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Red Sands Insurance?
My daughter, husband and children are desperate to rent a three bedroom house, at the moment they are in a two bedroom, but the renting agency has said they need guarantors. We are prepared to stand as guarantors, but, we have been given a form to sign to a company called Red Sands Insurance Company (Europe) Limited of…
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Whose names should go on the deeds in this situation?
Hi, I'm new to this site and am looking for advice with this situation. I am due to be getting married shortly and we would like to buy a house together when we marry. Together we have saved approx £50k deposit and will be looking for houses in the region of £150k. My OH's parents have very kindly mentioned that they will…
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Tv Aerial Query
I moved into a flat which I rent about a month ago and ever since I moved in I have had little/no TV recepetion. The LA arranged for an aerial engineer to come out and he said there is no aerial connected to the TV point in the flat. When I viewed the flat I made a point of checking for TV and phone points and the LA did…
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Renting a flat: a few questions
I'm considering renting a furnished flat on my own soon. Can you tell me: -Would I need to buy a tv licence, or would the owner have to pay for that? -Are all utility bills usually included? -If it's a furnished place, will it have the little things like cutlery, vacuum cleaner, kettle, etc included? Thanks!
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Question regarding boundary/title deeds
Hi, Apologies if this isn't the right forum to post in. My parents are having a dispute with a neighbour on a boundary - they are looking for information on someone who can give evidence who lived in the home opposite. Is there a way I can get this information from deeds? (We are going back 40 years so it may not be…
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rental income - confused about online assessment. Someone please help!
Hi, This is my first time submitting an online assessment for a rental property. I have rang HMRC but the woman was really rude so I am hoping someone can point me in the right direction. I let out my flat in Sept 2007 and made a £350 profit up until April 2008. My question is, do I put down the full income from the rental…
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Buying a house under probate?
Having decided to wait a few more months before viewing any more properties until there is more of a shift in asking prices where we are (West London), something has just come on the market that may be worth looking at... It's in a desirable street, where only 5 houses have changed hands since 2000. The previous 2 were…
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Can I buy a house in my daughter's name?
I want to buy a house (cash) in my 10 year old daughter's name. Simple question (very complicated answer probably!)... "Can I buy a house in my 10 year old daughter's name?" Any advice welcome and greatly appreciated
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50% shared ownership - buying other half
Hi all, I bought my house for £110 in 2005 as a 50% shared ownership. I'm wondering whether to take advantage of falling house prices by buying the other half when prices reach a low point? I'm not that sure how the whole thing works but I know I can own 100% of the property for sure. They say if I sold the house or wanted…
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calculate tax on rental profit
Hello Gurus, Could somebody explain it to me how to calculate tax on profits coming out of rental property? I can find a lot of information on how to calculate profit but how do I roughly calculate tax on the profits? Also whats the procedure of filling tax for rental profit to HM Revenue.
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Letting Agents
We currently rent on a private basis & need to move out – it is an old run down cottage & I don’t think I will last another winter in it, landlord not interested in maintaining house & in the 6 years we have been there the only maintenance done was to deduct £5 from the rent for us to replace a shower hose. There do not…
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EA contract - help needed!
Hello all. I hope some of you knowledgeable people out there can give me some advice. Signed “Sole Selling Rights” contract with EA about 10 weeks ago. There have been no viewings at all and want give 28 days notice on the contract. My question is can I sign up with another EA and allow them to market the property, arrange…
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Hammonds Direct Going Bust
Hi all, I am a regular reader of the forum but first time poster, i am panicking after hearing Hammonds are going bust, they are representing me in a house sale which should be completing this week:mad: !!!!! Is there any way in which my money could go into their account and never be seen again??????? I dont know whether…
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Legal question regarding tenancy...
I have a friend in the following position; He entered into a flatshare with a minimum 3 month stay before you can leave. He hasn't, however, signed a contract. Can he leave before the three months, taking into account he'd want his deposit back? I presume he could leave, but he might struggle with his money!
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Buying: Newbuild Persimmon (Offer / Part-ex?)
Hi, and thanks for reading my topic. Although my username is new to the site, I am not ;) My Fiancee' and I have been planning to move home this summer, for the last 12months. We currently own a 1 bed appartment (bought new June 2005), valued at £110k - £120k at YO42 Pocklington, York. We are interested in a Persimmon home…
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Renting thru an agency, they want £30 every 6 months for contract renewal???
I have just had a letter from the letting agency demanding £30 admin fees if i wish to renew my tenancy agreement. i have been living in the property for 4 months, and have to give 2 months notice to leave; hence them contacting me now for these 'renewal fees'. Nor did i receive any notice of this verbally when taking out…
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FTB offering on a repossession....
Me and my partner are FTB. We have a mortgage in place and a certificate as proof so are ready to buy. We have seen a repossessed house that we like. It is on the market for £120k and was reduced from £130k at the start of this month (Jan). Whats a good starting offer seeing as its a repossession? Am I right in thinking us…
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Would you consider doing this?
Hi all We currently live in a little cottage with a small garden. We have two children (boy 4 / girl 2) and even though our house has three bedrooms, one bedroom connects to the other so we will have future problems with a boy & girl virtually sharing a room. We have had our house on the market since last August. We have…
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O What to do ??
hi im new to the forum but I have been reading a lot of stuff over the past few weeks, I need a little advice I currently own my own house which I just got my girlfriend put onto about 6 months ago.I owe £105,000 its a 3 bed ex council house, now I have had the house on the market for a while for £112 but it did not sell.…
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Can I afford to move out?
I'm 25 and I'm currently living with my parents, although I have lived away from home before (3 years at uni, 1 year living with a friend, 3 months travelling). I have been back at home (after my travelling) since July 08, and I'm getting itchy feet to move out, and I feel that my relationship with my parents (mainly my…
