-
Music being played in neighbour's garden - what's reasonable?
...........................................................
-
Equity Query on 'Extended' Shared Ownership House
Can anyone offer help/advice? I am about to put my shared ownership house up for sale but have come across a problem..... I bought the house in 2005 as a 50% share and as my family grew I had a need for additional space. Not being able to move at the time, I opted to have the loft converted in 2007 and gained all the…
-
How seriously do people take Zoopla reports?
Afternoon all. We are hoping to put our house on the market in the next few weeks and having researched similar properties in the area, I think I have a fair idea of what it's worth. The issue I have is that the only 2 recent purchases on my road of this type of bungalow were mine (a semi) and a detached up the road. These…
-
Advice needed ending a tenancy & buying new house
I'll try to keep this concise and accurate: 1. Currently in a 12 month AST ending on September 8th 2. Currently in process of purchasing a new build property 3. Mortgage application submitted June 28th, valuation set for July 17th (why so long??!). So could still very easily all go t*ts up. 4. Expected exchange date is…
-
First time Renting
Hi, Me and my 3 Friends are seriously looking to move out and we've found a 3 Bed Apt for £765pcm our budget is £400 each pcm which gives us £1200 would this be enough to cover rent and Utilities and food bills Budget = £1200 - (Rent £765) = £435 for bills and food is this enough? Thanks
-
Buying at auction
Hi, I would be grateful to hear from anyone who knows about buying at auction. I have no experience of auctions, but a property near me has been ropossessed and is up for auction by the recievers at the end of this month. Its a bit complicated which I hope will put others off. For a start it has been burnt out. It needs…
-
Feeling forced to use EA's mortgage broker
Hello, I have recently made an offer on a house which was accepted. I have spoken a number of times to the estate agent's in-house mortgage broker, however I have decided not to use them. The sellers however are using them for their mortgage for the house that they are moving into. I have informed the estate agent of my…
-
Credit and Mortgage, will I EVER get a mortgage? HELP NEEDED!!
Hello everyone, Any advice would be REALLY appreciated!!! I have recently applied for a mortgage through a broker (I think he just did a light footprint search) and was refused. It was a joint application with my partner who was accepted. I have my credit file, there are currently 4 settled defaults and 1 default which…
-
Redrow Nightingale Gardens Leicester off-plan anyone purchased?
Hi All We have currently reserved a plot at Redrow Nightingale Gardens in Leicester - East Midlands. The plot is off plan. The development seemed very popular. Has anyone managed to secure a good deal here or anything off the asking price? We only managed to get carpets and Vinyls. But I overheard some people getting…
-
Council tax - Student and Discount?
We currently rent out our 2 bed property to one student and one professional. Obviously the student is exempt from council tax, but can the other person then claim single person discount?
-
Council Tax - Overpayment??
Moved out of my parents house properly for the first time last September (not including 3 years of Uni).Started paying council tax from October and just assumed the price I was paying was the monthly cost. Back in April, when the financial year ended we got our new council tax bill for 2013/2014 - and realised the total…
-
£4500 Flat Renovation Budget
Just bought a flat - 450 square feet Ready to move in to, but want to make the open plan space more living/kitchen, replace the carpet with laminate flooring and add in a new bathroom suite and tiling Any thrifty ideas for getting the units at good cost? I think £4500 for units and labour, if i source wisely/ask friends of…
-
Legal advice required
Here's my situation: I am renting a flat in a building, and the building was bought by somebody else in December. Before this happened, I was on a 6 month contract with my old landlord with lots of paperwork included. Water was included in the rent (even though the contract says otherwise, I called them today and they said…
-
Withholding Deposit in lieu of fees?
Hi All, Can anyone offer any advice here? As a landlord I signed up with an agent for a tenant finding service 3 years ago and duly paid them a fee said thank-you very much and we went our separate ways. The only remaining contact was using the deposit holding scheme. My tenant has just moved out and I went to them to get…
-
Help - Buying my first house and worried about the future.
Can anyone help me, or give me any advice? I got married last year and my husband and I are about to buy our first home. In order to get on the property ladder we are doing a first time buyers scheme with Nationwide (save to buy) with a 5% deposit. Due to this the mortgage repayments are near £1,300 a month (twice our…
-
Advice Needed - "window" in Roof?!!
Hi, Long time lurker, first time poster! I'm hoping you can help me with some advice. We recently viewed a 1930s style 3 bed terrace, and on 2nd viewing looked in the loft and noticed daylight. From outside, it was clear that, not only does the roof bow in the middle, but there is a hole of about 10 tiles missing (clay…
-
Can we ask for a stair rail for safety?
We moved into our house almost a year ago (private rent) and the only issue is that part of the stairs is open to the ground floor hall, when we moved in we thought it was an atractive feature, now we live in it we realise its a safety issue. Several times one of us has stumbled and nearly fallen down into the hall from…
-
Tax implications of renting to family
Hello I own a third of a property with my siblings. My parents live in the property and pay the equivalent of the mortgage on it. None of us have received any income from it and as far as I'm aware, haven't declared any expenses against it. The rental market is about the same for equivalent properties in the area so my…
-
House bank valuation much lower than offer price. Advice needed
Hi all, Long time lurker making my first post here, so thank you all in advanced for any replies. A few months back I got an offer accepted for a house at asking price. There was quite a lot of interest in the property but out of all the offers, mine was accepted. Absolutely loved it and was happy at this point to pay the…
-
2nd Mortgage
Hi We would like some advice. We have had our house on the market for ages. It is an ex local authority house which the housing association has offered to buy back. We have two mortgages on the property. However the offer is £5000 short of our mortgages which is just over what we owe on the 2nd charge (6500). Is it worth…
