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Room size
I am currently trying to get my council tax band lowered as we currently pay 2 bands higher than any other flat/maisonette in our road. We have been asked to fill in a questionaire about the property and it asks how many bedrooms we have. We have 1 master bedroom and another room that fits in a desk but not much more. Is…
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May I ask About my mortgage
hi I have a questions about mortgage, I have founded a property and gave an offer waiting answer from them. but my existing home get worst about the damp. no way to clean it up.have a little baby, I think to move another house out of London cheap and easy to find. we did not apply mortgage yet, is this changing home will…
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What Are Home Lighting Trends?
That's the subject of a thread on another property forum that is plagued with irrelevant spam and here is one of the better offerings that we have to put up with there: It is all done with a link to some website where the website owners have paid for Search Engine Optimisation thinking that somehow this will help their…
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Looking to Rent: Dream flat but another couple have put a holding fee down!
Hi, help required please! Ourselves and another couple have put a "holding fee" on a flat we both love. Letting agents have told us they will check both our references and then decide who to let the flat to. I want to know what steps I should/could take to secure the flat or maximise our chances. I am toying with the idea…
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What's the minimum term for renting?
Does it have to be 6 months? A friend of mine is buying a house and his 6 month tenancy is up with his current place. A friend of his is a LL with a currently vacant property and has offered to rent it to him on a month-by-month basis. Both the LL (an accidental LL) and my friend are clueless when it comes to the rules on…
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Stamp duty land tax form
We are not far from exchanging contract on a flat and our sollicitors has sent us a document saying that if we pay them £65 + vat then they'll do the stamp duty land tax form for us. Is this a straightforward document i could fill in? or would it be money well spent to let my sollicitor do it? Thank you!!
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Price of a freehold??
How do you work out the price of a freehold?? We are buying a 1st floor flat in a victorian house (for us to live in). We are buying the share of freehold + leasehold. the people downstairs only own the leasehold. the other freeholder being someone in Greece who has never ever seen the flat/house... How that happen, im not…
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Being 'assigned' a solicitor?
Sorry for all the thread past few days Im just so confused its unreal :( We're looking at buying a new build house (Keepmoat) but they've informed us we have to use their solicitor. I looked online and they look like a legitimate company and everything but my husband thinks its dodgy and doesn't want to use them, but we…
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Works between exchange and completion
Hi I am a FTB. The property we are currently buying requires damp work completing. We want the work to be carried out by the vendor before we move in, however they are not able to do the work prior to exchange. Is it a bad idea to have any work done after exchange for insurance purposes?? Thanks
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Landlord has broken the terms of the contract?
Hello! Looking for a bit of advice if anyone can help. We moved out of a rented property on Nov 21st and the checkout report was done the same day. I called the letting agent that week to ask when we would receive our deposit back and she said we should hear by the end of the week if any deductions would be made. We didn't…
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Help Help[ Help - buying house
Hi all. need advice. We have seen a house we really like and going for another viewing. Its on at 270,000. and the Ea states they wont accept less than 265,000. But ideally we dont wanna pay any more than 250,000. HOWEVER - houses in the area are going 230 - 235,000. Although Im willing to acceptI may have to pay more for…
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garden fence
Please could someone confrim when you're looking at the front of a house which side of the fence is the owners liabilty? I have found the following statement but it doesn't state which side, or am I being thick. "If the deeds say nothing, as unfortunately they all too often do, then in the case of fences with posts or…
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Sub-letting and with holding deposit
Hi, I wonder if anyone can help with this problem my friend is having. A few months ago she arranged to rent a room from a couple in there new house. She was aware that they were sub letting without permission and didn't sign a contract with them. They took a deposit of about £400 and from what she told me that was to…
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Rooky LL please help with section 8 and 21!
Hi, I would like to check what I am doing and if I have got it right as I have never had to deal with problem tenents. Backround I rented my mortgaged home as I could not afford it myself at the time and seemed to be a lovely couple who had had a run of bad luck. They didnt have a deposit due to being on housing benefit…
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Offer of £250k refused so whats next??
I've read loads on here but thought I would start a new thread. He is a couple of links to the place I want to buy. http://www.zoopla.co.uk/property-history/24-sunnyside/hinckley/le10-1te/1356938 & currently: http://www.rightmove.co.uk/property-for-sale/property-35992484.html It went on the market August 2009 @ £310K, was…
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pending eviction 1st Feb, council rent arrears
I have been advised to post this here for advice. I have been a complete fool. I am 20 and was in care from 14 to 18. I was then allocated my own studio flat by the council, which I paid the rent on for 18-months. I had a little part time job but I was stupid and thought I was in love. Eventually my boyfriend moved in and…
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Mortgage and title deed in different names?
A friend of mine plans to buy a rental apartment with BTL mortgage in his name and register it in both his and his daughter's name. The rental income will contribute towards her university expenses while he continues to service the mortgage. By registering with the land registry in 90:10 (Daughter:Father) proportion as…
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House buying in Scotland
Hello, Wonder if anyone can reassure me! I am nearly at the end of buying a flat in Scotland, the date of entry is Monday, but still haven't needed to sign anything at all! I've found it a bit unnerving, and I think my solicitor thinks I am obsessed with signing things! Can somebody reassure me that there really is nothing…
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Stamp Duty Linked Transaction
Hello and thanks in advance to the regular contributors I am in the course of buying a house and have also agreed on buying a piece of adjoining land from a separate vendor Unfortunately the vendors are related which obviously has stamp duty land tax implications If the land was bought 1 week prior to buying the house then…
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cohabitation mortgages
Was living with ex-partner for 9 years. Gave up ‘right to buy’ option on council flat to live with ex-partner. Was engaged with planned wedding. 2 mortgages on property in joint names, ex-partner's name only on 'deeds'. Paid into both mortgages and joint account, then all wages went into ex-partner's account. Considerable…