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Advice required ref my landlord and my deposit
Hi, I'm not the most clued up person about my current situation, so any advice would be gratefully received. My landlord is suing me through county court for not paying my final months rent. I withheld it because on the day I gave notice, she informed me that my deposit wasn't in her possession or control. I originally…
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Mum being billed for window she didn't break
Bit of a newbie so please bear with me.... ! My mum has lived in a rented property for 20+ years. She has a local agent Company who collects the rent for the actual landlord who is based out of town. Last week a window of my mum's house was broken by a neighbour's child who threw stones from the confines of their property.…
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New Build Query
Hi there. I'm buying a new build property which should be built by Dec 2013. I'm sitting here filling in a form from the Solicitors and it states they are charging me £60 to complete a Stamp Duty Land Tax Form. The house I am buying is £89,995, so I had thought that I would not be paying stamp duty. I thought you only paid…
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Renting a house first time.
Me and my girlfriend are going to start looking for a house to rent the one we are looking at is £450pcm i get roughly about £750 per month from my job and she gets £900pcm cause she does more hours i was wondering would this type of income be sustainable in a house that costs this much????? the house we are looking at…
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Purchasing a second property.......Help
Hi, I need some advice. I currently own my own home valued at £105-110k. It is in my name and I have a mortgage of £76k on the property. My fixed rate deal is up in Jan 2015 I have consent to let from the lender on the property to rent it but the rent is £550 a month and my repayments are £578 (which is fine). I am now…
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buy a house at an auction?
Has anyone bought a house via an auction ? How did it go ? Any caveats I should be aware of ? I am looking for a house in and around london and am not too concerned if the place is quite gutted since Im a pro diyer and can do it up to taste.
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Student renting... need URGENT advice please
My student daughter and her friend were due to move into their rented property on the 1st July... They signed the agreement and paid the first months rent in June. I had been ringing the estate agent all the week before explaining that the keys need to be with them as I was travelling up ( 2 hour journey) to help my…
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Questions to Ask before putting in an Offer
Hi, I am just wandering if there is a list of questions to ask before putting in an offer, I am thinking about questions like, how much is the council tax, when was the boiler last serviced etc etc? Does anyone have a link maybe with a list of questions? Or...should I wait until an offer is accepted as there is no point in…
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Offers over...
I am a FTB me and my partner have been to see houses that are all offers over x amount. As I am very new to this please can someone tell me their opinion on offering lower than the "offers over"? One I like in particular is offers over £118k would I be cheeky offering say £108k and going from there or am I wasting my time?…
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Sold property to rent for few years but seen perfect place, how to save it?
Hi everyone we have sold our property and are going to rent for a few years. I have seen the perfect place to rent but we are currently paying the mortgage still and if we put a deposit on this flat then we can't afford to pay mortgage and pay rent both together. The stage our flat is at is the contracts have been sent to…
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How many houses to view
Hello, I'm all new to this forum business so please forgive me if I do any of this wrong! I am currently looking to buy my first house with my partner, we have been to see 3 houses and really liked one. Can I ask how many houses have people viewed before they put an offer in? I know there is no real answer to this but I…
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Property boundary plan (Scotland)
Hi folks, I'm looking to find out what are the correct boundaries for my property, the problem lies is that I'm in Scotland and have no idea where to start. My back garden spreads over the two properties, one council one bought under Right to Buy and I know the current (ugly) fence is not on the correct boundary, the…
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Homebuyers Report - FTB
Hi all, We've just had a few things come up on our HB Report and wondered if people have an idea of what we need quoting for? The garage to the right of the property is built in brick with a felt covered roof. It is in satisfactory condition. The roof coverings, these are old covered with vegetation and have come to the…
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Possession order issued (private rented property) help please with question
Hello I'm new to the site and any help would be great. I have been given a possession order from court - landlord issued section 21 using accelerated process as I am on assured tenancy agreement. I'm not objecting to going, however, I defended my case by asking for extra time as I will be homeless. I have managed to find a…
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mortgage valuation report came back with exact amount as we offered
Thanks everyone for the support so far.. I'm surprised that I've got the mortgage valuation report as the exact amount we offered for that house (bank knows what we've offered as we told them in the mortgage application), but is it a co-incidence or do they normally do this? Also I've got an another question. We got to…
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How long can Management Agents hold onto Major works fund
The agents for out block of 12 flats applied for funds for major works two years ago. I knew about it when I was purchasing the flat. It was for external and internal decoration. The interior is fine but it was stated on the lease every 7 years. The exterior really needed doing, missing guttering, rotten timbers and doors…
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Missing Planning Permission documents and Building Regs
Hi, I am planning to buy a house with the following: 1. Has a rear extension done in 1960's as per local search but the owner doesn't have the planning permission papers. The local search shows - approved. >> Is it fine to go ahead without the planning papers to verify approval and on ground construction that may have been…
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Down valuations - do we just hear of those or is it common?
There are loads of threads on here about mortgage valuation surveys down valuing. I was wondering, is this because people are more likely to post about a negative valuation experience than when it's ok? Or is it because it's a genuine trend? Also, is this more prevalent with certain locations and/or property types? I did…
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FTB first mortgage payments
Hi I just bought and moved into my new house and have a received a letter detailing the first mortgage payments. I was hoping someone could kindly explain this to me... The first payment is 19th August (a month after our move in date) and covers broken interest for July, as well as the normal monthly payment, which I…
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Legal requirement for estate agent to tell vendor about buyer's mortgage?
Hello. First post here. I've just had a terrible experience trying to sell my home. The deal fell through, quite literally, in the last hour of the conveyancing. The contracts had been sent out to the relevant parties and then the buyer (a man) pulls out due to "personal circumstances." To cut a long story short, it turned…
