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Protecting Investment?
Hi, I am getting a mortgage in my name only. My parents want to "give" me £XXXX deposit. They want their money to be secure and wonder by what action/paperwork this could be guaranteed by law? The perceived threats to the safety of my parents money are as follows: My husband has previous debts (pre-dating before we met),…
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What to offer on £291k house with motivated sellers?
We want to offer on a house that's on the market for £291k, reduced from £301k three weeks ago. It has been on the market since October. This is in the North where prices are rising only slightly if at all at the moment. The sellers have found a house they really like and have indicated to us that they're keen to sell…
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complicated to resolve?
Hi We started the buying process on the 2nd Jan. All our searches are back and ok but now we have a problem. Our house to be is an ex local authority house and was originally sold in 2005. Following this the council passed on its ownership of houses in our town to a housing association. When the housing association took on…
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Inheriting a tenancy
I have a meeting next week with the housing association regarding my Grandfather's home. He's been the tenant of this house since the early 1950s and despite having many chances, he never brought the house. His health is going downhill fast and I am worried what will have happen to me afterwards. The housing association…
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Help: tenant in a house that is being repossessed
Hi I was wondering whether anyone has been in a similiar situation to this. I'll try and keep this short and sweet. Basically I'm a tenant in a private rented house. My partner and I have rent arrears of £2,500. We informed the landlord we were having financial difficulties and she refused to help. She is abusive and won't…
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Capital Gains Tax
Hi all, Having owned a second property for some years, I would now like to sell. I'm told that a CGT up to 28% could apply .Ouch! Any way of getting around this or keeping it to a minimum? Any advice would be much appreciated,thanks, Brian.
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House inspection (renting).. what to expect?
My OH and I have lived in our private rented house for almost two years but have put in an application for another house due to damp and location problems. Our current letting agents are coming over to inspect or house before putting a reference in to the other letting agent. Our house has never been inspected before while…
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Rating houses
I've looked at several houses and each has different pros and cons. I'm thinking of drawing up a points table to help me rate each one and perhaps be more objective. Although this wouldn't take into account just liking one house more than another! I'm thinking of including variables (in no order of importance) such as:…
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Change ownership
Hi all A few years ago I got into a property buying scheme which didn't finish going that well. At the time I did not have a credit history so we agreed that 2 flats would be purchased under one of my best friend's names to get a better deal. The money for the downpays to the lender came out of my pocket. I know probably…
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lodgers on housing benifits question
Just a quick one really. Are there any issues taking in a lodger that is on housing benefit? I have had a couple intrested in my room but have been on this but dont know if there is any sort of things that can go wrong with that.
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Questions over property ownership.
Hi, I'm new and looking for a bit of advice regarding a property we are looking at buying through an auction. The house next to us has been empty for ages and we made an offer to the owners' family in Late Jan/early Feb. They told us a few weeks later that they had sold it to someone else and we thought that was that. :(…
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Non-adopted road/new build estate
Hi there, Have searched the forums and read through a few useful threads but still feel quite confused about this. We're looking at buying a new house, which will be on a non-adopted road when complete (I have no idea why it is non-adopted, have asked the solicitor to ask). It seems as though we will own the road directly…
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Tenant Repairs
Hi chaps, Can anyone point me in the right direction for letting agent's/landlord's responsibilities when it comes down to repairs? And also point me in the right direction about inventory check-outs. Basically, my letting agent is trying to charge us for a call out that we would have to pay for, and THEN if it is found…
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Introducing Yourself to New Neighbours
How did you introduce yourself to your new neighbours? Did you do it on completion, or when you actually moved in? I thought of taking round something but I can't think of anything P.C.!! There's four other flats on the same floor...
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CO detector
Is it the LLs responsability to replace these?
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Noisy Neighbours – 24/7 and getting no help.
Long story, short... the house next door has been converted to lots of rented rooms. Many have moved in and they love their rap bass music. Since Christmas/Boxing Day 2013 (for nearly 3 months solid now) they play music 24/7 it’s on 99% of the time – REALLY! That much. When you wake up - it’s on, it’s on all day and when…
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Why renting is so pathetic !!!😳
Hi I m living in a one bed flat in east london and paying about £800 a month from 5 years. Now we have addition in the family and needed a bigger place to stay in and looking for 2 bed room house or flat from last 3 weeks and it's been a hell to find out that estate agents say you must be earning at least 36k a year to…
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Would you let a family member buy a house in your name?
Help please! My gran sold her house last year and moved in with my aunt. She now wants to purchase a buy to let and will be a cash buyer. However she wants to buy the property in my name- not to try to avoid inheritance tax ( she is under the threshold) but because she does not want the hassle of having a property and she…
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Unreported neighbour disputes
Another question: the house sale has gone through but we've just found out that the previous homeowner didn't declare any disputes with his neighbours, at least one of which has reached the courts. What can the new owners do about this?
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Shared Ownership Lease Issues
Hi, I am suffering an absolute nightmare trying to sell my shared ownership property. I bought a 40% share outright as I could not obtain a mortgage at the time having just moved to the UK. I now am able to obtain a mortgage and have been trying to sell my 40% share since March last year. My housing association (One…
