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your opinions please - think our buyers cant get a mortgage
Hi guys, Just a penny for your thoughts here please! We accepted an offer on our house 5 weeks ago now. We also had an offer accepted on the house we wanted 2 weeks ago. My main gut concern is, that on our purchase our mortgage people have been out and got a valuation on the property within 2 weeks. We havent yet had the…
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FTB as usual! Maybe stupid questions
I'm so sorry for yet another FTB thread! I just dont know who else to ask to be honest. Basically, myself and my partner have found our home and want to buy. It's a new build 3 storey mid townhouse asking price of £140k and includes alarms, tarmac, full kitchen facilities, bathroom suites and the like, we have a deposit…
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"limited title guarantee"
I am looking to buy a house at auction, in the special conditions it says it is "limited title guarantee". What does that mean and do I have anything to worry about?
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New mortage -should i sell or rent my existing flat?
Wondering if you could impart some advice on which way to jump. I own a 1-bedroom flat in a goodish location in West London. Bought for £120,000 now worth £150,000 - £160,000. The mortgage has been paid off. I would like to upgrade to a 2 bedroom house for about £250,000. My question is should I just sell the flat now and…
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Any tips for a full deposit return?
Hi all, Myself and two housemates are due to move out of our place next weekend. I've rented a few places before but none have really been as professional as our current LA, and this time I'm conscious they will be thorough with the inventory and final checks. We want to do all we can to get our full deposit back (of…
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Redrow easi:buy V Homebuy direct
Hi, hope this is the right place for this. Me and my partner are looking at buying a house. Our only options are the two mentioned in the title. The redrow easi buy scheme allows us to get a 75% mortgage and they lend us the 25%. This 25% is interest free and has to be paid in full after 10 years at the current house price…
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Is this allowed?
Halifax gave my partner and myself a mortagage in principle after an independent financial advisor recommended them. Within a month and a half we applied for the mortgage and was refused. Halifax charged us £250 just to refuse this! Is this legal?
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HIP companies
Hi - I am sure that this has been covered before, I have tried to search the site but not much success yet so would be grateful for any help. Has anyone tried and can recommend any of the private companies offering HIPs? TIA HM
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Offer letter
In short, if you've been following my saga, we've now found a 1960's 'concrete block' of a home, and it's been done up to a really good standard. (by a developer) Anyhow, the design of the kitchen doesn't allow space for a dishwasher, fridge (or fridge/freezer) or a dryer. So it needs 'remodelling'. The fireplace in the…
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Agents still on cloud 9
We went to view a house yesterday it came on the market last week in a sought after area. We thought it was slightly overpriced before we viewed it but according to Zoopla it could be 15k over and the neighbouring property sold @ the peak for less money. Are any others finding agents still on cloud 9, I feel like I need to…
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Pay Estate Agent with credit card
We put our house on the market and sold it within 8 weeks. We have now decided to take the house off the market as we are unable to find anything on a par with our own. We have now received a bill from the Estate Agent. As they actually sold it they have asked for the full amount as if the sale had actually gone through.…
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What would you do?
Hi MSE's On my hunt for a house, I spotted a property today. I know of the property quite well and I have been in it a few times. It is a 3 bed detached house, in need of modernisation (it was already started, but incomplete - probably 25k to complete it) the asking price is within my range, and cheaper than an alternative…
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To buy or not to buy?
Hello, can anyone offer any advice? My girlfriend and I are currently renting a house in the LE18 area of Leicester, at a cost of £500pcm. My girlfriend is keen for us to buy (In this area) where as I am thinking it is the wrong time as prices are falling still. Please can anybody offer any sound advice? Many Thanks
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Tenant wants Rent deposit via DPS? Advice??
We have rented our house through a rental agency to a tenant who gave notice. We have since been to look around the property before she moved out and realised that they tenant has re-decorated a room! (this is a new build) The clause in the contract says no redecoration so they have broken this rule with the Letting Agents…
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How long to sell a house (roughly)? My mothers has taken 3 months so far...
..or we are near the 3rd month now. To be fair we are in the final stage as the buyers solicitor has apprved everything and the buyer will get his contract this week (we are told) but 3 months does seem a very long time. Thought?
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HomeBuy Direct - mortgages?
Hi my partner and I have found an apartment in Leeds that we are interested. The developers arranged for a IFA to call me to check eligibility and initial figures and I'm assured that we can continue with our application as long as we can find a lender to give us a 70% mortgage. There are several things that I'm unsure of…
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Buying council land
Hi, I am interested in buying a small piece of council land behind our house (owned) to extend our garden. Does anyone know how much we should be paying? (we're in Aberdeenshire). Also, how difficult a process is it? Thanks.
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Renovating Edwardian House
Hi folks, We are close to exchanging on an Edwardian property that has been badly neglected. It is a 5 bed semi with 2 receptions, kitchen, utility and cellars. Can anyone provide any advice on what to budget for a full re-wire, re-plumbing (including new boiler) and most importantly, a rough idea for replacement timber…
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Please recommend removal company
Bishop's Stortford : Herts and South - West Essex area please?
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DIY Conveyancing question
Enjoyed the thread on DIY conveyancing, but this one is specific - please: no replies on the pro and cons of DIYing! I'm on the point of agreeing purchase of a repossession. Via an agent not auction. Cash purchase, so no lender involved. It's been a while since I DIYed a purchase and I know the process has changed. 1) I…
