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making an offer on flat- help
Hello I viewed a property for 2nd time & took along a surveyor to give me a defects report due to current state of flat & my concerns . The flat is on market for £110,000. The surveyor told me that it wasn't worth this & that i would need to spend £30,000 on it. I know the flat has been on the market over 2 years although…
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Home Insurance Question for first time buyer
Hi all, In a few weeks we should be completing on our first house. We have secured a mortgage with the Post Office and as you would expect, require us to have home insurance. However, as part of the t&c’s, they want us to add the Post Office as a joint policyholder. Is this usual practise? The reason I ask is as I have…
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make your rooms seem more spacious
We all know how important "space" is when buyers are looking for their new home. Below are three easy techniques that you can use to make sure that your rooms look as spacious as possible. 1) If you want to make your lounge or any other reception room appear larger, position your furniture at angles. This will make the…
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Letting My House - What Insurance?
Hi all - We had tried to sell our house but to no avail. We have successfully rented it via a letting agent and the tennants have moved in. After this occurred the letting agent then informed us that we: 1) Had to get Landlords insurance 2) Had to inform our mortgage lender for permission and they may charge us for this…
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Clause in lease agreement states I must retain phone service??
Hi all Has anyone had any experience of this? Going to move out of lease home in a couple of months. The following clause is in the tenancy agreement: "The Tenant undertakes to retain the telephone service to the Property for the duration of this Lease." Does this mean that I have to keep the line in use with BT until the…
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Handing my notice in
Hi all im after a bit of advice please, i have handed my notice in today,which is for 28 days, but we are trying to work out the rent situation. I have to pay my rent on the 7th of june and we move into our new property on the 1st july which is a week before the next months rent is due, would my landlord owe me a weeks…
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aquiring extra land
I live in scotland and out the back of my house was some waste land, I put a fence around it and maintained it for the last 8 years. does anyone know my position, as i am about to sell my house. do you think the valuer or surveyor will notice? and how would he know ? what could happen to me if i leave the fence where it is…
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first time buyer...please help!!!
here is my situation... me and my boyfriend made an offer on a house 3 bed house for £120,000 that was accepted on the 29/12/2008 we got a 90% mortgage and was told everything should be easy as it was empty and we were first time buyers... after months of sorting out paperwork we were about to exchange at the begginning of…
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Should I go ahead for Shared Ownership?
Hi, I know so many of you have already been on the SO scheme for years. I was very confused and unsure the scheme and tried to apply for to Homebuy Direct, however I did not quick enough to secure one. Am have paid down 200 deposit on a 2 bed house in Kent (Stone Crossing) last Saturday, and still waiting for the result.…
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Neighbour with mental health problems - should we have been told and what can we do?
Hi, We have only been in our house a year but have discovered our neighbour to the side of our property has mental health problems (talking to herself,going into peoples houses, throwing rubbish outside to annoy people, has an awfully dirty house) Anyway the other neighbours have had this for 15 years and have gone through…
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Choosing an estate agent
I've had three agents quote me on selling my place. I'm struggling to choose which one to go for. The property is at the low end of the market, so - unless someone makes me an offer of well above asking price :rolleyes: - they won't get a % commission. Instead, they will all charge me a fixed fee for selling (their minimum…
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Rent or buy?
I'm thinking about moving out from home and getting my own place in the near future, hopefully within the next 12 months or so. I may or may not move in with my g/f. Basically, I'm stuck in two minds about whether to rent or save up for a deposit so I can buy a house. If I rent I could do it earlier but it seems almost…
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moving house
I'm certain this has been asked before, but I just went through the first 300 posts that came up when I searched for 'moving house', without finding anything relevant.... I hope to be moving fairly soon, from a rented place to one I am (insha'allah) buying. Are there any good sites that give checklists of things to do etc?…
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questions
my inlaws have offered to lend us deposit money which we would return when we sell or as we save. This is the only way we can buy as we dont have enough for a deposit at the moment as we have both been completing degrees over the last 5 years. we now both have good jobs and our saving 3-400 a month. we will probably take…
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question on court summons - council tax
Hi all hope this is in the right forum -if not if a mod could move it that;d be great. So the house that used to belong to me (my dad's house) was sold 30 March 2009. I have twice received council tax bills saying I owe some money, twice rung back cleared it up and last time told they may owe me a few quid. This is council…
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should i rent out my house and move back with parents?
Hello, I am new to this! I could really do with some advice... For the past three years I have been married and owned my own home. Things "were" going well until recently I had my hours cut to a 4 day working week, and there is now possibility of having to go down to a 3 day week. If this is the case our finances will be…
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Is Shared Ownership a way of getting long term security of tenure?
I would be glad of some help with Shared Ownership as it is something I am very rusty on. It may be an option for a guy early 60’s, wife similar age, who used to do some work for me who has hit hard times. He has been self employed for many years and had to give it up through a condition called M.E. He is only able to work…
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When should my notice finish on my rented house?? Confused
Hi all Hoping that someone can give me some advice. I am renting a house where I took over tenancy on 4 November 2008. It is an AST for 6mths which is now on a month by month basis. On my original lease the start date was 4 November 2008 with a termination date of 5 May. I handed in my 2 months notice today (which is what…
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Tenancy Notice Period - periodic tenancy
Hello, I think this has probably been answered before, but searching the threads I couldn't find a specific answer. I was on an "Assured Shorthold Tenancy Agreement", which expired, and then I went onto a "Statutory Periodic Tenancy". The letting angecy sent me a letter about this which also stated that I could terminate…
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How long does a renting application take
Me and my fiance put an application in on saturday for a house, through the letting agents that i am already renting through. We were honest about my br and that my fiances credit is not good. They said that they would see if they could just do a check on my fiance and would let me know. They said that they would be…
