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Lodgers Responsibilities
I'm after some opinions please, I am renting a room from a couple in a large house with two bathrooms, one is for their private use and the other is for myself and another lodger who is male and I am female. I have been living in the house for 3 months and at first the bathroom was cleaned by the landlord regularly and…
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Advice about buying in laws cottage
Hi, can anyone give me some advice. My in laws both in thier 80's want us to buy their cottage in devon. We have a house in london, which we intend to rent out as an income, and move to devon. Our problem is the in laws are currently in a rent free bungalow, but they need to not own a home to be able to stay there. How…
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Moved out and handed an enormous bill!
I recently moved out of my property (a 2 bedroom flat); the letting company informed me that they cannot return my deposit (£395) due to wear and tear, and the condition of the carpet and walls. On top of this, they have handed me a bill of £2300 to cover the cost of painting the walls, replacing the carpet and replacing…
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Mould in rented house - tenants rights?
We moved into a rented bungalow on 9th of December. A 12 month contract, and we've paid up the year's rent in full, to ensure we got the property over another couple. When we read the inventory, we pointed out that there was mould in the fitter wardrobe in the front bedroom. The letting agent read the amended inventory and…
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Pros and cons of using bank's surveyor
My wife and I are looking at buying our first house, and would like the reassurance of getting a full survey, or at least a homebuyer's report. Our prospective lender's quote for "upgrading" the valuation to a full survey or a homebuyer's seems reasonable. My wife favours going with this option, but I instinctively feel it…
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New landlord requirements
Hi all Wonder if anyone can give me some advice... I'm about to start renting out my house privately. I know that I need a Gas certificate, Electrical Certificate and Energy Performance certificate. I have somebody coming to look inspect the Gas next week, and I have Electrical Certificate and Energy Performance…
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To use a letting agent or not?
Pretty straigtforward really - looking at renting my house out and am trying to decide whether to locate a tenant myself via local adverts etc and basically do it all myself, get a letting agent to find someone for me, or hand it all over to a letting agent... I'd appreciate your experience!
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Request from tenant to allow mother to stay with her
Hello all, I am in a bit of a quandry - I have a tenant who has taken a 12 month AST in my studio flat Nov10 to Oct 11. I think my tenant is from Zambia and came to the UK on a educational visa and is a qualified nurse. She has asked me (via text) if I would mind if her mother came to stay with her and could I reply in…
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Restrictive covenant insurance - help please!
We are selling our house and the buyers' solicitors have informed our solicitors that the Land Registry copies of restrictive covenants from 1909 and later are illegible. On approaching the LR for fresh copies, our solicitor was informed that the original documents have been destroyed and they regret that the copies are…
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Buying 1st House - Surveyor Done
Just looking for some advice - I have had a mortgage accepted with Natwest on a fixed deal for 2 years. I have a friend who is a Building Surveyor - he went round to have a look at the property and it cam back with the following - External Roof * Roof ok externally from a structural prospective, some loose and distorted…
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Landlord wants to take pictures for sale
Hi All, Just wanted an opinion on this. We are moving out in the middle of May and the landlord wants to sell the property. The estate agents want to come round and take pictures of the flat but I am not comfortable with our possesions being photographed. What do you think - is this fair? I've asked him if he can use the…
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Recommend a good conveyancer who accept credit card for their fees?
In the spirit of MSE and to spread the considerable cost of buying our first home we'd like to pay our conveyencer fees on a 0% card so we can pay them over 12 months. We've got the 0% card but none of the conveyancers we've approached so far will accept anything other than cheque/bank transfer for their fees. Can anyone…
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Splitting a property into 2 houses - ownership advice
Hi, We are in the middle of converting a large property into 2 houses. We jointly own the property outright and are not married. Once we have completed the seperation does anyone have any advice on what we should do? Should one of us own one house and the other own the remaining house? Are there any implications for tax (I…
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How much hard cash may I accept for house?
I am selling my house and have been made a provisional offer by what appear to me to be a very genuine and honest couple. They are happy to pay what I have asked (although, I did reduce it slightly) however, they cannot afford to pay the entire amount through their bank and have asked if I will accept some 'hard cash' as…
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Help with a french house no-one seems to care about!
Hi When my current partner and his Ex were together they bought a house in France (Near Potier) however since they split 5-6 years ago, the bills had stopped being paid etc and when we moved from the address that the french bills were being sent too, needless to say the first thing to spring to mind is the saying 'out of…
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First time landlord advice much appreciated
Hi, Due to divorce I have been left with a house I cant sell (with estate agency fees & solicitors fees, paying off unsecured loan with mgt provider etc & house price drop early mgt repayment penalties etc etc it would end up costing me to sell) Ive already got another house myself & am expecting a baby next month so…
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Help renting out my home where to start
I have looked into renting out my home rent will be 1,200 per month less morgage 750,I'm wordering how much a month I will have to pay to the tax man as I will need to rent somewhere for my family PLEASE HELP IT'S A MINE FIELD
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Transferring the house deeds from parents to a child's name.
Hi all, I understand I'm going to have to take legal advice on this at some stage, but I would appreciate your collective thoughts initially, if only to point me in the right direction. My parents live permanently in Greece (both parents are Greek) but my dad owns a house in London in which I have been living for the last…
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What kind of mortgage?
Hi all, I was just wondering if anyone could help me. We live and own an apartment in the city. We are now thinking of buying a house in a new development outside the city and renting our apartment out. What happens with our mortgages? Would we need to take out a buy to let mortgage for the new house even though we are…
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Online EPC people?
I've been searching but can't find - can anyone find it for me... There was someone a few weeks ago that posted a link to a cheap and cheerful company where you can buy your EPC online? They'd used them and were very happy. The rest of the converstaion was about prices. I want one. Capable of Googling but if I can use one…
