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About to buy, but leasehold document has missing words
I've been going through the very long process of buying a flat for the first time. Everything has been proceeding slowly but steadily, however a problem has emerged with the leasehold document. The seller's copy has the last word of each line missing. I've tried the land registry but they only have an identical copy with…
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BTL Property in wife's name only
My wife and I have a BTL property with no mortgage. It was left to her at the beginning of 2014 and is currently rented. 1. Can I assume that when it time to do a tax return next year she will have to do this and not me as it is in her name only? 2. Would it be advisable both practically and financially to add my name to…
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Advice
Hi, In the process of buying house. Had a survey done. that identified some issues. Arranged for a builder to have a look at the issues. Estate agent comes back the day before builder is due to have a look and say that the vendors are taking the property off market. Next day the Estate Agent comes back saying that the…
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First Time Selling - Process
Good Afternoon, We are in the process of selling our first home and moving to another and I was wondering whether I could have some guidance on the process in which to tackle things. Current Situation. -We accepted an offer on our home. From a FTB living with parents -Solicitors start sale process -DIP obtained -We have…
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Deckstop lease extension valuation surveys
Hello there, Can anyone please comment on reliability of lease extension desktop valuations versus onsite ones? I am purchasing the property and it is has just over 85 years left. The vendor will serve the section 42 Notice but I need to advise on the premium to put into the notice. I should have potentially used the…
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House needs 3K of work
Afternoon All, I have had a survey done which highlighted some issues. I have had them looked at and it turns out that it will cost almost £3k to put them right. I'm now in two minds as what to do as I don't thing the seller will budge on the price. what are your thoughts? is £3k on a £92k house worth pulling out on? OSO
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guarantor/6 months rent
I'm acting as guarantor for my step daughter. The landlord also wants 6 months rent up front (£3,000). I thought it was normal practice to either have a guarantor, or ask for 6 months rent. Not both. Am I wrong? I know when we rented 4 years ago, we needed a guarantor, but we certainly didn't need 6 months rent, ditto the…
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Advice on ending joint ownership of a house
Hi I would be very grateful for any advice people can give on the best way to proceed in the following situation. I bought a house with a friend about 10 years ago. This was essentially a business arrangement as neither of us could afford a decent house alone at that time. We went for a beneficial joint tenancy and a 95%…
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How am I ever supposed to move?
Me and my partner are unfortunately on a low income, as I can only work part time because of our 1 year old. We would love our own place but don't earn enough to get a mortgage with what we have saved. So we have looked into renting privately (currently living with my partners mum, however she no longer wants us here and…
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Can I rent my house to my wife?
Hi all, I am currently separated from my wife and living at my parents. We have two young children. I bought the house in 2003 whilst I was single and the mortgage is in my sole name. My wife (then girlfriend) moved in 2005 and we were married in 2008. My wife doesn't work as we took the decision that I would be the sole…
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Mis-sold property with issues. Please advice.
Hi! This is our first post, so please go easy on us. Completed on our first house a 3 bed, about 7 weeks ago. There is a shared driveway which as per the title deeds, belongs to the house but is shared with the houses on either sides. The other parties have rights to walk, drive over (but not park) it at all times. Since…
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Advice- Garden Boundary/Land Registry
[FONT="]I am looking for some advice- my husband and I are in the process of purchasing a house. Tentatively, we are planning to exchange and complete next week, moving next weekend.[/FONT] [FONT="] [/FONT] [FONT="]However we have a small snag.[/FONT] [FONT="] [/FONT] [FONT="]When we viewed the house,…
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Land Search - Ground Instability Risk Identified
We have recently had our searches back on the property we are buying and in the ground instability section, it is noted that: There is a moderate risk of ground instability within 50m of the property. Has anyone had this come up on their searches and what further investigation do we need? Our solicitor is unsure whether…
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House prices
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right to acquier - buying outright
Hello, finding it hard to find information about the following, so would be greatful for any help. From next month me and my partner will be eligible to purchase our housing association, 1 bedroom flat under right to acquire scheme. We both earn £10k per year and have 52k in savings between us and expect to pay £64k for…
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Help needed. Changing jobs advice.
Hi all, I currently have a mortgage in place and am waiting to exchange contracts. We have a date already agreed to move in 4 weeks time. I have been given the opportunity to go for a job which would double my wages but I need to act fast as interviewing starts soon. If I were to leave my job then I would have to give 4…
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Why is this house not selling?
Hi there, Long time lurker. As the thread title says really, why is this house not selling? The price is in the right area etc. but other than a couple of viewings in the first week, it's been fairly dead since. Any advice would be gratefully received, thank you. rightmove.co.uk/property-for-sale/property-43423471.html
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how to send solicitor the funds
bought a house at auction need to send just shy of 100k to solicitor to complete at end of month i bank with hsbc personal account (not premier) i know i can send 10k online via online banking dont really want to pay whatever the chaps fee £30ish is if it can be avoided any ideas? can i use standing order payments using…
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New Homes & Help to Buy - DELAYS
Hello, I'm hoping that someone can offer me some advice in the absence of any forthcoming advice from the mortgage broker / solicitor. In July 2013, Bellway launched the sale of new homes as part of a phased development in Essex. The houses in Phase 2 would be ready for occupation in July 2014. This was the first time I…
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What to do with furniture? Dilemma!
Hi For reasons relating to my health I have had to sell my flat and move back into my family home. I am due to complete on the sale next week. My tennant moves out on Saturday, and I think we are completing on the following wed/thurs. With the bank holiday that gives me about 2 days to get rid of the furniture. Most of the…
