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LA charge for "renewal" onto a Statutory Periodic Tenancy
Hi all, Any advice on the below would be greatly appreciated. I would love to be able to quote some piece of legislation which I'm sure exists somewhere (and more knowledgeable people than me will know of) as to why the below charge is unfair. We have recently moved out of a flat which we rented for almost 2 years. The…
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FTB- mortgages for IT contractors
Hi We are looking to buy a house and would like to get some help on where to start for the mortgage. My partner works as IT contractor and owns his company(less than a year). We are in a position to pay 10-20% upfront and would like to mortgage the remaining amount. Can someone please guide us on where to start hunting for…
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Asking Price!! Is it fair??!!!!
Love this property... http://www.rightmove.co.uk/property-for-sale/property-23790981.html ...but the asking price baffles me and is unfortunately £35k over our budget but... I have done a bit of research and the house was purchased for £180k in Aug 2008, I thought prices in Norfolk had dropped not risen huge %'s??!! Others…
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First time renting London 18 years old
I am looking to rent a flat in London with my girlfriend. My monthly income is around £1100 after tax and my girlfriend will have a student maintenance loan as she is studying her degree in London. At the moment we don't know how much it will be plus her parents want to help out etc. But I can safely assume that she will…
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Capital gains tax on property?
Not too sure if this is the right forum for this question. My husband is in the process of selling a property, which he owns jointly with his two sisters. The property is likely to sell for approx £59,000. There will obviously be selling costs and then the amount will be split 3 ways. I know that there is a capital gains…
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confused about indemnity insurance
Hi - I am a FTB. Things have been progressing just fine but the environmental search failed and it was recommended that I take out indemnity insurance. I have instructed my solicitor to do this, but now he says he is requesting an allowance to be agreed with the vendor (the cost of the insurance plus his fees for setting…
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landlord - management changes
We have been happily renting from our current private landlord for nearly 2 years. We have a good relationship with them - they are only renting because the house wouldn't sell, they're not 'professional' landlords, if you see what I mean. Until now, they have been using a management company to deal with any maintenance…
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Between exchange and completion
My nephew recently exchanged contracts on the property he is selling - due to complete next week. The recent storms have brought down the (his) garden fence. Which party should claim on their insurance, the new buyers or my nephew?
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Working out pro-rata rent when leaving a house
Hi, Very simple question really. Is the tenant responsible to pay a day's rent on the day they actually move out? I thought you only pay rent for the days that you are living in the property and sleeping over night? I moved out on Friday morning / lunchtime and my landlords have asked for this day's rent too? Is this…
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Should we be concerned about buying this house?
We're buying a house and have discovered there's an underground public electricity line going from the main road through the land of the house, to a service station behind the garden. shown in this pic: http://postimage.org/image/53a35l0m7/ Southern Eastern Electricity Board have the right to enter the garden to maintain…
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Why did they not want a survey?
I recently put an offer in on a house that was accepted. Immediately, I applied for a mortgage, they valued the house and all was fine. However, yesterday I received my mortgage offer and so went about booking a full survey. The house is pretty old (over 150 years), has structural movement (mentioned in valuation) and we…
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Buying but nothing official from the vendor solicitor
I made an offer on a probate sale prior to probate being granted! My offer was accepted on the basis that once probate was granted I would move quickly interms of survey, mortgage, exchange and completion, the estate want their cash by the end of November! A sold sign went up, I had a letter and a email confirming my offer…
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guarantor mortgage
i am looking at getting a guarator for our mortgage. my mother earns a decent wage but she has a council house could we use her?? and also if u get a guarantor on your mortgage can u borrow more money from your mortgage lender?? thanks markruss09
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Opinions sought, garage conversion but no building regs :-(
Hey all, To cut a very long story short, we have found an almost perfect house, and are almost ready to exchange, but our solicitor has informed us that the owners didn't get building regs approval for the garage conversion. The garage is attached to the house, and is where my hubby will hopefully put his piano. The…
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Ending Assured Shorthold Tenancy Early
Right as in the title I just want peoples opinions: I am currently in an Assured Shorthold Tenancy till August 2013 with 3 others. I have found them to be unbearable to live with and want to get out of this tenancy (they are incredibly messy and the house reeks, as I'm studying for finals this is NOT ideal and is really…
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bedroom furniture
I'm currently selling my mums house, we have a final offer and are waiting for probate for completion. They want to buy some furniture in the bedroom, I have come to a complete standstill about how much it's worth. The master bedroom furniture matches the built in wardrobes so they will obviously be keen to have this.…
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Your thoughts please
I live in a London borough that over the last five years or so has become a horrible place to live. We have the second highest level of knife and gun crime in London and gangs are rife and very visible. I recently got hurt whilst trying to flee a fight between two gangs in the middle of the afternoon in the shopping…
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Tenants in arrears.
Looking a little bit of advice - Tenants of mine have fallen into arrears due to unemployment but they are getting Housing Benefit. Slowly over the past year and a half they have fallen progressively behind (9 months owing as of now - I maybe would get a call every 2 months or so saying they have the rent). Whilst…
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How to ask LL to fit a timer to central heating?
Afternoon all, Currently renting on a rolling tenancy - We have been here nearly 5 yrs. About 10 months ago, the LL decided to change boiler, great we thought the old one was approx 27 yrs old. And she decided to change it in the winter months, infact the plumber delayed fitting it because of the snow we had. The new…
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Landlord running a business from a tenanted property?
We have a feeling that our landlords may be running a business from the property we rent from them, although we haven't looked into the ownership of the business so we're not certain yet. Is this allowed? Thank you!
