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Tenant taking me to court - TDS - will I be ok?
Hello, I currently have a claim against me by a tenant who moved out in October of last year. I never protected the deposit but now realise that I probably should have. I have now protected the deposit for my new tanant. I returned the full deposit less some deductions that I thought were reasonable, 1 month after the…
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first time buyer needs help..
we went and viewed our first house last night. all went well and both myself and the mrs like the house and could see ourselfs in there. we have another one to see on saturday on the next road so will see how that one goes. BUT anyone got any advise about making offers if we feel after saturday we would like to make an…
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Did I just get gazumped?
I put an offer in on a property on Tuesday that was accepted. Through our solicitors, we pushed it forward so that an entry date had been agreed as had all the other negotiations and on Wednesday morning I was told that the offer was being put in writing and that it would be legally binding from that point on (at least…
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Moving out of Parents House
I'm beginning to think I should look into moving out. I'm 26, and still living at home. Recently my social and work lives have got a bit hectic and it's beginning to cause a bit of tension. So, emotional issues here aside, can someone tell me how viable it is? I bring home 1093 GBP a month, of which I already have going…
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Moving into my BTL
I have my main residential house which i live in and a buy to let property where the tennants are moving out in 2 months. I have been trying to sell my residential house with no success. I would like to move into my buy to let property and use it as my main residence as it is bigger and in better location etc When my BTL…
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Is it possible/Legal
Our Neighbour lives in a two bed council house and is a retired widower,would it be possible for a method of us buying the house by giving him the money to purchase under the RTB scheme and living there rent free until his death and then the property is willed to us and if so are there a great deal of tax/cgt…
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Advice on house buying please!!
Hello, We put an offer on a house in February which was accepted but there have been delays our end due to the difficulty getting a mortgage for one reason or another but we have always kept the EA updated and have also spoken to the vendor direct. I got a phone call from our mortgage advisor today who said that our…
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Anyone got any experience with a 'Good Leasehold'?
We're buying a house where the leasehold is in a mess. The main lease, subleased to someone and then the sublease got bought out. The connection between the 'freeholded' sublease and the main lease cannot be proven, so it is what is known as a 'good leasehold'. If we proceed then we get an indemnity policy to cover any…
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Thinking about buying parents house
Hi I was just wondering if anyone could give me some advice. My parents have been trying to sell their house and go into rental for a while to release a bit of equity so they have cash in the bank and stop worries about maintanence etc. but are not getting viewers. As the price keeps dropping I offered to give them a lump…
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Renting Out Existing Home
I'm looking to move out of my existing home, buying a 2nd property and renting the existing one out. The question is what to do with my current residential mortgage? As far as I know my options are: a) Keep the existing mortgage, apply for a second mortgage on the new property and simply don't tell the 1st lender until the…
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hips4u.com - delays in local searches
Hi all - hoping that someone might be able to give me an idea of what I can do next (apologies for the lengthy post): I ordered a HIP from hips4u.com a few weeks ago, and initially was very impressed with the speed of service and the easy way to track progress on their website. I'd seen a few recommendations on here, and…
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Changing solicitors mid-sale
We’ve had our offer agreed on a house and have arranged the rest of the house-buying process with Countrywide. As the mortgage deal we were offered was quite competitive (FTB, 85% LTV, 5.99% fixed for 5 years) we decided we’d use the rest of their facilities (survey & conveyancing). We're FTBs so the carrot of a…
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Trying to get my property on the market - very UNTHOROUGH valuation given!
Hi there, We are currently in the process of receiving valuations and quotes from estate agents, with a mind to getting our property on the market. It is a 2 bed apartment in a major city....We have had two previous valuations from local agents. Last week, a valuer from one of the WELL KNOWN NATIONAL estate agent came…
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No HIP pack yet but wanting final offers already
Just an added question onto my other thread. We are being asked to make a final offer after a bidding war on a house that's only been on a week.Yet the HIP pack still isn't ready. Is this legal? They say the decision will be made at 1pm today. Apart from the question of legality, am I within my rights to say I don't feel I…
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who owns grassy patch
I am not sure which board this post is best suited so apologise in advance if this is the wrong forum. Our house (the last house in a row of three and the corner house) is emcompassed by a large wall both on the right hand side of our house and at the rear of our house with access via gates both to the front and back. Our…
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Renting to Family Members
Hi Everyone, A little problem. I currently own a house, which I live in and which is mortgaged. My girlfriend who also owns a mortgaged house would like to sell and move near to me and get one together and I would have my sister living in my house. My queries are this - Can I rent out my house to my sister on my existing…
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What would you do if you were me?
Interested in peoples opinion to see what you would do if you were me. I am 24 working full time for the NHS earning £24k I am looking at getting a flat or house in the near future. Flats are quite cheap at the moment and I am aiming to purchase one soon. I have an ISA with £4k in and am currently saving about £600-700 a…
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Bathroom End Panel
Hoping to buy a bath suite tomorrow, which does not come with an end panel. The bath suite brand is called Seattle and there is an end panel you can buy also from same suite maker Seattle. My question is: will there be a problem fitting an end panel (same dimensions as bath tub) but the make is not the same as the bath…
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Offered on house with leasehold garden
Hi I've put an offer in on a house(freehold) with a garden that is leased to it for the next 40 years. Has anyone got any experience with this sort of set up? I feel a bit strange about buying something that won't be owned.... DR
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Mining Checks
Please help we had an offer accepted from a charity selling a house £51000 under the asking price on having the mining survey done they require a further check which requires the property to be drilled to see what the property is standing on at a cost of £2500 which the vendor wants to pay half of but on completion and it…
