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first home-council tax question
hi, i move into my first home this friday and need to sort out the council tax. its a 3 bedroom terrace house. one of these bedrooms is going to be a permenant office and not a bedroom, can i inform the council that only 2 bedrooms are being used as bedrooms so the banding for my property is changed?
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mortgage/title deed advice
Hi all, Little advice needed regarding mortgage and title deed for first time buyers. My wife and I are currently looking for a mortgage and property but she has a default on her credit record. We wanted to apply for a mortgage in just my name as my credit file is clean. My question is that if I get a mortgage solely in my…
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Help Pls - Landlord Problem
Hi Live in student accommodation - it is houses converted into 6 flats. When moved in, in September, the property was quite tatty, we were told we were the last year to live like this and that when we move out the property was to be completely refurbished. Now the landlord has brought forward these refurbishments - we…
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neighbour using my house number-should i worry?
I'l just explain, we live in number 22,our house has been here for yonks,when the road was first built. My neighbour built his house later on the plot next to us..he calls his house no 22a. fair enough, no problem you would think. yet all the 15yrs we have lived here, he has never put a house number on his door. his post…
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Solicitors Quote Coveyancing
hi all, i have recently gotten several quotes for the purchase of a house, but have no idea which to go with for the best... the only one that i have ruled out of the equation is the man who rambled on for ages, and sounded suprised when i mentioned a mining search (i live in Barnsley so very pertinent...) all of the…
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cost of living
Hi i am moving in with myboyfriend soon. and its out first time living alone so i was wondeirgn if ppl could give me a guide on wot wed expect to spend on bills. Lie gas and electricity sky and the internet. Our rent it £500 a month and im jsut trying to figure out wot our total expendature will be roughly.
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Help needed - buying house from my mum
Forget it - so much for friendly forum.
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Solicitor quote, is this fair? advice needed
I am in the process of moving out of my jointly owned home (i brought with a friend) and moving in with my GF. My friend and co-owner is still going to be living in the house but i am going to rent out my room. I have found a lodger (another friend) who is happy to rent the room and to commit for 12 months. I just called a…
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Noisy neighbour above - 24/7
I did post this as a reply to another topic, however instead of hi-jacking, I've decided to start it as a fresh topic: I live in a 3 storey block of flats, on the 1st floor. I own mine and have carpet fitted throughout, but the person above is a private tenant and had laminate flooring fitted from new. These flats were…
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Buying House with Girlfriend - What's the best way?
Hi, My girlfriend and I are considering buying a house together. We earn similar amounts but I have more substantial savings that could be put towards the house than she does. What is the best way of purchasing together in a fair manner from both a legal and a social standpoint? From looking around I think that a tenants…
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Would anyone think it wise to buy a property now as a renovation project for investme
I may have the chance of purchasing a knackered two bedroom property and renovating it for investment. Do people think this is a ludicrous idea due to the current market situation or is it feasable?:rolleyes:
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Offer received but quick eaxchange needed
Been on market for 11 months, finally received an offer, low but prepared to except given current climate. Buyer is an investor and will not negotiate on anything including time to exchange, 4 weeks. Issue is we have not yet found a house and expect that it would take longer than 4 weeks to find one setup mortageg and…
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Making an offer - what's the best approach?
Hi All I'm jumping the gun a bit here as we're not even viewing this particular house until tomorrow but I've got a feeling it's 'the one'. It's in the perfect location in a fantastic village with a great school, with large grounds backing on to fields - idyllic really, except it's too small for us! That's ok because we're…
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Rent renewal reduction
My 12 month rental agreement is up in June 09. I'm currently paying £425 per month for a 2 bed flat in a nice area. The rent is about £75 cheaper per month than other flats in the area - but it hasnt been decorated since the 1970s (a guess but that's what it looks like), my kitchen appliances look about the same age - all…
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Buying part of neighbour's garden - Scotland
Hello all I am thinking of approaching neighbours to buy a small area of garden (just to use the shed and greenhouse on it) which borders ours but I haven't a clue where to start or which Registers of Scotland forms to complete. Has anyone done this and is it possible to do it without involving a solicitor? Thanks Jen
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HIPs - whose responsibility?
Hey folks, My friend is currently buying a house, approaching exchange, but his conveyancer has pointed out that the local searches within the HIP are out of date, so need to be brought up to date. He's contacted the estate agent who has told him that local searches are the responsibility of the buyer to arrange, and also…
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New Build -Negotiating Best Deal Pls Help -Is this too cheeky, will they laugh at me?
Hi, Im looking for some advice on how best to negotiate a deal to purchase a new build which I have had my eye on for a few months. {Persimmon} According to property bee the style of property was first advertised at £269k approx 12 months ago. When I was looking at the property back in Sept it was on offer at £259k. I…
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Looking into renting out my home - advice please
A little information first - I bought my first house just before the housing market crashed. I live on my own and it is looking like I might be getting made redundant. The housing market being as it is I don't believe that I would be able to sell my house and get my money back to pay off the mortgage. I am attempting to…
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Letting Agencies Governing Body
Hiya, I've had endless amounts of problems from my letting agency. I have now moved out and have recieved a tiny portion of my deposit back, having left the house absolutely spotless with no repairs needed this is hugely unfair but better than the big fat zero they were going to give me back. Anyway, I have decided to…
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We've put an offer in......
......on a 3bed house thats on the market at £105k. Our offer is 95k, does that sound about right? They also had 2 more viewings booked for the day after we put our offer in and want to see what happens with those before they give us an answer. The estate agent said they'd ring me today with an answer but I'm getting…
