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What notice to give a Landlord
I have tenants on an assured shorthold tenancy which expires on the 29th March, when rent is due. They have been planning to move out so we agreed to move to a periodic tenancy after this date. They informed me on the 16th March that they would be moving on the 16th April. Do they have to pay me just until the 16th April,…
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Deposit release fee??
Has anyone heard of a deposit release fee? I am tasked with getting my deposit back after being a good tenant for nearly 3 years. I am really upset with some of the things I am being asked to pay for after taking a day out to clean the flat before leaving- among them a bath plug (which I am sure I left before leaving)-£12.…
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How do you know if an offer is genuine?
We found a house last week (I posted about it on here already, its on a private road) and were told that there had been an offer made by someone and what that amount was, we offered a few grand over what they offered (I wanted the seller to know that we are serious buyers, who aren't going to get into a bidding war). We…
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12 month ast breakclause.Is this legal/enforcable?
I have a tenant who wishes to rent a property on a 12 month ast (not 6 months,(who knows?). No problem there, but for tenants piece of mind and my own, I have asked for a break clause to be inserted into the tenancy agreement by the agents(find a tenant only). Tenants Break Clause: If at any time after or including the 15…
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Help with deposit refusal
hi this is a bit of a long one but need help urgently . in 2012 we moved into a rental house and within a month of moving in a property firm, touchstone cps notified us that they had taken over the property from the landlord . Received no new tenancy agreement as they accepted our tenancy agreement which we had included a…
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Land swap...
I have a scenario on which some opinions/advice would be greatly appreciated…. I own House A with a mortgage I will own House B outright and let it House B has a parking lay-by which is adjacent to House A. It’s across the street and some 10m from the door of House B. House A’s parking lay-by is some 60 meters away in the…
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Would you buy an "overpriced" house
Just interested really as I may be about to do this and although very happy with my decision, I am a little embarrassed when explaining it to the surveyor! So, Assuming it's a cash purchase and tht affordability was OK, would you buy a house you loved, if it was more expensive than previous sales (of same quality)…
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Questions about AST v periodic tenancy for landlords
Thank you in advance for your help. I have a couple of questions about ASTs etc. I have seen people on here advise that tenants can and should switch to a rolling 'periodic' tenancy after the initial AST runs out, and that they don't have to do anything (other than not give notice) to do so. And seen people advise that…
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like a house but has a retaining wall behind
we have seen a property we like the look of, approx. 8 years old in a new build estate but it has a wall like this behind: http://www.externalworksindex.co.uk/entry/32833/Maccaferri/Timber-Crib-mass-gravity-retaining-wall/ albeit not quite a high but a decent height nonetheless with houses overlooking the back garden…
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Deposit return - please help !
Hi there Am desperate for help please. Landlord wanted to deduct from our deposit we said no,they said they would use dispute service with DPS and didn't. Took them to small claims got a CCJ against them because they didn't submit a defence even though they said they wanted to defend. Have logged back on to request deposit…
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Mortgage without indefinite leave to remain, desposit in another account etc.
Hi All, Am going crazy here trying to piece so many things together and will require some help from this every helpful forum and its morgage advisors: Basics: 1. Hubby has been here since 2010 and is eligible for indefinite leave to remain from Sept (tier2) 2. I have been here since 2008 on student visa, then psw, then…
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Completion and settling mortage then money over
Hi all We are in the middle of moving and heading towards exchange, once the purchase completes and our new house is bought outright and our current small mortage will be paid off and after paying solictor and EA fees we will have quite a large sum of money over. At what point should we be getting that money transfered to…
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Confusing mortgage advice
Hi folks, I'm looking to buy a house and am having some trouble with advice on how to proceed. The situation: Divorced, no house (but previous home owner); I live with my common law partner in her home and pay rent; I'm looking to buy a house in Manchester, so I have my own property; I do not intend to rent it out;…
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Is marketing my property as offers over, really worth it?
I'm selling my house and have been advised to market it as a fixed price or offers over. I can see the logic in terms of not receiving really low offers I don't want to accept. However I don't want to put buyers off. Has anyone done this? Did it take longer to sell your house as a result? Thanks!
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Rentcharge question for childrens play park
I was hoping someone might be able to advise/help with this. I bought a new house in 2011 on a new housing development that contained a childrens play park that would be paid for by the residents of that estate. One of my neighbours has moved house recently - the new owners do not have to pay for the park because…
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house rental urgent advice please
Urgent advice please........we're in rented and have had a couple of hiccups with paying rent due to being unemployed. Now back in employment and back on track with rent but our rental agreement ends in april and our landlord has informed us that we can't renew without a guarantor. We have no family or friends in a…
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Building survey + Mortgage valuation, should i get my owner valuation report?
Hello, FTB here. I am in the process of purchasing a house, and have just had a building the survey carried out (waiting for report). I know the mortgage lender will commission a valuation report, but I am wondering whether I should request my own valuation report. Can i rely on the mortgage valuers report to indicate…
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Anyone know Knypersley (Biddulph)?
Me and my husband are currently looking for our next property and have been outbid/lost out to cash buyers on 6 properties in the last 4 weeks! Nothing seems to be coming on to tjethe market and when it does there are a queue of people waiting to buy them! We currently live in a fairly prestigious part of cheshire where…
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How to get the last 24000 to buy property outright
Hi, my husband is 76 and has a guaranteed income and life insurance. We currently have a mortgage which finishes when he is 85. We want to move flat because of noisy neighbours. We can't find anyone willing to lend for a mortgage - even though we don't want any more money or a longer term. If we sell our current flat, we…
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Tax Allowance Confusion
Hello, Please could you let me know if as a nontaxpayer I will have to pay tax on profit earned (rent minus expenses)on a buy to let property if I do not go over my tax threshold £11000ish in latest budget. I know I can offset agency fees etc but would like some untaxed income. Am I correct that the personal tax allowance…