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Landlord held back deposit - difficulties to enforce small claims judgement
Hi, A landlord did not return my deposit, so I started small claims procedures and the court judged that he had to pay up (this was in late 2003). However, enforcement turned out a nightmare: 1. the man does not live at the house-share, and there is nothing the court could take away. 2. Attachment of earnings order could…
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Mortgage broker, shop around or other option
So here's the scoop. Our landlord wants to sell "our" house after the break down of her long term relationship. Now as sitting tenants we have been offer first refusal. Neither the wife nor I want to move especially as we are very settled, been here 6 years, and the kids are in local (pre) schools. So we've already had one…
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Dodgy Rental
I went yesterday to look at some rental houses through LA,the first one i saw i was told had been totally refurbished to an exellent standard. 1)door was so stuck she could not open it 2)the hall had thick copper pipes running down the wall she said she thinks they were hot water pipes from the new heating system 3)Both…
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FTB Scheme Qualification
Hi guys, Great to find place like this to discuss our property questions. Me & my wife went to see the launch of New Build Home yesterday which is under part buy part rent scheme (Kensal Green London). We really liked it. We spoke to an IFA and understood the household income has to be under 60K per annual to qualify.…
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What will the banks say to first time buyers?
Well next weekend were off to the bank to see what they will offer us? We have no deposit but no loans/bills outstanding. We just wanna see how much people will lend us. Also if we need a deposit,how much they would advise us to having? Were hoping to get 100k+ DH is on 25k and Im on 5k fingers crossed!
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Any advice on getting on the housing market?
Hi I've made a few bad choices career wise in life, and ended up in a crappy admin job on £15,000 a year. My boyfriend who I live with is currently out of work (redundancy) but usually has a wage of about the same. The small amount of savings that we had have been spent on meeting the rent and bills while he is out of…
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Is it Freehold or Leasehold??
Is there any way of checking whether a house is freehold or leasehold? Prior to viewing a property today we checked the house price websites and all of them are saying that the house is leasehold. However when we asked the vendor they said it was definitely freehold and the EA said that it stated in the HIP that it was…
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Complicated - renting but could be evicted by family member !
Hi I hope someone will have some constructive advice on my predicament. This is a very long and possibly complicated post, so my apologies in advance. After separating from my ex-husband I wanted to buy a property rather than rent ('dead money' I was always brought up to believe). I had enough for a deposit, but as I did…
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Advice on renting law please?
Hi MSE's My brother has seemed to got himself in to a situation that I feel totally not justified! Right here's the scenario:- My brother bought a house with his new girlfriend 2 years ago, they tried to sell his girlfriends current house but couldn't so they were in a bit of a dilema! They decided to live in the one they…
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Offering on a new builds - 20% off asking price?
We are deciding over the weekend whether to go for a new build (have seen the other threads on here about problems etc so know what to look out for but these 2 particular houses tick all the boxes). The first house is on at £160k - it doesnt have any fitted cupboards, carpets or fitted kitchen appliances which I know they…
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How many bedrooms?
A little advice needed here. We're almost at the point of exchanging contracts on what we thought was a three bedroom house. The third room is very small, and the survey classes the house as 2 bedrooms plus other. Will that mean that if we sell the house on we can't sell it as a three bed? Or does the survey classification…
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To those selling in these difficult times Part Deux. AKA sellers support network!
Here you go folks this is continuing on from where we left off. http://forums.moneysavingexpert.com/showthread.html?t=1140155 The purpose of the thread, is to let us all let of steam, give one another support, and help us through the stress of trying to sell, in these difficlt times. All welcome. Share the highs and lows…
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Moving in 10 days - landlord backed out!
Just got a phone call from our estate agents - 'Due to unforseen family circumstances the landlord needs to take the property off the market'. We are due to move in in 10 days and I now have no idea what to do. I am moving in with my partner (he is in the middle of exams) and his brother (who is moving to Nottingham from…
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How do I get consent to let?
Help, I really need consent to let from Abbey because my job has changed but I only recently completed - what happens if they say I can't? all advice gratefully received
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Admin fees that EA's charge for lettings...
OMG!!! As some of you know we are looking for a new place to rent as our landlords selling up. Up until yesterday I hadnt asked EA's about the admin fee they charge. Yesterday we went to look at a house, was nice but bit over priced. For some reason I asked him about the admin fee & he piped up with "its £250 thats…
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Not sure what to do!
My partner and i have a 1 bed flat with a mortgage of £125K outstanding. We now have a baby and are planning to move to France where my family lives. We would like to rent our property and can charge potential tenants £700/month ,this would pay for our mortgage interests and property service charge. The capital won't be…
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Another cheeky offer thread
We have found a buyer for our house and she is a cash buyer. We are now looking to find a place quite quickly. There isn't a lot in the price range we're looking at. There is a 4 bed house in need of modernisation (stuck in the 80s needs new windows, bathrooms, kitchen, general decor) which to my taste & standard would…
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Offers Over?
Hi Guys, Looking for a bit of advice, We have seen a property we really like listed as offers over 95k. It has been considerably improved by the current owners, complete rewire, new central heating system, double garage with electric doors, conservatory, new extension, en suite, block paved driveway for 3 cars. The dilemma…
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environmental search?
we are moving house, i noticed on our quote for legal fees that there was a charge for £149 for environmental search, i asked about this and was told my mortgage lender may require it, i later asked the solicitor if they had found out if the lender required this, she avoided my question until pushed, and replied that the…
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Working out how much rent I can afford...and bills
Hiya, So I've moved back with my dad recently after living in London for 5 years during university. I was extremely lucky in that time to have my rent paid for by dad's employers as well as my university fees. However when I graduated, although I had enough money... sort of... to pay my rent, my landlord who ahd promised…
