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fairview new homes - unhappy customer
i've just received a house i bought with fairview and the problem i'm having - so far - is that i thought i'd bought a house with garden but the house came with what is to me simply a plot of land. the corners with pointed concrete, wired metal fence which is actually tearing apart - both of which very dangerous for my…
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Please help - adjoining neighbour has taken chimney stack down without informing me
:mad: I recently moved from Surrey to Devon for ill health retirement and some peace and quite. Moved into my terraced house only last November and i was sitting in the garden relaxing last Friday when a load of scaffolding started being put up around the back of the neighbours roof. We have a party wall and aprox 5ft of…
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Three months on the market, not one viewing
I think the title says it all.... can anyone help as to why I'm not getting any viewings at all on my property? http://www.zoopla.co.uk/for-sale/details/32262979 I put the property my i bedroom flat on the market at the end of February, at a fairly hopeful price of £90,000 (which three of the four valuations I had priced…
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shared ownership purhase without mortgage
Had a discussion at office regarding a shared ownership purchase. My colleague works part-time on a salary of around 625/month. Although having good deposit; not able to buy due to low salary. She wants to buy a flat on shared ownership @25% i.e 25,000 of total price. She was planning to buy it via the usual mortgage…
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6m AST or 12m with break clause?
I've lurked on this forum for a while and have found the information that is shared invaluable. I am a bit confused and I hope someone can help. We are buying a new build, which won't be ready for 3-5 months (builder's current estimate) and we are in the process of selling our house - exchanging imminently and completing…
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Redemption document is taking too long to arrive
We are waiting for this document only to exchange the contracts. We have been waiting for 10 days now and our solicitor cannot still give us an estimated date. For reasons that would take too long to explain, we are staying in a b&b. I am wondering if first is normal that we can not have an estimated date and second if we…
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To buy or not to buy
My fianc! and I have enough savings to afford a small deposit on a house and now that I am a qualified teacher we will both be earning a decent wage come September. At the moment we are renting in the south east and spending a fortune. Rent is costing us so much that we are struggling to save money and we are already…
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Rubbish Estate Agents
On the 20th Feb 2014 I invited an estate agent to value my house and put on the market. 1 week later heard nothing, no pictures or details to approve no phone calls , nothing. Rang agent on day 9 to ask why nobody has been in contact to be told the man who came to my house was off sick. Finally got details to approve…
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To pack, or not to pack...
Hi all :) We're on the verge of getting a completion date, and we don't want to spend any extra time where we are now. Do I start packing? I really don't know whether to make a start or not : / there's no chain and the house is empty so as soon as the decorating and carpets are down we're in! :think:
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Freehold purchase on low-term leasehold property with absentee freeholder
Hi - interested to know whether anyone on here has experience of purchasing a freehold on a property where the freehold owner is missing and gone/presumed dead for many years. Our 3 storied Victorian house is converted into two flats, and both owners would like to address the lease situation which is now under 80 years.…
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Landlord liability
Not sure if I should be posting here or in the insurance board but here goes. A tenant is claiming that a radiator fell off a wall and on to him causing an injury. I have received a solicitors letter about it. I think I am insured via the block insurance on the flats and the management company are looking to it. However I…
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Advice on making reasonable offer for a property?
Hi all, I wonder if you would be able to offer me some thoughts and advice about a property I am looking at potentially purchasing. I am a first-time buyer with a deposit of £35,000 (would go to £38,000 if necessary). My mortgage in principle is between £90,000 and £97,000. I am going to view a house listed at "offers in…
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Searches vs survey
Hi all We are buying a house built in 1988, the environmental search has just come back saying it is at moderate-high risk of subsidence in that area but houses built to modern building standards should be ok. Our full structural survey was done today (it already passed the valuation one) if there is no evidence of…
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Tricky situation with a mortgage
Hi guys This is my first ever post on here... Its a pretty complex situation so i will try and sum it up briefly. We are in the process of buying our first flat. We were pushing ahead quickly as there were delays with our mortgage approval and the vendor was getting impatient. It came to light today from the solicitor that…
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Tax considerations when gifting a BTL property
Hi, looking for some clarification please. I am in the fortunate position that my mother and father in-law want to gift us a property which is currently tenanted and NOT their primary residence. As i understand we are required to pay capital gains tax on this property. However, can we differ this payment and how do we go…
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Analyzing conveyancing quotes...
So I've just had an offer accepted on a leasehold flat for £190k. And I'm evaluating all the conveyancing quotes, of which I have 3. The cheapest has savings of £100 on legal fees, £100 on the 'Land Registry Registration Fee', and £200 on 'Personal Local Authority Search'. £400 savings. But is it worth going with these…
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Extra £20k for an attic, balcony and 26 extra years on lease?
I've had an offer accepted on a flat for £190k. I also put an offer for £170k on a flat literally over the road but the sellers are umm-ing and ahh-ing and probably want more money for it. Both flats are similar sizes and in the same location. The £170k one has a bigger bathroom and a separate kitchen. This one also only…
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stamp duty
Hi All sorry another question regarding stamp duty. I think I know the answer but I'll ask anyway. The answer i suspect is we have to pau stamp duty on the full value. But if you dont ask you dont know for sure. so here goes. Planning to buy my parents house, they will continue to reside there (we will be doing an…
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Environmental Survey
Hi I have had a quote for conveyancing. The Environmental and Chancel Searches are optional. I have been reading up. I looked up the address on the Environment Agency website and can see info about flooding, etc Will the Environmental Search give me any more information than this? is it worth paying the quoted £50 Thank…
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Shared ownership vs Equity Loan
Hello, I am looking to buy a new build property in London and have the option of buying a 75% share (minimum) or taking an equity loan of 20% and buying the whole thing. Rent would be £150 if shared and service charge £130 either way. I have a deposit of £50k. Property worth £250k Would I get a better mortgage deal with…
