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Building work done without the freeholders permission. How can I legalise it cheaply?
A little while ago I rearranged the walls within my flat to make use of some dead space in the eves of my house in order to add another bedroom. The work was conducted in accordance with building regs by professionals. Since this rejig I have since discovered that: A) I needed the leaseholder’s permission to move the walls…
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Would this ring alarm bells?
I have found a property I like but don't love, I can see a lot of potential in it but family/friends aren't keen as they think it's a big risk because the property is quite old. It has planning permission for an extension that is soon to run out but I'm assuming it would be easy to get it granted again? The thing that is…
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Door to garden
Hi, If you were buying a house and the back door had a letter box on it, would it put you off? I'm looking at second hand doors on eBay and there are plenty with letter boxes... Not ideal, but if I can save £100 I'm thinking it may be worth it, but wanted to get an idea of what other people thought Is it something you'd…
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Finally getting somewhere
We have a completion date :beer: Well kind of. We’ve agreed the date to complete but we’ve not yet exchanged as the vendors solicitor doesn’t think the vendor fully understands what is going on. They’re putting everything in writing to him before they accept his instruction to proceed so hopefully we’ll exchange within the…
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Renting without estate agent?
Hi all Trying to rent a studio due to family break up. Plenty of sites for renting rooms (spareroom.co.uk etc) privately but although theres the odd one on there every other site seems to be going through an estate agent. Even on gumtree, everything seems to be trade now with estate agents advertising, same with loot…
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What to Offer...
Hi, Im a FTB looking to buy, I viewed a property last night and I liked it ( Ive looked at quite a few) it does need a little bit of work & updating, the bathroom has leaked into the room downstairs and the vendor said that it has been fixed but it needs replastering. She also said the boiler needs replacing so she will…
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Has anybody got any advice about this website flying homes?
Hi, just seen this advert in the local paper and wondered is it legit and do you really get 90-100% in 4 weeks, I have googled and cannot find anything about this company. w w w.flyinghomes .co .uk/ sorry can't post links yet. Just wondered if anyone else had come across them please. Our house is on the market with local…
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Renter wanting to lease?
Hi Guys, Wierd question and one my googleing cannot provide an answer too (makes me think the answer is no, but always check with MSE is my motto nowadays!) I have been renting a property for 18 months and have signed a further 12 month tennancy. I am very happy there as is my wife, the landlord is great as well, any…
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Increasing the asking price of your property
Is there any law that suggests you can't increase the price of your property whilst its on the market? I've recently been laid off and require more money from the sale of my flat if Im to move. The alternative is to pay a fee to the agent to take it off the market, but ideally I don't want to do this as I do want to sell,…
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House & Life insurance after breakup question
Hi everyone, I bought a flat with my then partner in 2008. I put the deposit and we shared the mortgage. We broke up end of 2009 and I have since gotten married and had a baby with someone else. The flat is still in joint name with my ex and we have a joint life insurance policy with each other as the beneficiary with the…
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Opinions on this house please
Hi everyone, I'm due to see this house at the weekend and unfortunately my partner is away, so i will be missing his much more critical eye! Grateful for any opinions/comments on the property. Not really looking for help with the price, as i know the area well and what to expect with offers etc.…
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paying stamp duty
Hi I'm a first time buyer and I'm hoping someone can answer my query? I've saved up for the 5% deposit required for the mortgage lender and I've also got the cash for the solicitor's fees but I may be a bit short for the stamp duty. Are you able to pay stamp duty on a credit card?
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Reccomended letting agent in Harpenden
Hi All. My brother is considering letting out his bungalow in Harpenden Herts. Can anyone with local knowledge let me know of any good uns (or ones to avoid!) Thanks.
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Giving away/selling second home (inherited)
My nanna died 4 years ago and her house automaticaly went to my mother. At this time me and my family were desperate for a home so we were able to move in. My mam remortgaged her home so we could extend this house to accomodate our children. The house was worth around £75000 at that time but there have been around £25000…
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What do you do if a LA registers DPS tenant details as his own?
Recently found out that 1) LA registered deposit money in a scheme without notifying the tenant until after they moved out the property 2) That confirmation details was sent to his own email address i.e. he listed the tenant email address as his own What can you do as a tenant in this situation?
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Land registry: what if you don't register?
My property owes a debt to the council, which is sizable. I inherited it, the previous owner is deceased. The debt only becomes live when I register the house with HM Land Registry, notifying a change of ownership. But the house is in need of repair and I'd like the chance to complete that before being forced to sell. Is…
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Lookiing for advice/info. House buying muddle
Hi, I am looking for advice on a number of issues. I purchased a property to renovate with my partner over two years ago. It was on a mortgage. When we kicked off the process my father took ill and I cared for him at my parents home until he passed away this year. After my fathers death we were in a real bind about the…
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Crazy ex flatmate won't leave me alone!
Hello all. I'll give you a bit of background first. Just before new years I broke up with my girlfriend who I'd been living with. She stopped paying rent and I was struggling with the bills. My friend at the time suggested that I get a flat with him in a new town so naturally I agreed as this seemed like a good idea. To…
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First time buyers, buying a percentage of a house
My partner and I are both 21. We have a joint income of 24k. My partners parents are divorced with his father owning 40%. The property is currently up for sale but as of yet no offers. We are currently living here for a very cheap alternative to renting. We have discussed options. initially we would like to buy the full…
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Air conditioning consent issue for flat
I just fully purchased a top floor flat in East London from a well known Housing Association. There's a lot of window exposure so it's going to be very hot in the summer. I requested permission to install an air conditioning unit which requires a tiny hole (3/8") through the outer wall. The external unit is fine because it…