auction, we might not get it even after spending £hundreds on a…
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Lodger questions
Hopefully one of you knowledgeable people can help me with a couple of questions I have about potentially taking in a lodger! 1. If I took in a lodger Mon-Fri, but who had a main residence elsewhere, could I still keep the single person Council Tax discount? 2. Under the rent-a-room scheme, what happens if I were to offer…
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retrospective consent to lease on repossessed house
Hi was wondering if anyone could help me. I am having problems selling my property. I bought the house as a repossession. The Bank’s Solicitors could not locate a Landlord for the property so took out indemnity insurance. After moving in the property I started receiving letters from a Property Management Company who act on…
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Help to Buy: Mortgage guarantees for CoffeShop with residential rooms upstairs
Hello, We considering buying a three bedroom house which has established coffee shop that operates on ground floor and the residential rooms upstairs, we are planning to live on the property and also run the coffee shop business downstairs. The question I would have is do we qualify for the "Help to Buy: Mortgage…
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Buy to let. Cash buyer
Hi I'm new to this forum and looking for advice from someone in the buy to let market. I live in Scotland and have £200K in banks gathering dust. I'm considering using a large chunk of this money to buy a second property and letting it out. What risks are there for me in this? I'd have no mortgage and would let through a…
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Advice required on how to handle prospective purchase
Hey! I come to this forum needing advice from some more experienced people. It is not my first time buying a property but I am unsure how to proceed here. Basically I am renting a nice house in the middle of england (I wouldn't like to go any more specific than that just in case it is recognised) and have been looking to…
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Raising money to move
Before we put our house on the market, my company offered to pay a relocation package. My work was never ideal, but things have gotten worse fast, so being tied in to a bad company for two years, seems like a big, big mistake. Unfortunately we still need to move, with our second LO coming this year, the house seems, just…
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How to find how long houses took to sell?
Hi We are about to list our house for sale, and were wanting to try find out how long previous for sale houses on our estate have taken to sell, is that something we can do and also if so how? thanks so much
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Buy a house or live at home & commute?
Hi, I made a very similar thread a few months back, but I was contemplating renting. This is something I really don't want to do now - I'd rather stay at home a little longer and save for a decent deposit! Bit about me:* 23 * Live at home with parents * Went to uni (didn't live there, stayed at home and traveled every day)…
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right to know who the property seller is? 7 day notice for repo?
It is late so I apologise that I don't have time to search through the forum. I have carried out a general google and can find no legislative basis for the "7 day public notice rule" when an EA is selling a repo. My situation is that I have submitted more than one bid on a property advertised by an local EA, as far as I…
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Insolvency Act Indemnity
I'm purchasing a property, and have been told at the last possible moment that I require Insolvency Act Indemnity to protect my lender because the owner gave the house as a gift to the vendor (elderly mother to son). The draft policy states lists the lender, new owner, subsequent owners, title owners the benefit of cover.…
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mainsonette lease of 59 years
can someone give me advice please? I am considering buying a ground floor maisonette with 59 years left on the lease. Vendor won't extend lease as he's moving to spain and not interested. I am a single female, no kids, cash buyer and intending to retire. I am hoping never to move again and certainly won't live anywhere…
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Reasonable time to search for house?
We sold our house privately on the 2nd May, so now we are searching for house to buy, only we're looking in a specific area and nothing decent is coming on the market. Today I hear that pressure is being put on my buyer to move things along, my question is what would you say is reasonable timescale for us to find…
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When to initiate survey etc when vendor has not found a property yet
Looking for some advice - a) We have offered on a house. The vendor has said they will accept if we offer 5k more. In the scheme of things it is not a huge amount (we offered 580k). I was wondering what we could possibly ask for in return? I'm not keen on the fixtures/fittings/appliances so that's not an option for us, but…
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Will having a Ltd company on the side of my salaried job affect my mortgage?
Will it affect my mortgage application?
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House viewing Etiquette and advice
Hi just wanted some advice when viewing houses for the first time as a first time buyer with no previous experience. I know some sellers look at the viewers and whether they want to buy it as their family home or just another house for their portfolio for example in judging their offers. Advice would be great for what not…
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housing association right to buy
with the queens speach today mentioning about the goverment bringing in the right to buy extention to housing associations does anyone no when this is going to be brought in and what discount will be offered?
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Double glazing and a Grade II listed building.
Hello everyone, My partner and I have just moved into our lovely new house and we're starting to settle in. We've bought a Grade II listed semi-detached Victorian cottage, which currently has ugly metal-framed single-glazed sash windows. Does anyone know the procedures we'd need to go through to get double glazing…
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Thinking of Buying a House with a Septic Tank
Hi, We are in the process of looking for a buyer for our house, so are looking for our next house. We viewed a property today, which was lovely, but in passing the owner mentioned that there is a septic tank. This wasn't mentioned in the details from the estate agent. We have no experience of septic tanks and just wondered…
