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How long for mortgage approval?
Ok, We accepted an offer on our flat 2 weeks ago but nothing has happened since. The buyer is waiting for approval on her mortgage how long should this take normally? when should we expect the buyer to do her survey? thanks all.
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Bidding war going ABOVE asking price
Here's one for you that's got me thinking through so many aspects. We've been looking for a house for ages - over a year. We've finally found one that's beautiful. We love it. The area isn't as good as we've been looking at, but it's OK. The house is by some stretch the best in the area (though, as I say, it's not a "bad"…
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Viewed a house today - Rude Seller!!!
I have been viewing houses only a few weeks now and been to see a house.Me & my partner said this was the 1 we likely to be putting in an offer on but all we been seeing been possible choices too. So we go see this house and the seller is in,the house is on the market for £155K-170K.I've no idea what they paid for it,as…
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How do you check leccy and water?
I'm moving house with my company (otherwise would never out myself through it lol) and have seen a house I quite like that has no electricity and has had the system drained, as it has been empty for a while. How do you get these checked? Or do you just have to take a gamble? I'm guessing the seller wont get everything…
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Letting and buying
my wife and i are thinking of buying a new house but instead of selling our current house we would like to let it out. I would like to know the pros and cons of going down this route. the property we are currently in is mortgage free but i bought my mother in laws house which has £40,000 still outstanding on it. My mother…
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5% deposit mortgages?
Does anyone know if any banks are offering 5% deposit mortgages at the minute?
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how to unlock equity in house
Hi all just after a bit of advise my wife an I have 2 houses 1 has very little equity in but the other I bought as repo 6 months ago this is now worth 60 thou more than we originally borrowed, we have seen another house we like but have no deposit how do i unlock the equity in the house i have just renovated any advise…
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Repossession, Just asking about anyones experience with them
me and my bf are first time buyers and have chucked ourselves in at the deep end and have had an offer accepted on a repo, had the survey done and sorted out the morgage etc. It all seems to be going well, maybe too well. Do we need to do anything else, or is it just in the hands of the solicitor and vendor now? And also…
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Buying mums house : a Question!
Hi there, Hope sombody can help. I bought my mums council house for her 3 years ago. The house was purchased in her name and I was guarantor for the mortgage but it's her primary residency. I have paid the mortgage and house insurance for the last 3 years both of which have been paid straight from my bank account. Before…
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opening offer
I’ve finally found a property that I would to make an offer for. the asking price is £139,000 but the agent is telling me that an offer of £135,000 has already been turned down . This does not seem to give me much room for negotiation and I am not sure if he is just trying to get me to put a higher offer in. I would…
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Scuffed walls affecting deposit
Hi, I've been reading loads of posts about trying to get deposits back, what constitutes fair wear and tear etc. but felt I needed to be more specific, so apologies if i'm going over old ground. We're due to move out of private rented accommodation in a couple of weeks and wand to get the house looking good. A few points…
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New Mortgage Self Employed
Can any one help, about 5 months ago I went back to being self employed (contracted) and I would like to get an additional mortgage at the end of the year as I am paying rent at the moment. I currently have a property in Yorkshire which I am going to rent out and my mortgage is with HSBC (tracker,repayment) I called HSBC…
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EA's- talking the talk but not.....
Hi, I have posted before about Bellway and their part-ex schemes but since they refuse to up their ridiculouly low offer, we are back to the traditional route of selling our house! The problem is we have been on the market since before Christmas. We have undercut similar properties by £20g and still we have not sold. What…
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Help - I chipped the bath, LL wants me to pay for whole replacment
Hi. Sorry to bother you all, just needed a bit of advice because i'm not sure where i stand with this. I dropped the showerhead attached above the bath and it has chipped away the enamel paint on the steel bath. LL had a look today and has said he wants £100 to cover replacing the whole bath. Is this reasonable? We…
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Has anyone ever used the buy my house now people
Hi I am in a situation where we need to move house in the next few months so my son can remain at his school ( we are out of the catchment area) . However we have a long running dispute with our current neighbours which although it is drawing to a close, we will have to disclose this and so woll seriously effect the price…
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Can he withold rent?
My son is 18 and moved into a flat with his girlfriend in Feb 2009. The boiler didnt work for the first 2 weeks (this means no hot water, heating or washing machine) but they weren't bothered as they agreed to clean it and do some decorating in exchange for first months free rent, so didnt move in straight away. They moved…
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What would you offer?
I have read the threads regarding offers and that you should offer what you feel the house is worth/you can afford etc but what would you offer for this house considering the state of the market etc Also can someone tell me some info about it ie how much it was originally bought for and when, plus any more info;) Thanks…
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Tenants not paying rent - what are the options?
Hi, My mum rents out a flat to 2 tenants (a mother and grown-up son) in Scotland. Everything was going fine and they seemed like nice people, but recently have stopped paying rent. It has now been 3 months and every time they have been contacted they come up with another excuse. They are always very affable and promise…
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Neighbour Disputes and the SPIF
Maybe you can't rely on the info on the Sellers Property Info Form..........see here :confused:
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Result about HIPS
I wrote earlier regarding the termination of an agreement with an estate agent and then being liable for an additional payment of £107 on my HIPS for doing so. As the estate agent had made a false verbal offer on my property to enable the completion of a chain of properties they had on their books, I removed it to the…
