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Buying a flat - do we need to refund portion of service charge?
We are buying a flat (completing in 2 weeks) and the current owner has paid this year's service charge of £1500 up front to end of December 2013. Do we need to take this into account when making final calculations of who owes who what? If I were the owner I might be thinking I was due a repayment of the remaining 5 months…
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Vendor is renting flat back from us after we complete purchase - utilities query
We're about to complete on a flat but have agreed that the vendors don't have to move out until 4 weeks after completion while they have work done on their new property (we don't need to move in straight away). They will be paying us rent for this period (with formal rental contract). Can anyone see any potential problems…
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Reccomend me a conveyencor
Looking for a good either online or local firm? Buying a new build property first time buyers, money is tight/ Thanks
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what to do - Dilemma
Saw a property recently - I really liked it. Was up for £380k and it needs a lot of work. Made an offer that was too low - and info back from EA that they would not accept less than 350k. Agreed to this after a short period. And house taken off the market. 2 days later get a call from the agent to say that someone else is…
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What are the implications of being a permitted occupier?
Hi All Really hoping someone can offer me some advise. Myself and 2 other individuals are looking for a 3 bed flat to rent. We have found somewhere but it doesn't have a HMO C4 license (our council requires this for more than 2 unrelated sharers). The LA said we could get around this by putting the 2 highest earners on the…
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Tenant referencing, rent indemnity and landlord insurance - recommended sites?
Hi all, I am a long time lurker, but first time poster and thought I would ask you lovely people for advice... I am looking to rent out my property as I have taken a job two hours away. My husband and I own the property with a residential mortgage, and have been granted Consent to Let. We have an EPC and landlords…
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Help with small claims advice and neighbour
Hi, hope this is in the right place to post this thread. I need to sue my neighbour but I don't know the date of the incident and also his surname. I do have evidence of the event. I have tried communicating with him but he first refused to acknowledge the issue and now he is ignoring me and this is a last resort I really…
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Would a small kitchen put you off
Looking for plenty of opinions please :) Would a small kitchen put you off buying a house? The house has a separate dining room of 11'2" x 9'9" and a kitchen of 9'9" x 8'9" (at widest points). There are 3 double cupboards and 2 single ones, and a small cupboard over the extractor fan. The kitchen was fitted maybe 6 or 7…
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quick question about potentially renting our mortgaged property
We have a few ideas regarding the house we live in at the mo. either to sell, and possibly be in neg equity etc or rent it out, and pay the diff each month to the Halifax . IF we decide to rent, and we inform/ask the Halifax, do you know if we need to pay any extra interest? are the Halifax inclined to agree or decline…
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Help!! Would our Mortgage be Affordable???
Hi all, My husband and I are first time buyers and we are currently looking to buy a three bed house. We are planning on starting a family in the next year, so want to move out of our one bed flat asap. We have found a house which we really love. It was built in 2008, originally sold for £287k and is on the market for…
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Unfair Terms in Consumer Contracts Regulations 1999 - LAs
Hi all, I have a query regarding the above regs. Firstly, I manage a Lettings Department for a successful Chartered Surveyor business. We are regulated by ARLA, ARMA, RICS, TPO etc and, basically, do things properly, and do not rip off our tenants or landlords. However, no one seems to know how to proceed with a complaint…
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How long does it take to move house?
Once the mortgage and offer is accepted, it has been 2 weeks since i have found out the mortgage had been accepted. Thanks :)
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New House Questions
Good day! Me and my partner have had our offer accepted for our first house. The vendors are lovely and very accommodating. Upon receiving our home buyers survey, it has come back with only 2 points of any concern. 1 - There is a raised drive next to the fence and this is obviously moved over x amount of time and is…
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How to split proceeds of sale
I bought a property with my mum. She put in £30k cash. I took out a £30k mortgage. We sold that property for £90k and bought another for the same amount. Again, I took out a £30k mortgage and the rest was made up of the proceeds of sale on the previous house. We are now selling our current property for £170k to buy…
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Other tenants breaching head lease/fire risk
Hi all, hoping someone can provide a bit of advice. I live in a private rented flat and the terms of the head lease for the building state that residents must not leave things in communal areas including the hallways/stairwells etc - presumably because of the fire risks involved with things being fuel for a fire and also…
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Valued at 20k lower than offer... Options?
Hello, as a follow up from "I can't survey this, there is stuff in the house" we have had our survey. House is here: http://www.rightmove.co.uk/property-for-sale/property-38736496.html. Here is the response: There is a repairs recommended as condition of mortgage section: 1 Property requires internal refurbishing and…
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Tenants damage to our property already exceeds deposit & their contract isn't up
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Crazy house buying and selling dreams
Last night I dreamt that my buyers insisted on a year between exchange and completion and that I must leave them my two cats. Woke up crying. I'm losing the plot!!! Anyone else going mad?
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Which option is best re: flat we own
I've owned my 1 bed flat in London for 3 years. The plan was to put it on the market in 6-12 months and then relocate to near my parents in Berkshire, buying a 3 bed house to start a family. My mum has just announced she's moving overseas for a year and would be happy for us to live in her house rent free while she's gone.…
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Need advice on Renting and Possible Help to Rent (Housing Benefit?)
Hi Everybody i apologise in advance, i am new to the property market i am aged 31 and desperately need to move out of my parents house (yes, sad i know) my mother and sister are alcoholics and abusive and its making me ill and affecting my health i have never done anything like this before and don't know where to start, i…
