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Leasehold Nightmare
Hi All, I am wondering if any of the property experts on here could help me out please. Me and my partner have recently found out the property that we believed was freehold (Agents Dictated This To Us, and we have proof of emails between me and the agent) is now leasehold with only 57 years left on the lease. :( As we were…
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Valuation for House sold in auction
Hi all I will be thankful if someone can guide me. I am looking to bid and buy a freehold house in auction on 27 March 2014 on cash. Before that I am looking to get a survey done of the house. I am looking to spend as little as possible on survey. I am looking for the survey equivalent to the survey done by lenders at the…
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Offering on a new build
quick question; Our seller has apparently put an offer in on a new build and if I heard correctly, the EA said they have to wait until its built before the offer is accepted? Have I heard this correctly?
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Help: Question about notice to end tenancy and deposit.
Background info I signed a 12 month contract with a "2 on 4" breakout clause, which means I can leave at 6 months at the earliest, and before 12 months as long as I hand in my notice two months early. I initially wanted a 6 month contract, and made this clear verbally to the lettings agency. However this contract was…
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Prescribed Information - Tenants Claim It Was Not Given
The deposit for my ex tenants who moved in June 2011 was registered correctly in time with an approved scheme and my ex tenants and I agreed the return of the deposit (50/50 split for agreed and provable damage) in January 2013. I have now just received a letter from them claiming that although I served the prescribed…
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Woohoo, offer accepted, what do I do now?
Fingers firmly crossed that no nasties turn up, but my quest for a place to buy may finally be over as I have had an offer accepted on a flat. What is my next step? What sort of survey should I get - it is a chain free ground floor flat in small purpose built block, probably about 30-40 years old. Do I instruct solicitors…
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First Time Buyer - Advice needed
Hello, I'd like to explain my current situation and would then be grateful on any advise on how to proceed with what I would like to achieve. I'm 24 and I'm currently living in a house which is owned by my Gran.(I've always lived here.) The house is valued at around 260K. I've been in my current full-time job for nearly 3…
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Property for sale,advertised as "price guide"
Hello everyone, quick question. I am interested in one property, which I will be weaving tomorrow. It is advertised as Price Guide £225,000. What they mean by Price Guide? does it mean that they would go lower than advertised price or higher?
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Husband's concerns and part exchanging a house
Hi again, My husband and I have been looking at a new build. This would be a step up and our family home. Currently we have a house each and live in my husbands house. My house has little to no equity where as his could have around £80k. In order for me to be able to contribute to a larger mortgage I would need to clear a…
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Downsizing/Downpricing - Deposit question
Hi, we are about to put our house on the market after living in it for 20 years. We have a small mortgage to pay off then we will be cash buyers on completion. We are downpricing, it seems the right time to do it in this crazy London market. We don't have any cash for a deposit on our forward purchase other than cashing in…
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abandoned skip
hi all not sure if this is the correct section my next door neighbour moved out about 6 weeks ago, the landlord has been in and our for about 3weeks after that and have had a few skips. the last skip however has been there for about 4 weeks, its overflowing and put close to my partners car. now the wind has picked up it…
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Buying is £124 a month cheaper than renting
We all know that (as a general rule) throwing money away on rent isn't a good financial move. This report puts some actual figures on it:- http://www.moneywise.co.uk/news/2014-03-17/buying-124-month-cheaper-renting?utm_source=Newsletter2014-03-18&utm_medium=Email&utm_campaign=ContentPromotion "It is £124 a month cheaper on…
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Selling a btl
Hello am having some problems selling a BTL, egos clashing all over the place. House is in good nick, brilliant location, tenants want to buy. I said OK, I will get a valuation, they have offered £15 k below valuation!! (I offered it at £5 K below valuation). Their offer is 15% below valuation. Prices in the area are going…
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please property bee these two
Could some nice person property bee these two for me please . Thanks in advance http://www.rightmove.co.uk/property-for-sale/property-29556096.html?premiumA=true http://www.rightmove.co.uk/property-for-sale/property-41161831.html
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Buying a house, vendor wants £500 for burglar alarm.
Hi all, I got a contents form through today for the house we are buying. They are downsizing into rented accommodation so on the form there is alot of stuff they have offered to sell to us, such as the american style fridge freezer for £300, dining table and chairs £200. All fair enough and I'll probably take them up on it…
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Moving house tommorow!
Hi all, Just wanted some advice really. Its our first proper big house move tomorrow. We are using a removal company - who have so far been excellent, professional and helpful even though we have had to chop and change the dates to get the place we want! We are almost there with the packing I will be finishing off this…
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Mortgage Porting; am I being stupid?
Slightly confused, please help. Also, how does porting work. Let's say: Current place sells for £650k New place cost £450k Port £358k mortgage Difference £92k Am I working it out right that if the above happened then we'd have a new place with a £358k mortgage and £558k from the sale of our current place? Or am I being…
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Want to move but not sure if I can
Hi all We bought our house for £107k at the back end of 2007 and took out a 100% mortgage. The mortgage was initially fixed for 5 years and we are now on the lenders variable rate (1.99% above the base rate). We would love to move however our house is never going to be worth what we paid for it and there is currently a…
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House in a very bad school area
Hi guys, I'm looking for opinions. I'm looking at a house in near (a few roads away) what was a couple of years ago the worst GCSE attaining school in England (3% 5 or more A*-C). It is described as "rough". We have no intentions of having children, however, will this make the property not likely to sell if we want to in…
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Which deposit protection scheme
I am about to go it alone and take over the management of my rental property after having issues with my agents lack of full management service which they were supposed to be providing. I've got everything else in place now accept for which deposit protection scheme to register with. I need to do this and pass it onto the…
