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LL Deposit Offer
Just after some advice. I have completed a dispute application, and am sending it tommorow. Low and behold, after two months of ignored letters and e-mails, and nearly four weeks after the property has been re-let, I receive an e-mail outlining the propsed costs. I did request this in writing. The details are vague, and do…
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Previous mortgage history
We currently own a flat ( have had it for 7 years ) and hope to move to a bigger place. However we need to save up a bit more deposit so the plan is to sell this place and rent for 1 - 2 years then buy again. I guess when applying for a mortgage in future the lender will check out previous mortgage history ? If so, does…
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landlord changed mind about inspection
Hi, We have just left our flat, had the inventory done by the letting agency and was deducted £70 from our £725 deposit. Annoying but not too bad so we agreed. We recived a letter confirming the deductions and stating the remaining deposit will be sent out to us within 10 days (I belive this is law and any longer and I…
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the good the bad and the agents
I am a well seasoned renter, moving to Norwich and find myself inundated with estate agents wanting to hanker me for a let on one of their properties, each of whom are asking for admin fees, damage deposits, reference fees etc . . I have never had this before, is this becoming the norm? It looks like there is no way around…
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Serving notice
We were served S21 at the beginning of the month (for calling enviro health), but it was served on 6th, a few days too late to give a clear 2 months notice. We don't care, because we have a new house to move into anyway. OH phoned, said it was served too late, but he was told that "it wouldn't be seen like that if it went…
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Do you need a driving licence to buy property
This is probably a stupid question but do you need a driving licence to buy property? Just had a phone call from my solicitor asking me to bring in my passport and driving licence to finalise a purchase. I asked "Do you need both?" She said "Yes". Now I've just realised that I don't have my driving licence with me and…
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Just found out the house is leasehold - is it a problem?
We have recently accepted an offer on our house and had an offer accepted on a house that we had our eye on for months. It's all going through nicely (valuations done, searches underway). Today I came home to find a bundle of papers from our solicitor including the land registry drawings, fixtures and fittings list and…
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Landlord has reneged on move-in date
Hi all, I wondered whether I could get some advice on the appalling situation my friend has found himself in today. For the last two months he has been waiting to take up a tenancy in a flat. He had his offer accepted with a move in date of 15th December. The offer document signed by the agency (London-based Sheldon…
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Tenants insurance
We are due to move into a property soon and we need to provide the letting agent with evidence that we have contents insurance for our property and "third party cover for accidental damage to the landlord's property". In our current rented property we just have normal contents insurance with Direct Line and I was hoping to…
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Looking to buy property with Partner - advice needed!
Hi there, I'm a newcomer to the website, although have read many an article in recent months and I figured this would be a good place to ask for advise with regards to a joint mortgage with my partner. Me and my partner have not been together long enough to consider living together at this moment in time. However, the…
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HMO, deposits and fees.
Hi, my Daughter is currently living in halls at Uni and is in the middle of sorting out her accomodation for next Sept. She has been to see a 4 bed house that she and 3 friends like and if she wants the place for next Sept then she has to let the agents know by Friday evening, the agents are asking for £200 off each person…
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Should we sell tenanted house and cut our losses?
Seven years ago we bought a two-bed mid link house as an investment to rent out and to hopefully increase in value. It cost us £119,000 and we had a £60,000 interest-only mortgage on it. We have to repay the borrowed amount in the summer of 2015. The house has been successfully rented out most of the 7 years we've had it…
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Changing the locks on completion
We are completing tomorrow and as some of you will know we have had a few issues with a reluctant seller as it is a divorce settlement. Due to this (and as my colleagues have been winding me up about him standing at the foot of the bed when we wake up etc!!) I am keen we change all the locks. Hubby things just the barrel…
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Applying for mortgage/possible future change of circumstances
duplicate thread, sorry x
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Applying for mortgage/possible future change of circumstances
im in the process of applying for a mortgage atm, i am on mat leave and my husband works full time. i called rbs this morning for an agreement in principal and they said theyd need to see something from my employer confirming Im returning to work. Which wont be a problem tbh. My only concern is that Im possibly not going…
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[sorted] Solicitor's wanting fees before completion Monday but only just let us know
The finish line is in sight and we complete Monday :j Basic outline - 10% deposit sent to solicitor's on exchange, sent by BACS on 14th November. On 25th November I emailed the solicitor to ask which methods we could use to send the remainder and when we should do this by - response was that a cheque allowing 7 days was…
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Renting a parking space
hi,all I am completely new here, currently I'm thinking of renting out a parking space in an apartment complex (as the owner). What sort of things would I need to consider?
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LA Wants To Charge For Statutory Periodic Agreement
Hi. Our AST 'expired' last month and had a call from the LA this week regarding renewing it. Explained to the LA that we were now on a Statutory Periodic Agreement as the AST period had passed. The LA has come back and said that there is a sizeable fee (£300) for this to occur. Apparently this fee is detailed in our AST…
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question about tax when doing btl
novice here, so be nice, im just trying to find the most tax efficient way to do BTL. we own a flat 50-50 with my partner. we decided to let it. he is in the high tax bracket whereas i dont pay tax. how do we know if we have to pay tax on the rent we will receive? and if we do have to pay tax, then do we need to split it…
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Exchange & Completion - Almost there!
Hi all, Really excited! Due to complete on Thursday 22nd December! Bed ordered now for Friday 23rd Dec and Christmas tree sourced (Fibre Optic - no time to decorate!!) I get to spend to Christmas in the new house - I can't believe it! Offer was accepted 15/08/2011 - so its been a slow process Anyone else really hate the…
