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Rent Depoist
Hi Guys first time poster here I am after some advise about by Depoist from renting a flat. When I payed my depoist to the letting agents they told it would be secured in a depoist protection scheme and all the details of this are also in my contract but now my letting agency have gone bankrupt. I contacted the depoist…
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Lots of problems after buying repo house...
Not sure this is the best place for this post, but not really sure where to put it otherwise. Basically we bought a repossessed house 6 months ago, had dozens of letters from banks, debt agencies, baliffs around to the house etc. for the people who lived there previously. This sort of thing I was expecting, but had hoped…
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Selling flat, negative equity.
Hi all, Newbie here, I've tried to see if there any similar posts to my problem, but can't see any. If anyone can help though it would be great. It's a long one, sorry!! Me and my ex bought a flat in Dec 2005, which was for £102,000. We very very stupidly got a Northern Rock "together" mortgage and borrowed £110,000. Then…
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Small Claims - Win against Landlord on Tenancy Deposit Scheme
Hi First time poster here so apologies if I've not got the way this place works yet! I have just won a small claims case against my old landlord and managing agent as they failed to protect my deposit in a scheme. They were meant to pay me the deposit plus 3x the deposit as a penalty, plus court costs by last friday. They…
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Ending tenancy agreement
Hi, This is written on behalf of my cousin... We signed a 12 month tenancy agreement on 1st November 2008 as the rent had been increased, we were not sure at the time whether we would want to stay for 12 months but read the contract and saw the break clauses for Tenant and landlord below. When we contacted our current…
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Landlords mortgage
I am viewing a house today via a LA,will the LA be able to show me proof that the LL has permission to rent. Also does he have to have a buy to let mortgage. Any other suggestions on questions i should ask.
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Help needed..... full retention
As most of you are aware we are in the process of buying a property to rent out, the valuer from Colleys has been and when the report has come back they have put a full retention on the money....:confused: £45,000 we have already forked out for a new kitchen has it didnt have one, out of our own pockets, it doesnt say on…
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Nearly there
The money's in, we should complete at lunchtime. I'm finding it hard to concentrate on work. We're not moving for another 10 days, but I'm keen to get in, have a good look around, take some measurements and order my fridge, etc ... I am SUPPOSED to be writing an assessment pack for legal exec students ... Bets on how far…
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Meant to exchange and complete today...what happens?
I'm meant to be doing a simultaneous exchange and complete today on a new build, I'm a FTB. I was told yesterday all funds were received and sent my bill, which I paid by CHAPS transfer around 1.20pm. I called my solicitor this morning to be told by an assistant that 'nobody from accounts has confirmed the money is there…
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How to make offer to buy a house
Hi there I am a first time buyer and I have found a house I really like which is on at an asking price of 169,950. The house is not considered to be the best street in the area so the estate agent tells me that if it were in a better area it would be another 20K at least. I'm taking this with a pinch of salt :rolleyes: I…
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sorting utilities
Now that we have bought our house we need to sort out the utilities etc We have contacted Thames water and that is all sorted, but how do we sort oour gas and leccy? We have the details of the old owners accounts (both with Southern Electric) - we are not yet sure who we want to go with...... sorry if this is a stupid…
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Anyone got a good landlord spreadsheet?
Hello all. I'm wondering if anyone has a good landlord spreadsheet I can use with excel to record income and outgoings ref a property I rent out? Thanks for any info/help replies!
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Doing my own conveyancing
I read a book by a 'Michael joseph' recently called 'The Conveyancing Fraud' its an old edition but made me want to do my own conveyancing on a house i'm buying. Has anybody done so in the last six months or so that could suggest where i can get the forms from, the processes that need to be taken and if there is any new…
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Would I lose out if I get OFF the property ladder for a while
So, we're ready to exchange on the house we're in. The one we want is in a short, but incomplete chain. We have an annual income of 40k, about 50k equity in this house. We've managed to secure a mortgage deal for 160k (4 x salary) I'm thinking of renting for 6 months, but I worry that if I get off the property ladder a…
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Client's account
When exchanging contract, would you pay the full account of the property and leave it in the client's account with the solicitor to avoid any hassle with tranfer of funds? The interest rate is so low now, so it is not going to make much difference. The clerk said I can do that but I just want people thoughts on that. Thanks
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Allen & Harris- Conveyancing Warning!!
Hello! Just thought I would post a mini warning about conveyancing fees! We got a quote off Allen & Harris for their conveyancing services (house purchase). The sales person, said their solicitors were offering a "fixed fee" of £649 plus vat for the fees, which was one fee- no other fees will be added. I specifically asked…
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Rent Deposit - Landlord making me a bit nervy!
Hi there. I've been renting for my final year of University. I paid a deposit of just under £300 when we moved in. We all paid it in cash as requested from the landlord. None of us have/had been given any information regarding to how it's stored, or what will happen with it etc.... I moved out a month ago unofficially.…
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Home Information Packs
Hi All, I am in the process of selling my flat and need some information about HIP's. Are there any recommended online providers? Is it advisable to get your HIP done by the solicitor - many of whom appear to give a discount if you do? What about online conveyancing? any suggestions? Should I or shouldn't I? Thanks
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Panic over the freehold!
Hi :grin: I was wondering if anyone might have some advice on a situation that feels a bit wrong! I am a first time buyer and have found a flat that I love. I put in an offer and the lady accepted it. She has lived there for donkey's years and owns the freehold. The flat was advertised as "freehold available" I have…
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Part Exchange queries
Hi, am currently thinking of part exchanging my home for a new build which I have done in the past, however the site office have told me they can take several part exchanges on the same plot and will pick whichever customer they think is the best for them. This is making me feel very concerned that I go throught the whole…
