-
Letting my house - questions..
Thinking about letting my house out, its a 3 bedroom semi. We would be moving to a new house. Just wondering what is required of a landlord in terms of electricals etc. We would be leaving the washing machine, fridge freezer, cooker. But do we need to provide a toaster, kettle, cutlery? We would prob leave the sofa, but…
-
Is a large garden really worth so Much.
I have been looking at a house for a few months now. Its a former end terrace (Now detatched as other house demolished) No double glazing, its quite small but it has a big garden. The pictures make it look a lot bigger though. This is the house. http://www.rightmove.co.uk/property-for-sale/property-19497164.html I live…
-
Help with Residential letting
I am renting out my home, and have been looking on 'Riky.co.uk' i am considering joining and downloading Tenancy agreements, has anyone else dealt with them, i don't want to go through Agency as i have found and know the tenants, just need to make sure i do the correct legal documents,not sure whether to take deposit , as…
-
Landords, what can they take from my deposit?
I moved out of a property 3 weeks ago and i'm still waiting for the agent to get back to me with what deductions they are going to take from my deposit. (personaly they are acting like money grabbers and dont deserve a penny of it) still... I had to take out contents insurance on the property when I moved in however I did…
-
do you think i will be able to get a mortgage?
Hi everyone, ive been a member with mse for over a year i think but i am quite a novice when it comes to the forums...hence posting something wrongly yesterday!!!! :confused: I was hoping to buy a house but due to the current climate i am not sure that i will get a mortgage. My situation is as follows: i live in a council…
-
Borrowing money from a friend to buy a house
We've got a mortgage offer at 8% with a company, they're being really picky with everything, and we have a gut feeling they're saying anything so that they don't have to give us a mortgage. A friend / someone I work closely with has a lot of savings, and has suggested that he borrows us £67000 to buy the house, and we pay…
-
Joint tennants or tennants in common?
Hi just wanted other people opinions over the pros/cons of holding property as either joint tennants or tennants in common. We are moving and have been asked this by our solicitor. We do own another property as tennants in common in order to reduce potential inheritance tax liability at a later date, although I now believe…
-
Insurance - who pays what when renting?
One of the clauses in my tenancy agreement says " The tenant is responsible for any loss through fire damage or busts (!!!) water pipes etc; and must take out insurance as necessary" (exclamation marks are mine) I've never paid much attention to this before and just assumed it meant I should have contents insurance which…
-
Selling our flat - nightmare buyers what do we do? (Long!)
Hi Everyone This is a bit of a last ditch effort to get advice really - if anyone has encountered anything like our situation before, any help would be greatly appreciated! My husband and I currently live in a 1 bed maisonette which I bought when I was single. We got married at the end of 2007, and went on the market right…
-
buying a repossessed house
i was wandering if anyone could give me any advice. i have recently put an offer in on a reposessed house that has been accepted by the mortgage company. the estate agent told me that they would have to put a notice in the paper to see if they could get a higher offer but this would only be for a period of a week. my week…
-
Loan to Value (LTV) - have I got this right.
I understand that the better your LTV, the better rates you get, and that generally you need 15% deposit minimum, with better rates past 25%. (What about 20%?) Does the "value" bit count for the value of the house, or the value of the loan? In April I'll have amassed £27k deposit, That's 20% of the value of a 130k house…
-
Title Deeds transfer
Not sure if this is in the right place but can anyone tell me if, when you inherit a house do you have to change the owners name on the title deeds to sell the property? My OH who has inherited said house is also the executor of the will. If so how do we go about it?
-
Your Views on buying a new build???
After a couple of declined offers and then being messed about with a repo, i am exploring all options available to me. Me and OH have saved a deposit and really need to buy somewhere in the next few months, we are limited to certain areas due to us disagreeing but the areas that we are looking there isnt much around. But I…
-
4 months later and sellers still in denial
I'm nicely moved in to my lovely new house. Out of interest, I just searched Rightmove with Property Bee and the 9 houses on my saved list were still there. One had a reduction of 5k, another had an increase of 20k No wonder the market is stagnant. I'm still very happy with my purchase which was a bargain compared to these…
-
Shared Ownership Discussion
What are your thoughts?
-
Can some one with property bee have a look at this for me?
http://www.rightmove.co.uk/property-for-sale/property-24476858.html?locationIdentifier=REGION%5E25716&sortByPriceDescending=false&pageNumber=1&backToListURL=%2Fproperty-for-sale%2Ffind.html%3FlocationIdentifier%3DREGION%255E25716%26sortByPriceDescending%3Dfalse I can't run Firefox on this machine anymore and it's killing…
-
Legal Charges- can they be for all the equity in a property?
hi just wondering if anyone can help. My mother-in-law bought her council house ten years ago with money put up entirely by her son. It went through and she bought the house with her sole name [as it still is] on the title deeds. At the time her son had a legal charge put on the house which is fair enough- you would expect…
-
1st time btl needs advice
Ive got the agent in place, sorted british gas full homecare with gas certificate and buildings insurance. I want to make it self efficient so i can just leave it in the letting agents hands and just forget about it. btl mortgage all sorted now, but have i missed anything else?
-
advice on investment oportunity needed
Hi! I am about to get £12000 as a gift from my mums inheritance from her dad. Now we currently have a mortgage for £69K and owe mum and dad £31k from our house. I have two options 1) pay off mum and dad so only have £27000 left to pay meaning i own almost 50% of my house (not bad as i am only 23 :D ) 2) use themoney from…
-
HomeBuy Direct...any experiences out there!
I am looking to purchase a new build on the new Homebuy Direct scheme, but I am still wary that the new builds I have seen are overpriced e.g £205,000 for a 3 bed semi in Milton Keynes. So I am looking to put in a low offer, any thoughts on how I would get on bearing in mind the limited number of homebuy direct plots on…
