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converting detached garage into granny flat for mum HELP!!!
Hi, I have NO IDEA where to post this but am REALLY looking for some help. OK, basically my Dad is very ill, he has between months and a year or so left to live. He has been ill for about 28 years, during this time my mum had to give up work and became his full time carer. Previous to this she was a statistician in the…
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hong kong expat buying uk property
Hi, does anyone have any info regarding tax implications in buying a UK property as a base for my wife and children given that I live (rent) and work in Hong Kong... the UK property would not be rented out and will be occupied for periods by my wife and kids for the best part and also myself for a time period not more than…
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The state of UK housing - private rents too dear
http://www.dailymail.co.uk/news/article-2003995/Former-minister-Frank-Dobson-afford-private-rent-66k.html (Apologies to all for the daily wail link) The MP for Holborn and St Pancras says he ‘does not know’ exactly how much rent he pays to Camden Council in North London for the property he has lived in since becoming an MP…
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tax on rental income
In August when our fixed rate mortgage finishes we will be making a profit on our rented property, I realise will have to pay tax on it after expenses but when do you pay it, our accountant will send in our self asssesment form so will the tax office want the tax straight away or will it be through PAYE. We are talking…
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Can a bank repossess a property after exchange of contracts?
After some ongoing saga we are ready to exchange contracts on a property. However, the property is subject to a repossession order and is due to be repossessed on the 20th June. Our solicitor is refusing to exchange contracts until something is provided in writing that says the bank will not repossess the property once we…
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Estate Agents Breach of Contract ?
Hi I wonder if anyone can help me please. We marketed our house on 13th May. We went with a sole agent, who told us they would market the house through internet websites, local paper, mailings, and a for sale board outside our house. We were also told that they would keep in regular contact to achieve viewings and an…
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Buying home with girlfriend
I was wondering if anyone could give their views on my situation. I am in the process of buying a house with my girlfriend who i have been with for 8 months. My girlfriend does not earn much and it will be me putting a 25% deposit down and paying the mortgage and most of the bills. Is it wrong for me to have the property…
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Buying In Thailand
Does anyone know any High Street Lenders that will give me a mortgage to buy a home in Thailand, I have a UK property with plenty of capital as security, looking for £30,000 over 5 years.
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Some advice on house buying and house price offers
Hi everyone - I am new to all of this having not bought a house in 17 years. My youngest daughter is in her mid twenties and has no chance of buying a house on her own. So I have decided to buy a place with her which she will live in and pay some rent to me (and hopefully eventually own it outright). As my part will be…
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Price per sq metre of back-yard
Can anyone provide a helpful comment as to how the value of a yard can be objectively calculated please? The situation is that I want to arrive at a valuation of an area of yard adjacent to my property which may be for sale and I think that there may be a regional resource somewhere for working this out. Sensible replies…
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Buy to Let Investment - Joint Owners on Title Deeds/Tax Info
Hello, Looking for a bit of advice from you tax and property experts out there. My parents are looking to help me invest in property and are hoping to complete a purchase in or around August. Now, due to some previous "mishaps", I will not be accepted for a mortgage of any sort any time in the near future (6 defaults, all…
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EA refusing to release keys
Hi all, I was hoping that someone would be able to advise as to where me and my partner stand on the following issue. The situation is that we have signed the tenancy agreement, paid the deposit, paid the first months rent, and completed the standing order form for future rent payments for a private property through a…
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Leasehold help!
I hope somebody may be able to give a little bit of help/advise! Our house has been on the Market for 18 months, we accepted an offer from a FTB and now the questions have started! Our house is leasehold and When looking at the paperwork I have got from when we bought the house in 06, I have a copy of the lease but it is…
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fixed price?
when a home is for sale and says fixed price, is it negotiable? Craig
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LL responsibilities (shall i be cheeky?!)
we're renting a 1890's end terrace tiny wee house. it does not have an energy efficiency certificaate as we moved in june '08 and they weren't compulsory til oct '08 *sigh* the LL has requested a rise of £25 p/m and i'd like to ask for a bit of assistance from them for my additional £300 a year, ie a new boiler (ours is…
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Resident LL, Rent a Room scheme & Tenant from Hell
My daughter has rented her spare room whilst at university. As a resident LL she gave her lodger a licence with the usual terms. She took on this particular lodger who was supposed to be a student but shortly after moving in declared they were now on dss. She went through the rigmarole of waiting for the claim etc, to find…
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Fier Forjat
Fier Forjat
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Deposit Return Issues - Private Rental
Firstly I hope this is in the right place! I live in Scotland. I moved into a private rental flat which according to the letting agent had been 'deep cleaned' what ever that precisely means! However the flat was anything but clean. It was covered in not only cobwebs but dirty cobwebs on walls and on the cabling from lights…
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Moving to London - Rent - what can I afford?
Hi all, I'm a recent graduate and am stuck in a low paid increadibly depressing job. I'm trying to plan a move to london in a couple of months as my friend has a good job starting there. I am applying for jobs all over, usually around the £20,000 mark (although my friend is on much higher). I was wondering if anybody can…
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Advice please - renting with a DMP. How to survive credit check?
Hello you helpful lot! Hoping that someone (or more than one...) can help with information and some reassurance. Having to find somewhere to live before the end of the year, probably in the next 5 months or so, and the only option we have is to rent. We will not have enough for a deposit saved by then, and even if we did,…
