-
Peter
I have a house which i rent out and am going to sell with the tenant still in.it is in my name and would like to transfer part of the value to my wife as a gift to help reduce capital gains.can i do this and how
-
Land lord insurance
Could any one recomend a few good companys to try?
-
Please can someone from admin follow this up for me?
It's regarding this thread I noted on Tuesday because of a few striking similarities to things that happened to me that day ... I initially found it through looking online for what my rights were in this instance, where the police have smashed my front door down whilst I was asleep on the say so of a neighbour (stating…
-
Reasonably urgent, cheeky offer advice?!?!?
Looking for a starting point for negotiations on buying a propery, to be bought using a PX scheme, where the property is being bought off plan. At this point its probably worth mentioning that we are not desperate to move, and are not in a massive hurry. Basically own our own home, independently valued by 3 estate agents…
-
Letter from LA - new contract
Hi, We, (my fiance & I), have received a letter from our LA stating that we are going to have a rent increase (fair enough). The letter is dated 14th April & they are saying the rent increase is due from 30th April. I'm just checking this is ok - I thought the LL/LA had to give you a months notice on rent increase? Also,…
-
Letting agent charging for new agreement - some advice
Hi Our letting agent is charging us for a renewal of our tenancy agreement, i know some letting agents do this. Less than 12 months ago they charged us £40, now its £88! :eek: I have a really good relationship with the lady who owns the house and asked her if she thought this was right. To mine and her surprise she has…
-
exchange and monies
hi all, hope your all enjoying the glorious weather i've a question about money at the exchange i'm in a chain of 3 buyer who is buying mine for 105000 house i am buying for 210000 my seller who is moving into rented so my question is, we need to give 10% deposit on exchange, how will this work in principle my buyer pays…
-
Query about getting deposit back
I have just moved out of what I would call a nightmare house (hooray)!! Anyway, as some of you will know, I've been having problems with the LA/LL trying to get any repairs done and all requests (even when sent recorded delivery) have gone unanswered and as a result I decided to move. Anyway, I had my inspection today,…
-
First time buyers in desperate need of advice!
Hello, I am wondering if anyone has any advice for us. We're first time buyers and we had an offer accepted on a flat in November 2009. We're had the survey done, done most of the legal work done and got our mortgage approved. However the people we're buying from had a sale fall through in January, and they have only just…
-
Price Advice
Hi, I am just seeking advice on buying our 1st house as finding it all a bit daunting. Basically I am trying to get to grips with a realistic price on a property. It was bought for £176,000 in 2007 which I believe was when prices peaked. Since then the owners have decorated etc but not increased the size of the house in…
-
help! short of funds for exchange of contracts!
hi,im worried i wont have enough money for the exchange of contracts,i am buying a 110,000 house,the bank are loaning me 90% which is 99,000. i have sold my house for 103,000 and my settlement on mine is 77,000. i also have a secured loan which is settled at 16,400. this means that i have approx 9,000 left. i need a 10%…
-
No-building-regs misery
I am selling my house, bought in 1984. In 1986 we did a kitchen/morning room "knock through" with RSJ, new patio door, a window blocked... Being young and foolish we didn't get planning consent or building regs consent. Now I have to fill in the questionnaire for the HIP and it asks if these were obtained. What is the…
-
Metal Security Shutters - cannot get full access for survey
The house I am trying to buy has metal security shutters on the external doors and windows as well as the side gate leading to the back garden. It has a cellar which can only be accessed via the back garden. The estate agents are able to open the front door but not the back door or side gate, so I have not been able to…
-
Buying a freehold
I wonder if anyone can help please ... I have just been offered to by the freehold for my one bedroomed flat for £4,000 plus their legal costs. I currently pay £50 per year ground rent and the lease has 87 years left - does this seem like a reasonable price? Is a freehold even worth buying? Also, it is a house split into…
-
help buying my 1st house
just about 2 buy my 1st house, its asking price is 50,000 i have a 10% deposit can afford about £400 per month repayment. i have an excellent credit rating. any advice on who would offer best deal? not sure what else 2 ask really nervous about it all and dont want ripped off. any help appreciated
-
Wind farms - anyone any experience
After three years of searching we are close to exchanging contracts on a house that really suits us. I have now found out that there is going to be a wind farm with 3 wind turbines, the nearest almost exactly a mile from the house. I am pretty sure it will be visible because although there are a few bungalows and trees…
-
Looking for private landlords - Redcar area
Does anyone know where I can find good private landlords in and around the Redcar area? I have tried the usual ie local papers, driving round, Gumtree etc and not had much luck. Many thanks
-
lodger problems
hi all for the last six months i have had a lodger and it has worked reasonably well and in some ways he is a good tenant. the lodger is an eu national. last week he lost his job and the employer refused to pay his salary up to date or any notice. whilst i sympathise with his predicament , my lodger rarely leaves the house…
-
FTB Daft Question
I'm looking at purchasing my first house. I have read that it is best getting a mortgage in principle before starting to look seriously. Now for the daft question. Should i shop round for mortgages now, find the best place for a mortgage for my needs and get a "mortgage agreement in principle" from them. Or, go any old…
-
Stamp Duty
Hi We have just had an offer accepted. The house is £196,000 I am a first time buyer but my partner has owned a house in the past. I earn around £28k per year and have been told the maximum I could borrow alone is £140k so unless we have £56k deposit I wouldnt be able to buy it on my own to qualify for the new stamp duty…
