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Which houses should we view?
I guess noone will have the magic answer to this but here goes... We have finally accepted an offer on our house 14 months after putting it on the market (and 22% less than where we started!). We are going to look at houses at the weekend but in this market and with limited experience of buying houses wondered if anyone…
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need to move...how do I do it?
Hey everyone I bought my house in July 2007 for £96,500. I have been trying to get it valued but esate agents are not returning my call, have been checking out local selling prices which are anywhere between £95,000 and £110,000. I have a 100% mortgage, so no equity. I desperately want to move house for many reasons. I…
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New Landlord - advice pls
Hi, i rent out my old house, usually through agents. This time i have been approached directly by a couple who would like to take it on. I would like to carry out credit checks on them, but would appreciate advice on which agency i should use to do such checks and what other references do i need to safeguard myself as much…
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Pros and cons of renting to a full time Carer and her disabled child
Hi all, My lettings agent has approached me with regards to letting my house to a lady with a disabled child. The lady acts as the full time carer for the child and as such, does not work. Therefore, she is in receipt of disability allowance and other benefits which would enable her to pay the rent. My first reaction was…
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Problem tenants, police raids and abandonned vehicles!!!
Hi all, Wanted some advice dealing with a problem tenants who've left my property in a bit of a state. The couple moved in to the place in Brighton last July (I live in London) and, for the first few months were ideal tenants. At the start of Jan I noticed that they'd missed a rental payment due at the end of Dec. I'd lost…
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Assured Shorthold Tenancy
Just wondered if anyone could help our tenancy ran out on 16th Feb our landlord has not come to us to renew in the meantime we have found a bigger and cheaper flat. I contacted the landlord to tell him we have decided to leave and he want us to give him 1 months notice from 16th March ( which we are paid up too) Just…
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Moving out, but inexperienced.
Hi, I'm looking to move out in the next few weeks and I cant figure out how much I can afford to spend on a place to rent. Currently the cheapest one bedroom is around £500 with a nice one being 580 a month. (I want the nice one :/ ) With my new job I will be earning £1,185.63 after tax and NI. My car is fine and it wont…
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Build your own house - capital gains tax
Right then, my situation is as follows... I have the potential opportunity to come by some prime builiding land for next to no cost through the division of a family plot and some rather exceptional circumstances, we have had a rough quote to building the house and it came in around £50k. The cost isn't really important,…
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Lounge at the front or back?
Our first house had the lounge at the back an our present house has the lounge at the front. The house that I would like to be out next house has the lounge sort at the side, but it goes into the garden, so for the sake of argument, I would say that it's at the back. Just wondered whether people have a preference for…
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Landlord averse to letting agents
I've let my flat out for five stress-free years through a company which sources accommodation for the MoD. However, they're struggling to find me a new tenant now and I'm about to advertise it elsewhere. My wife had some bad experiences with useless letting agents when she let her flat out so I'm keen to bypass them if…
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Paying by credit card - EA's or solicitors
I know it is traditional for the monies to be taken/paid from proceeds at completion but I wonder if you asked to pay separately by CC if any EA or solicitor would agree?
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Council Housing Arrears Help/Advice needed.
Hello People I moved into a Council Flat in Oct 2007 and it was for me and for me to have my two children off the Ex wife now and again and I needed a Flat for them to come and stay in and the flat was very cold and had insufficient heating in the property,I did report this and over christmas 2007 the council arranged for…
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Sell my house or keep renting it out?
Hi I am currently living abroad with work for the next 18 months. I have a house in the Uk that was being rented out up until December when the tenants moved out - however have had little interest since and even lowered the rent in line with other landlords in the region to 525 for a 3 bed detached in a nice area. When I…
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Advice for first-time buyer - offers, etc
ok so i'm looking to buy my own place for the first time. despite working in retail and being poorly paid i have managed to save in the region of £65,000 over the years. i am now at the age i planned to move out of my parents home and with the drop in prices it seems a pretty good time to go ahead and buy my own place.…
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What happens if solicitor goes bust?
I might just be paranoid but I'm in the process of buying a house and its almost got to the stage where I part with my deposit to my solicitor. We all know what the economic climate is like but where do I stand if my solicitor goes into administration or bust during the period where they are holding my money? Is it bye bye…
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Open a roof light with share of freehold
Hi everyone, I'm in the process of buying a top floor flat in a 2 flat Victorian House. It's got a share of freehold, but I'm not sure whether it's the other flat that has the rest of it or some management companies. I noticed that the flat is rather dark and with my wife we thought that it would be good to have rooflights…
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Advice for owner of freehold
Hi, I own the freehold to an old victorian house which has been converted into two flats. Ground floor/basement and 1st+2nd Floor. I live in the 1st+2nd Floor flat. The Ground floor/basement flat is on a leasehold basis. The lease agreement states building & maintenance of the property to be shared. I am having £1000 worth…
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How to find unlisted covenants!
This may be stating the obvious but i thought i would offer some advise as there are a lot of FTBs right now. The title deed for the house we were buying did not have the covenants listed, and there was no record of them since the original plot of land was used to build houses on. However, a quick and easy way of finding…
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What to offer
I am due to view a property that is being marketed for 164.5k, property bee says the initial record was dated 17th Jan this year, according to net house prices the property was last sold in October 2004 for 141k. I am not sure of the chain position but I am a FTB buying under the my choice homebuy scheme. What would you…
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Should we move or just rent? What is best?
My husband owns our property. It is a 1-bed and we are in fixed term until september. We are due our first baby in 4 months. We had thought about moving but we only have a 10-15% deposit at the moment. Do you think we would be better renting for a couple of years and saving up more of a deposit or just bite the bullet and…
