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FTB - Monthly Bills - what to expect
Hi, I'm just in the process of buying my first house and looking for some advice on what bills I should expect to pay. I made a rough plan when we were doing budget calculations for the mortgage but now the ball is rolling I want to get some more accurate figures. I can budget ok for food, going out etc. I just need some…
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im facing forced eviction
hi hope some one can help ive been living on a friends farm in lancs uk, for the past 5 years now. i dont pay any rent of any kind in cash but a few hrs work here and there and all done verbally as i dont have a tenancy agreement. things have in the last 2 days gone very sour for reasons unbeknown to me ( there argument, )…
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Buying property in Holland
Hi all.. Long time lurker, first time poster.. I am hoping to buy property in holland despite working and living in the UK. Does anyone know if Dutch law would allow an outsider to have a mortgage on and own a property in Holland.. Any thoughts greatly received.. Hub :D
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Single claim as a Landlord
My tenant has left the property on 01/06/2010 without giving me a months notice as agreed upon in the contract. Contract was signed on 01/01/09 and was for 3 months and rolling afterwards. He didn't give me any heads up and it was only around the 5th of this month when i didn't see the rent in my account that i sent him a…
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Buyer's surveyor queried removal of wall
Similar to a previous thread but from the seller's side, I have just received a list of questions from my buyer. They advise they understand a wall has been removed to create an open plan kitchen and have asked for a copy of the building regulations consent. I purchased the house as an open plan kitchen/diner and have not…
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Buying a house from my dad, does he need a solicitor?
I'm buying a house from my dad through an 'inter-family sale' where I will buying the house at a discounted rate and thereby eliminating paying any deposit. My loan amount will be equal to my father's mortgage. The nationwide mortgage I am looking at includes 'free legal fees' which cover the conveyancer's professional…
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Want proof of finance - help please
Hi, I'm a first time buyer and therefore no wizz kid at these property negotiating practices. I have seen a great property, however needs some work, has been on the market a while and isn't in the best of locations. I am a first time buyer and have an AiP, therefore thinking this should put me in a good position. However,…
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Chancel Repair Liability Insurance Cost
We have been informed by our buyers solicitor that our property could be liable for Chancel Repair Liability. They have asked us to take out an indemnity insurance policy to protect our buyer against possible claims. Can anyone tell me what the average cost of a policy of this type is? We are in Buckinghamshire and are…
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Rent Increase 20% - is this fair
Long story short: We've lived in a flat in East London for more than three years. Last year our landlord went bankrupt, and we signed a 12 month contract with the receivers, keeping the rent at the same level (£1000 a month). This runs out in August. The flat has now been sold to a Buy to Let landlord. He has informed us…
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Do I have the Unsellable Flat ?
Hi there everybody. Well I am now at my wits end with trying to sell my 2 bed flat in Kirkcaldy, Fife, Scotland. Has now been on the market for 7 months originally It was valued at £65K fixed for first 3 months only one viewer. Then I reduced to £60K and then again to £55K and since then am getting more viewers but still…
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Help!! My ex wont move out
hi, i was wondering if someone would be able to advise me.... My Ex BF is refusing to leave. I have told him its over but he wont leave the property we are in. The tenancy is in both our names however he has not signed a copy of the tenancy that the landlord holds... does it mean he is still a tenant???? The reason i ask…
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To use free solicitor or not?
Had a thread on here a few days ago and amazingly after being on the market for less than a week I've an offer of asking price by the second couple to view. Bit stunned, they didnt even try to haggle! So my lovely little cottage I offered on and have been chasing for the past month is finally off the market and mine.:j (as…
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Solicitor found a problem with house.
Hi, I am near exchanging contracts on a house. The bank has done its survery and is happy to lend on the property. (at this stage I have not done my survey, to be honest I was not going to do one as the house was built in the 1970's / looks in mint condition etc). ............but.... My solicitor has let me know the…
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New AST-is this a S21 attached?
I'm hoping to rent a house and the LA gave me a blank AST to read. At the end it says Special Tenancy Conditions: The Landlord has occupied the premises as his only or principal home and/or may require the home as his or his spouse's only or principal home.The Landlord hereby gives notice to the Tenant that possession of…
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Avoiding local authority housing
The house we own is surrounded by housing association properties many of whom's tenants have caused problems in the cul de sac. Naively we did not realise just how much of the area was local authority when we bought here and we would have made different choices had we known. When looking at a new area is there an easy way…
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sealed bidding
Help! A solicitor is taking sealed bids for a house of a deceased lady. Is there any way i can tell if they are going to try and have it for themselves or a friend? Can i be present when they open the bids or is there any regulations they have to follow or law to make sure it is above board?
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Option on my mortgage rent my property
I was made redundant from my job last September and had to take a contract overseas. My girlfriend is currently living in my property, but now that I have the option of a permanent position over here she's thinking of joining me, which would entail renting out my property. I have a personal mortgage, i.e. not a buy-to-let…
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House we want has changed agent?
The seller of a house where we put in a low offer (and were rejected by) has decided to change estate agent. We had planned to wait a couple of months, then go back and re-offer (and possibly negotiate slightly upwards). If I do that, how would I make the offer - through the new agent (who has technically done nothing to…
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If they take the money for the valuation
have we got the mortgage ? Long story will try and keep it short , passed first mortgage with Halifax but their valuation came in £10,000 lower and the house builder (redrow) said that others houses came in at valuation , we are are buying on homebuy direct so they can only sell on this plot to homebuy buyers/applicants .…
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can someone help I'm at my wits end
Hi,the property next door to me is being rented out but the landlord is going through the council (he works for them)to rent and the house is being rented out to people who are waiting for permenant council housing . over the last 2 yrs the street has been subjected to drug dealers dealing from next door ,kids driving…
