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Old charge on property
Hi all desperate need of some help and consoling here. Can anyone give advice or otherwise on the following. When I got divorced seven years ago I used legal aid. It was a pretty nasty one and I wasn't at all in the right frame of mind to know what on earth was going on. Well to cut a long story short I was going through…
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Freehold extension question
Hello everyone Going to view a flat next week which is share of freehold but only 82 years left on the lease which is a bit short. I'm not sure what the situation is with extending the lease under a share of freehold, is it any easier/cheaper? What sort of questions do I need to ask on the viewing?thanks!
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I'd like to rent - but ............
Can any landlords on this site please advise me. I ran up some debts (my own fault) and am currently paying them all off but have some way to go. I have default notices recorded against me. I would like to sell my house to pay off my debts. If I do this I am going to clear about £30K after they are paid. I thought I would…
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Selling greenbelt land??
just looking for some advice and may be off-topic so apologies. some family members have recently become owners of a piece of land in cheshire (around 26 acres). they have been told by other family members who passed it on that it has never been possible to sell it due to it being classed as greenbelt land...we don't know…
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First TV License
Hi, We are FTB and completing next Friday and was looking into buying a tv license. We went through the whole purchasing form online but it seems, for some reason we have to pay the whole £144.50 within 6 months as it's our first license. Is this correct? I always presumed it was just over £12 per month direct debit. Sorry…
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Tenancy Period
We want to move and we are approaching 6 months from starting to live in our rented accomodation. In our tennancy agreement it says " 12 months (Minimum 6 months)". When we discussed with the EA we let them know that we wanted a long let but unfortunatley we just dont want to do that in this place (problems with…
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prices quoted in a range
I'm on the lookout for my first place and I quite often come across a price range say £100k-£110k for example quoted by the estate agent. On many occasions, when looking for what the places have gone for in recent history quite often it's lower than the lower price range. Generally speaking if a range is quoted but I value…
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Help...Tenant Problems....Please please advise....
Hi, My brother has a flat which is rented out. The tenant has not paid rent for the past three months (initially he kept putting it off, but then due to our family problems my brother was preoccupied), he is not answering any calls now and when we go there no one is opening the door. In addition the tenancy has expired.…
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Council Tax and moving house
Hope this forum is the right place I currently renting and will be moving from Lincolnshire to Nottinghamshire on 16th July. I'll inform the C/Tax people and I know I'll either get a rebate or an adjust bill however my concern is when I move to Notts will have have to pay the full years C/tax in 8 months? I phoned the…
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Putting in a cheeky offer.
Hi, I've had my eye on a house for a while now. Its been on the market for 5 months and was reduced from £360000 to £350000 in May. I can really only afford £320000 at most, should I just forget it and accept that this is probably going to be turned down and I should be looking at lower priced houses? Thanks
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Leasehold or freehold?
Afternoon all, I'm just wondering if anyone can clear up some confusion I've been having over my current property. I bought a flat two years ago that is a converted terrace. I own the bottom half and there is another flat upstairs. When I bought it I understood that it was a leasehold flat. Having spoken to a solicitor…
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How will new housing benefit calculations affect us?
The new housing benefit calculations coming into affect next April will be calculated by the 30th percentile. As they are calculated at the median rate at the moment which is 50%, does this mean everyone can expect a drop of about 20% in their HB next April?
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HIP ownership query
We put our house on the market about 6 weeks ago, so of course we copped for having to pay for a HIP. This was handled by a conveyancing company, and we paid the princeley sum of £305 (we were initially quoted £295). As we had not received a copy of the document I contacted them a couple of days ago, and apparently they…
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Additional Information Questionnaire
I have received the draft contract and overriding interests form to sign in relation to my house sale plus a long list of additional questions. Most of these questions I simply don't know the answers to but am concerned about any comeback later. If I put "I am unaware of ...." to those questions I don't know, will this be…
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Got a letter from my landlord this morning...
It was sent recorded delivery, and when I opened it, it was typed letter from my landlord saying that I owe nearly £900 in rent - my rent is £495 a month so its nearly 2 months rent that I owe, and due to the arrears and "poor state of the above property" I have to leave by 31st July or he will give me a notice to quit.…
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Student rental problem
Hi, I'm a student in Bristol and I signed a 12 month rental contract. However due to financial reasons I am having to change university and live back with my parents. Problem is that I now have a 12 month rental contract on a house I won't be living in, I am trying to find someone to replace me but if I can't, What should…
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How to find out crime rates?
My sister is looking at renting a flat with her bf and has found a really nice looking maisonette above the shops on the main high street in her town. Before she decides though, we'd like to find out about crime in the area. We know the area quite well, there are 2 pubs within a stones throw and a late-night tesco, so it…
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landlord keeping bond - NOT PROTECTED!
after evicting us for rent arrears (fair enough) our landlord is now refusing to give us our bond back due to damages but i think he is being unreasonable. we owe him about 1600 but are on a very low income so can only pay it back very slowly. i offered to give him the bond straight back to pay off a large chunk of the…
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Homebuy Direct, should I?
Sorry if this question's been asked a million times before, but I can't see anything exact on searching. I'm about to become a key worker on a pretty low salary of around 13K p/a but have about 20K in savings and would quite like to buy rather than rent. I previously owned a flat with an ex partner so I'm not completely…
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MORTGAGE JUGGLING - buy to let and own
Hi, I'm a 29 year old, recently married professional. I have a flat which I bought from my parents estate when they divorced and a house of my own. I currently have £20k left on the mortgage which is a 4% standard rate with RBS and only 5 years left on the mortgage. I also have my own property, bought with my husband. The…
