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£1200 Rent saving
Hi All, Not sure where to add this thread as i am new. Just in case no one else has thought of this here we go. Last week I called my landlord and gave him the times are hard tail and that I may be looking for a new cheaper place. I said that I could stay if he was to reduce the rent. Based on the fact that it would cost…
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After buying house?
Hi all! There is heaps of advice about buying houses on here, though I'm after a spot of advice once the contracts are exchanged and completed. Once you get those keys in ya hand, what's the first thing(s) to be doing? *Hopefully* I'm not too far away from getting my mits on those keys, but if/when I do, then what? I won't…
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Running business from home, rented property
Hi Guys, I'm in need of a bit of advice. I am being made redundant (finish work tomorrow!) and planning to start my own business from home. I spoke to my landlord about this about 2 months ago, as there is a clause in the tenancy agreement saying I can't run a business from home. He spoke to the letting agency (they don't…
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Its a miracle :-)
We sold today!
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First time buyer about to buy - advice on house prices and timing please
Hi all For about two years now I have been planning to buy a housing association flat which I also live in. Every six months I have applied and either not been able to get a mortgage or because of work at the time the situation wasn't right. this means I've been given four offer notices after fresh valuations from an…
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FTB Buildings Insurance Question
We're in the process of buying our first flat and have had a letter from the Solicitor stating that all of the searches have been carried out. The environmental search result says that he property is located within 250 metres of potential flooding and that there is present and past industrial use. The Solicitor recommends…
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Why EA doesn't mention about loft space?
I went to see a property which has a loft conversion but it was not mentioned in the EA's leftlet and marketing adv. Is there any reason for this? I thought it was to do with planning permission, but I checked on the council website and it said there is no need for planning permission for a loft conversion. Am I missing…
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FTB Mortgage advice
Hi all, I'm a first time buyer fervently looking through comparison sites and bank/building society sites looking for good mortgage deals. I can only put 10% or perhaps a little over (certainly not 25%) down as a deposit so my options are limited from the start however I've been looking into two different potential options…
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Unadopted Road
We were close to exchange on our first house purchase and everything has been running smoothly, but today the solicitor has e-mailed me with the following: 'I have now received the final search which confirms that the roadway immediately to the front of your property is an unadopted road i.e private. Unfortunately, there…
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Resident Parking Scheme and my property
Hi - I would appreciate hearing from anyone who has professional or personal experiences of residential parking schemes. Firstly - my local council is proposing to introduce this scheme from what research I have done these proposals always go ahead - has anyone managed to stop one? Secondly has anyone any knowledge of…
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Housemates moving out - what bills should they pay?
I and 2 others rent a 3person house, and we are all on the same tenancy agreement. We've all lived here about 10months and have 2 months left on our contract, but now my 2 housemates want to move out. I know they still need to pay their rent up until the end of the agreement, but we've always split the council tax, the…
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Asking for money from leaseholder - lease and legal questions. Tnks!
Hi The lease says: Within 28 days of demand to pay to the landlord the same percentage as the tenants contribution or any sum or sums actually expended by the landlord or which it might be necessary to expend which expenditure the landlord cannot meet from funds in hand. So does this mean I could ask for the money up front…
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Slow Repossession Purchase
Hello, I'm a FTB and I'm going through a very frustrating repossession purchase which I'm hoping someone can help me with! My partner and I had an offer accepted on the house on 7th August and were told we had 28 days to exchange and complete i.e. by 4th September. Our solicitor worked really hard and we did all we could…
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Rent-a-room relief
Hi, Does rent-a-room relief only cover those who live in the same property as the room that is being rented out? Cheers
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Charging Orders and Divorce
Hi My wife and I are about to get divorced and we both own the house with a joint mortgage. The divorce is completely amicable and we are splitting everything 50-50, however, my wife's parents are giving her the cash to buy my half of the house, however I have a couple of debts that resulted in charging orders being placed…
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78 year lease - should we extend if we're selling soon?
We live in a 2-bed flat with a 78 year lease, worth about £225,000. A company called Leasehold Solutions have contacted us all in the block offering to manage our lease extension/buying freehold process. The upper end of their estimate, including all costs, to extend the lease by 90 years is £14,000. They say this will add…
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Freehold Value and Missing freeholder problems
Hi All, If anyone could help with the following predicament I would be extremely grateful. I currently own a flat in a converted house, and currently the freeholder(s) are missing and basically do not want to be contacted or carry out any of their responsibilities. They have a extremely dubious background from what I can…
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neighbourhood watch
Hi there not sure if posting this in right section so sorry if am.We have moved into a new house and have been here for about 5 months.There was a neighbourhood watch meeting the other day which i was not at but a friend was, he said that my house was talked about and is been watched yes i have 2 teenage kids living with…
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PLease Help! Tenants Ran....
Hi In a bit of a state here and need some help. I have been letting my house out through an agent for the last 3 years, i have had 4 polish guys in there and for the last 5 months they have not paid any rent!!! The letting agent gave them the notice after they failed to pay for the 2 month in a row, the tenants promised to…
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Conveyancing problem
Hi I am currently in the process of buying a house of my step mother. The house value is £160k , I am getting a mortgage of £112k and she has agreed to gift me the remaining £48k so my loan to value is below 75%. She would like something put in place so if I sell the property in the future she will receive 25% the sale…
