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Renegotiating Price of property
Hi there, we have just had a homebuyers report carried out on a home which we have had an offer accepted at £150,000. we obviously put that initial offer in assuming that all was well. The Homebuyers report flagged up 4 items which needed immediate attention, and many which will be in need of repair in the near future but…
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Put an offer in
Hi, I have put an offer in of 72,000 house today. How long does it usually take for an offer to be accepted or rejected? I realise it will vary but no one is living there and we are FTB. The house is on for 74, 950. Also, we have decided to go with hsbc. Is it worth going for 5 year or 2 year fixed? Will the interest…
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Formal Notice for Neighbours' Waste
Hi all, I'll start with some background. I currently live in a rented flat with a communal stair and "garden" where the bins are stored. Recently there has been a lot of rubbish on the ground outside, and it has been blowing into the close. There are 8 flats in the building; I rent mine from an agency. I will be moving out…
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Should I give up?
Hi I'm a FTB and have been offering on a house that I really like. It's on the market at £135k, and have made a series of offers up to £125k, all of which have been rejected, as the vendor is 'holding out for £128k'. As far as I see it, Stamp Duty is 'wasted' money, and there is no benefit to me or the seller. Any increase…
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Reopen a chimney and put in Victorian fireplace and surround
One of the houses on my shortlist is a beautiful Victorian house, but has had all the chimneys replaced with awful 60s-style minimalist surrounds. Does anyone know roughly how much it would cost to restore a living room fireplace to a working coal/wood one, including a new surround, backplate etc. I have four to do, and…
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Letting agents or landlord's responsibility
A friend of mine has just moved back to the UK and is renting a small house while she works out if she can afford to buy anything in the area. She had been told by the agents that the house was being painted inside and new carpets were being put down. She signed the tenancy agreement a week ago and was told the inventory…
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Buying a Tenanted Property-Help
Hi there I am looking to move and have found a great property I like. Offer excepted. Ready to exchange except the tenants won't move out. I wouldn't mind but it is a new build and only 4 years old and they have been there less than 2 years so no sentimental value or anything. What is the process? Any advice would be…
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FTB scheme-help, urgent!!
We are applying for a local FTB scheme called LIFT and are now being told that they won't accept a guarantor on the paperwork, as it is only for people who will be living in the house. The mortgage will be in my hubby's namewith my mother as the guarantor, and we thought this would be fine as she won't be on the deeds etc,…
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Being a Guarantor for my Ex!
Sounds crazy right? I'll keep this explanation as short as possible - the condensed version! My partner and I have 1 child together and she has 1 child from a previous relationship. All 4 of us live in the same rented property. We separated a few months back and are still living together. The plan is that she moves out…
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Survey results
Just had homebuyers survey back and there is several mentions of damp/high damp, in more than one room but it also says that a damp course has been done so should be under guarantee. The survey undervalued house by 3.5k. It also said conservatory is at the end of its life and recommend replacing although I think this is…
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Mortgage Advisors - do I just stick with one or try various ones?
And, what should I be looking out for?
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When one wants to move and the other doesnt!
H and I have had our house for 14 years now. It was cheap and was supposed to just get us on the property ladder. We have done everything to it and apart from a couple of things we cant do anything about (ie. would like a bigger garden), Im quite happy with it. However, out of the blue, H said a few weeks ago he wants to…
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Permission to let but want to change lender
Hi I am buying a house (offer accepted) with my partner, who owns her own place. She wants to let that property out rather than sell it when we move in to the new place. She has been living there for nearly 4 years. She has a letter stating that she will be able to get permission to let from her current lender, albeit with…
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Home move box...free...genuine applicants only as they check
Stolen this thread from sarah1972 over on the freebies board...mainly because it might have a more useful impact here http://www.homemovebox.com/request-box.php Due to the substantial value of the Home Move Box, once your order has been submitted, we will contact your estate agent to verify you as a valid customer. If a…
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MSE News: House prices continue to rise, says Nationwide
"House prices have recorded their largest year-on-year increase in 18 months, says Nationwide..." Read the full story: House prices continue to rise, says Nationwide This thread is not in the 'discuss house prices and economy board' as that is only open to those logged into the forum so anyone coming from the news story…
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Renting Out My Main Home - Tax Implications
The complexities of scheduling moving home for my growing family mean that I'm considering renting out my apartment so as to use the income to rent another, larger property. The net rental income will have to be declared on my tax return. Will I be able to deduct the cost of renting my new home from this net income prior…
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Are we liable to pay VAT and 8.5 % interest?
Apologies, if this is not the right forum for this issue. If it not could someone guide me in the right direction? I am one of the directors of management company that looks after a block of flats. It is a non-trading, non-profit making company. We needed some repairs to the balconies. After getting three quotes, on 7…
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Stamp duty: can it be added to the mortgage
I would like to buy a brand new house via the help to buy mortgage. I was just wondering if stamp duty can be added to the mortgage instead of stumping up £1500 straight away? thanks
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Recommend good conveyancer please.
Hi, we have accepted an offer on our house and need a conveyancer. As we are in New Zealand we need to be able to do everything electronically and fairly quickly. Anyone recommend a good company, had quotes from various companies but need someone reliable and contactable. Thanks in advance.:beer:
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Removals advice
Will be looking at removals from a small semi 4 bed, 1 reception room, single garage to a detached 4 bedroom with 2 reception rooms Looking for advice on things to consider, ie boxes, larger items maybe requiring dismantling I.e. cot bed etc. Insurance on items such as fridge, washing machines etc. Any advice, things to…
