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Really need some advice please?
I'll try and keep this as short as I can.. I have rented my house for 4 1/2 years, my landlord has decided to sell (think its to do with CSA and his own money situation as I've had his ex around hassling me about him not paying for his child). I got into a little financial difficulty back in February which at the time he…
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HELP! ex turning nasty over house sale
Hi, I have recently split up with my partner and moved out of the house we brought together. I have said if she can afford to buy out my share of the house and I get my deposit back and some money towards furniture I have no problem in selling as the quicker i can move on with my life the better. our deposit was 42k 14k…
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Why OIEO in England?
I thought "Offer In Excess Of" concept was only applicable in Scotland. But why so many houses in England nowadays advertised as OEIO £x amount etc.?
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am I a FTB?
I have recently sold my property and am in rented accomodation. I do not have a mortgage. Would I be considered a First Time Buyer if I applied for a new mortgage to buy a new property?
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tax on rental income
Hi I am unsure if this is posted in the correct place... buutttt looking for some info on tax on the income of our property we have just started renting out. Would anyone be able to advise on how much tax we will will have to pay; we receive £700 a month rent & the mortgage is £787 (£661 of that is interest). Do we pay tax…
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Unreasonable landlady
Im a student renting a £325 each a month property (4 people). Recently my landlady has begun interfering with how we live in the house (we resigned recently). I just need to know if anything i list here is wrong or simply where I stand on the matter. Its a good idea to keep in mind that we are decent students and treat the…
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Auction advice needed
Hi, Im currently being messed about by the agents for a house that i want to purchase. The house has been put up for auction with an £80000 guide price. I was told that if i offered them £81000 it would be accepted but with the possibility of being outbid at any point and them wanting completion before the auction date.…
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Renting out your house to allow you to move
Hi Guys - please can members offer positive/constructive advice regarding what your thoughts are on my scenario regarding moving houses. We currently live in an end terrace property and would like something abit bigger and a little bit nicer. We have a reasonable deposit to lay down on a new house from savings we have…
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Worth buying appliances?
Hi, I'm currently in a rental property. Recently had a run in about cats (they damaged carpet, completely at fault here, agreed to pay for costs after I move out). However, the washing machine... isn't washing. I can't really explain it, but clothes are coming out the same as before. I've tried different detergents, every…
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Would I get a mortgage?
I have 10k set aside, and I am going from part time work = 70 hr a mnth (£400-£500)to just over 100 hours a month (£1000-£1500 + )with much more pay. My credit file is good. DH owns our property with his parents on the deeds as they paid half for the house, he got mortgage for his half. (I am not on the deeds nor am I on…
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townhouses - good or bad?
Hi all, We have seen a new build townhouse that we like the look of. However, having never lived in anything with more than 2 floors it would be useful to get people's perspective who have experience of living in 3 storey properties. We are a young family ( 1 x 2y.o & 1 due in jan '12) The property seems to be one of the…
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Shared Ownership Eligibility
HI - First post on here so apologies if its not in the correct section. I have just submitted my application for shared ownership and have received an email informing me that my application has been rejected based on my earnings. From my understanding having reviewed the First Steps and various housing association websites…
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Quick question regarding student house
Hi, me and a few others are renting a 8 bedroom house. We get the keys in two weeks. I phoned the landlord and he said 'We'll meet on the 3rd, I'll give you the keys and we'll go through how to pay the rent and transfer over the bills'. Now it didn't click then, but we want to sort out our own bills when we're all together…
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2nd home - family member living in it
Ok will try to cut a long story short. Matrimonal home in joint names Ex moved out May 2008 I move out April 2011 Divorced Sept 2009 Matrmonal house up for sale But ex`s daughter has just split up from boyfriend and I have just received email from him that she is moving into the house until it is sold. Seperation agreement…
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Title Deed missing
I am selling my house and cannot find the Tital Deed; the trouble is the property isn't registered at the Land Registry. Advice please.
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Extension built in 1982 - should it have a Building Regulations Completion Cert?
Hi. First post on here so please bear with me! Because of an application for planning permission at the back of our house we have been looking at the land registry plans for us and surrounding houses and noticed that our property's boundaries (of the actual building not the land) does not include an extension that was…
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Problems with landlord please advise :(
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First time buyer & a lower ground floor flat (leasehold):can there be a happy ending?
Hi MoneySavers! I'm hoping I can pick the brains of the experienced and knowledgeable as I'm a first time buyer, buying alone, without guidance from family. I'm a 27 year old Londoner, working full time, with a deposit of £28k that I penny-pinched together over the last eight-ish years. My parents have previously said…
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house not to be sold in will?
I have a situation where a friends parents who live abroad have told him that they are going to stipulate in their will that their house will not be sold in any circumstances on their death, as they want to leave it for all the family to visit in the future, he has 2 other sisters. His concern is who will look after the…
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Private sale: Liability to buyer after completion?
House sold, not a new build, so have we extinguished all liability? I am a paranoid worrier! They had a surveyor of course and all documents long passed over. Can I get any come back for anything?
