-
Ground Rent Increase with RPI Retail Price Index
Hello, First time user here at MSE so hope this works. Long story short in 2007 I bought an apartment, in 2009 I met my wife and we bought a new house together, as I had lost so much equity in the flat I could not sell and was forced to rent, and have done so since. Since then I have been paying extortionate maintenance…
-
Epc validity
Had epc done in 2008. Estate agents told us it was valid for 10 years as does everything I have read online about them. The solicitor has written in our information that they are only valid for 3 years. Any ideas?
-
Negotiating a price of a new build
We are in the process of selling our property with a view to move in to rented and look for a new build. We should have about 20% deposit to put towards the house and will have no chain so we feel this will put us in a strong position to buy. Houses in our area both old and new build are getting very popular again. Is it…
-
Co ownership of mortgage - with no income
I will shortly be applying for a mortgage with my parents, my share will be 1% as I am a student and therefore have no income. The mortgage is being issued so that only my parents income is taken into account. Will the lender need to examine my finances (outgoings) or just conduct a credit check? I will be paying 1% of the…
-
Knocking through external walls to create 'live in'kitchen diner
Hi, we 're currently in the process of buying a house. The house has a single storey extension which provides a utility room adjoining the kitchen, and an extra reception room. Ultimately what we would like to do is to knock the kitchen and utility together (ie create opening in previous external wall- there is a door…
-
Tax on rental income -Help
We have a property that was inherited (With no oustanding mortgage etc) and decided to use this to the future benefit of children across ours and our extended family eg children of brothers and sisters - To this end the property was put in a trust prior to renting out. Question is this - Given the beneficiaries are solely…
-
Renting out a room
I have a couple of spare double bedrooms in my home and I am thinking about getting a lodger.However I have never done this before I havent got a clue where to start and wondered what advice anyone would be able to give me or things I need to think about. Thank you
-
Ending tenancy agreement
Hi Wondered if any one can help with this situation. I entered in to a 12 month contract (no move out clause attached) to rent a property. My circumstances changed after I moved in (april) and I had to move out (at the end of 9 months tenancy) due to change of job. I wrote to LA 4 months (Sep) before my move-out date (Jan)…
-
Problem with letting agent (from a landlord)
I bought a property six and a half years ago. Due to work I had to relocate and since then I've been letting it out using a letting agent that is part of a national chain (I won't name them just yet...). I'm now in a position where I'm looking to sell, but the sheer incompetence of the letting agent is causing me…
-
Cost of a new roof and repoiting
Hi, Would anybody have a ball park figure on the cost to put a new roof, possibly including trusses on a 2 bed victorian terrace? Its a pitched roof with no windows.. Similar to the pic below: I was gonna post a pic..but im a newbie so i cant :( Also..the front of the house also needs repointed..how much would this cost…
-
EPC & Floorplan documents
Does anyone know the legal requirements behind EPCs (energy performance certificates) and floor plan documents when buying/selling? We won an offer on a 2 bed terrace a few weeks ago. The estate agent only has the room dimensions available, which excludes hallway space and total sq footage - he gave us the individual room…
-
Renting a key worker flat - what happens if I lose my job?
Hi, I'm a total noob when it comes to renting. I will be shortly renting a key worker Housing Association property and I'm really worried what would happen if lose my job, would I lose my flat? Or does it depend on the local council policies? Many, many thanks for any help. :)
-
Aerial blown off - tenant or landlord to replace?
I have had a phone call from my letting agent saying my tenants have emailed to say that the aerial has come down after the winds. I have looked through the tenancy agreement and can't find anything which mentions this. They haven't been good tenants with regards to prompt rent payment so I am inclined to take the line of…
-
Where's best to get moving boxes?
I'm debating whether i have to buy moving boxes, do supermarkets still give them away (or anywhere else?) are the ones you buy better?... do removal people 'give/loan' you boxes? any advice useful :)
-
Fee claimed by a solicitor
I own a property, which has a Grounds Maintenance Fee. I got a little behind with the paying of those fees to the residents association, and told them that I would be paying them when I had the money, but received a letter sent on behalf of a solicitor, instructing me that they were now dealing with this matter and that I…
-
buying a house when recieving government benefits??? !!!!!
Right....this is something that has ruffled my feathers recently. I know of a few people who are long-term unemployed and are receiving benefits. They have this strange belief that when universal credit comes in, they will be able to take out a mortgage on their own home. Basically they are saying they can pay their…
-
How do i decide where to live?
Im after advice from all the wise folk out there. Im not in a pisition to move at the moment. My goal is to clear my debts asap and save up. Already a home owner but not happy where i live. I find it hard to resist all those small purchases £3 here, £2.50 there but it all adds up. I want to have a clear picture in my head…
-
Section 106 restriction
I am looking at buying a house with letting property attached. The letting property has a Section 106 restriction which limits the use of the property to holiday use i.e. no single period of residence more than four week. Is there anything I should be worried about with this type of restriction?
-
Can I get my holding deposit back?
Hi all, I've been trying to research if holding deposits are refundable but none of the answers seem to fit my situation so I thought I'd ask here as I may get a more specific response. My boyfriend and I are in a bit of a rush to find somewhere new to live as our current tenancy ends soon. The reason for not finding…
-
Tenancy Deposit help please
Dear everyone, Unfortunately, I am being forced to raise a dispute with https://www.mydeposits.co.uk to recover my tenancy deposit as Landlord and I have not been able to come to an agreement re the amount of tenancy deposit to be returned. As I started raising an online dispute, I saw two options: Either county courts or…
