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selling house after split and capital gains
I'm hoping someone can help me. I moved out of the house I own jointly with my husband four years ago. The mortgage term ended 2 months ago, so the house is now mortgage free, and worth £150,000 Last November I bought a house with my new partner, with a mortgage. My ex now wants to sell our jointly owned house, split the…
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Flat mates won't pay utility bills - can I turn off supply?
My daughter is at university and has ended up being owed £150 each by two flat mates with whom relations have declined all year. The daughter has paid the gas and electricity (which is in my daughters name). There is a verbal agreement and practice established that bills are shared. I pick her up at the weekend, and we…
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Selling a small portion of garden to nextdoor that does not have a garden
Hi there I am looking for advice re selling a small portion of our garden to our next-door neighbour. At the moment the house next door does not have any back garden at all (or front garden) and their kitchen window is currently located 'in' our garden. We have considered selling them a triangular patch measuring approx…
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Inherited house, how do I buy the other share out?
I've inherited part of a house and am buying my relatives out. I'm extending my mortgage on my home to fund it so will essentially pay cash. Do we need to involve a solicitor to put it into my name or is there a land registry form we can complete? One of the other relatives whose share I'm buying is an executor. The house…
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Rental application - how long??
So references have been given and i assume the LA should have managed to do the credit checks by now but i haven't had any update from them. Current landlord asked me for a update today and i had nothing to tell him. Whats a reasonable length of time to wait for an answer to our application? I don't want to pester the…
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Looking to buy the house we rent
So we got a section 21 through the post yesterday for our house we rent, called the letting agent to ask why - the Landlord wants to sell up. Anyway, we're now thinking of making him an offer, but there's only so far googling can take you in respects to a valuation. Is there a way I can get some estate agents to come and…
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Nationwidehireuk.co.uk
Hi Everyone, Has anyone else had trouble with Nationwidehireuk?:mad: They let us down at the last minute and couldn't have cared less. I've since found out that they don't actually have ANY vans of their own to hire to you. Instead they ring around / internet search in your local area and try to get one for you, then they…
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Post property purchase lawyer duties?
Hello Everyone, Just over 1 month ago we have completed the purchase of my first house. So I am not really sure what I should expect from the lawyer now. 1. Title Deed. I still don't have any confirmation from the lawyer that this had taken place and that my name is on the deed. When should I expect this from him? And…
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first time buyer mortgage debt
i am an anxious first time buyer. I am in the process of buying and the estate agent has recently informed me that the vendor has found somewhere so should be able to schedule an exchange date soon. i am interested to know how much mortgage debt other first time buyers have and what percentage of your gross (not net)…
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Rented flat to become a building site - rights?
So, our kitchen and living walls have been gettingincreasingly damp over the past year - to the point where the plaster hasfallen off and even the brickwork underneath is crumbling. Our landlord has beenin consultations to bring someone in to fix it and we have just heard backabout how the work is going to progress. They…
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Brickwork Crack Stitching
We are looking at a detached house that has been underpinned after some significant settlement. No less than 11 vertical cracks have been stitched with resin and stainless steel rods. the vendors want top price for the house and the EA has re-assured us that the remedial work guarantees that the house is now solid.…
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First Time Seller price advice needed
I would be happy for some advice. I have had 4 valuations for my flat in April. £285-295k £310-315k £295k £305K Ideally, I would like it to get £305k for my next purchase, but Im not sure what to ask for initially for advertising purposes. I have seen on Rightmove over £300k is a new range or I dont want to lose out in…
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Need proof of address?
Hi everyone, the mortgage company just phoned asking for additional proof of my address as my driving license is at my old address. On checking so is my passport. She said i could use a voting card but (very bad I know) I haven't even registered to vote! She said they won't take a bank statement or Tax credit letter…
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FTB - What to offer?
Hi I'm a first time buyer and have just found a house i'm very much wanting to put an offer on. I'm just not really sure what to offer. It is on for £120k (was put on market in March for £127,500 but has been reduced twice). It was sold a couple of weeks ago but the other buyer couldn't get her mortgage so has now come…
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Getting very impatient with house purchase!
We had an offer accepted on a house at the beginning of February. Took our sellers two months to find somewhere and we waited patiently. Top of the chain pulled out and three weeks ago chain was finally complete again. I've been emailing my solicitors regularly as I want to keep on top of things as our mortgage offer…
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How long am I intentionally homeless for ?
Bumped - New question further down the page. Gave up a council property back in 2002, There was rent arrears, and not knowing any better at the time I didnt know that i could fight the eviction, So gave up the property as soon as I recieved notice. Since then I have sofa surfed, lived in hostels, and 2 long term privately…
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Second house and tax
Hi, just had a question regarding buying a second house wondering if anyone could provide any help. My questions is based on a friend, who is receiving working tax credits, and is planning on buying a second house and renting it out. However the house will be empty for a short period of time while he raises money to…
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Will it affect my mortgage?
Any advice/help would be appreciated
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Easement removal
I would really appreciate some advise. bought a house in a rural village that backs onto a strip of land. We knew when we bought this property that the owners have a private right of way through our garden to access their land. This was created 40 years ago when the said land was used as an allotment. This land does not…
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No mortgage and surveys
I will be buying my next home without a mortgage, as I won't be needing a mortgage I apparently won't need any surveys, however as i'm no buildings expert I am very nervous about doing this. What surveys would people recommend I do? I have lived in my current house that I own without a mortgage for a long time so feel a…
