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Damage to front door on rented property
My neighbour has rented her house for 5 years and her landlords have been slow in the past to resolve any issues. The front door was reported to them as she could not lock it properly. A secondhand door was bought some months ago by the landlord but since then it has sat outside the house. Last week after trying to open…
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thinking about buying a house do i need a credit card?
hey well i saved up 20k now and im thinking i really need to start thinking about buying my first house/flat. i dont live at home i live with my partner in his house but i cant stay like this i know i need my own place even if i rent it out. my mum said i should get a credit card as i have never had one and she said its to…
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Good removal company manchester
Moving house and need a good reputable reliable removal company in south manchester area Any recommendations please ?
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Paying deposit before seeing tenancy agreement?
I've paid a non-refundable £150 'application fee' to a letting agent, to hold a property while referencing is done. The agent has set out the steps of the process in writing, and it states that the 'deposit' (one month's rent + £150) is due when referencing is complete, and that "Once the deposit has been received, the…
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Tenanted flat for sale in Scotland
I've seen a flat I'm interested in, but it's tenanted. I'm buying to live in myself. How would this normally work in Scotland if I wanted to put an offer in - would it be a likely headache? And would we exchange before or after tenant left? Thanks! I know this can be a problem in England, but not sure about up here.
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First house and first post : )
Hello, My first post in this forum, read a few things here and there looks to be some great advice. I made an offer on a 4 bed terraced house, mortgage has been accepted and now I've made an instruction to a solicitor (my Dad just sold his house and recommended them) I am viewing the house again tomorrow with a builder who…
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How do you cope when you can't move?
Any advice Can't move for a very long time yet, need to clear debts first and then build up some savings but where I live is REALLY starting to get me down. Renting is not an option. Really, I just need to learn to put up with where I am now until I'm in a position to move. But how do you do that? The walls are paper thin…
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Guaranteeing a student tenancy agreement
My son is one of a group of six students who have taken out an Assured Short-hold Tenancy Agreement on a house for next year. I have been asked to stand as guarantor for him in return for a tenancy being granted. The wording of the guarantee sounds quite "heavy" ... indemnify you <the landlord> against any default in…
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Glasgow, advertise at 'offers over' 'fixed price'
We are going to put our house up for sale within the next 4 weeks or so. 2 identical houses both sold within 10 days of coming onto the market. The house directly next door sold in early February and the other a few doors down sold early April. We do believe ours will also sell as quickly but are unsure whether to go for…
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Paying off my parents' mortgage...
My parents' (both now retired) remortgaged their house during the height of the property boom in order to pay for some repairs to damage caused during a very bad winter (their insurance company refused to pay up, but that's a whole other saga). At the time they were planning on selling the house (a developer offered them…
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Assured Shorthold Tenancy and Commercial Property
Hi Can I let my commercial property on an Assured Shorthold Tenancy agreement? * Who is responsible for the rent, individual or company? * What are the advantages? * What are the disadvantages? Thanks in advance.
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The tenant left without paying the rent.
We bought one buy to let property in Liverpool in last Aug. The letting agency was changed in Feb. The tenant left around Mar. without paying the rent for Apr and May. The contract is valid until May.13. Now, the old agency said the man did not leave any deposit and there is no rental guarantee insurance either. But the…
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find a lodger
i am in the process of buying a house. I may want to find a lodger to help make overpayments. I had a friend in mind however this has fallen through because of a secondment opportunity at work. for those who have lodgers: how did you find your lodger? Did you know them beforehand? Did it workout well?
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Mutual Exchange Question
I am in the process of a mutual exchange. I have a secure lifetime tenancy (2009) with the local authorities and wish to exchange with a housing association tenant holding a shorthold assured tenancy with a fixed length of 5 years. I was under the impression that when swapping with a shorthold assured tenant, I would be…
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Invited to view house out of our price range
Just wondering what other people's thoughts are on this...we're looking for a property around the Chelmsford area and our maximum budget is £250k. We've only seen 2 houses we really like so far from about 18 viewings and we offered on one, but lost out as somebody offered over the threshold. I had one of the estate agents…
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Rental ratings site
This Trip Advisor style site was mentioned in an article in the Independent today. Very few places on it so far but it looks a good idea. Because posters can clearly be identified by their ex landlords I imagine they are likely to be factual and less prone to the extremes seen on trip Advisor. http://rentalraters.com/
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FTB - House has "underpinning"
Ok so we have got our mortgage in place The house is a fairly modern end terrace The mortgage company agreed they are happy with the mortgage etc... however our solicitor has done the local searches and found documents relating to "underpinning" At first we were ready to jump ship as the seller was "unaware" of any issues…
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Offer from private buyer unrelated to estate agent - I still pay fees?
Can anyone advise? I met someone down the pub and we got speaking about my house for sale and he said he was interested and pretty much made me an offer after briefly popping over to view it. At the same time, a few days earlier I signed with an estate agent at 1% and at the point the offer from my private buyer was made…
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Do you have to own the house you live in?
Hello all. I have a question i would like to open up to the forum and look forward to your advice :-) We currently rent a beautiful home, in a wonderful area and surrounding countryside. We rented the house based on the fact we sold up in a different city and wanted to "try before we buy" a new area. Fast forward three…
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Proof of deposit
Hi, I've been given some money in cash from my wedding, which I intend to use as a mortgage deposit. The conveyancer's have asked that we provide details of all gifts, but we were literally gifted by 20-30 people from countries abroad. It won't be possible for me to get bank statements from everybody as to be honest I…