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Renting out my house and moving back home?!? advice please
Just wanted some advice/opinions please. I bought a 2 bedroom semi-detached in december 2006, got it for a good price and completely renovated it since. so I know we are not in negative equity. We are worrying a little about money tho now as I was made redundant whilst pregnant, and my partners workplace keep making…
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Buying flat with tenants still in it?
Hi there I think I found a property: ex-LA, 2 bed, very good location. It is privately owned and currently rented to some students on a 2 months notice. The owner wants to sell, but does not want to give notice to tenants before we sign the contracts. Does that not effectively mean I'd buy the place with tennants in it?…
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Thoughts on St Albans
Does anyone have experience of living in St Albans? My wife and I don't know much about the place but it is a possibility for us as it has very good transport links to London (where I work) and is well situated for the M1 and the north of England (where our families live). Budget up to £650k and would need 4 bedrooms. Also…
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Landlord wont refund costs
Hi all, Straight to the point, out shower cord has broken a few weeks back, it would not switch off which meant the red light was on all the time. As it quotes in out rental contract that the landlord is responsible for all electrics, water and heating, we rang them up and asked them to come and have a look at it. To wich…
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life insurance, buildings insurance
are these compulsory when purchasing a property with mortgage? at what stage do you need to have them in place?
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Sell to rent back
Hi does anyone have any information on selling part of your house to rent back. I appreciate there are many horror stories but are there any positives? Thankyou for reading Alison
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Getting money back
Approximately one year ago I rented a bedroom in a shared house with 'professionals' with what seemed like a professional company run by a couple. It soon came to light that I was sharing with a coke dealer and someone who'd been in and out of prision and appeared to be selling stolen goods to my landlord - the couple that…
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What govt help is there for FTB?
Was speaking to a good friend at work last night, and she said nowadays (shes in her 50's) the government has all sorts of schemes for FTB. I thought it was just if you wanted newbuilds and what not these shared ownership schemes have been introduced, SD waived etc. What about buying a pre-owned home, around the 90/100k…
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Private renting- previous arrears with housing association
Hi there, i'd like some advice regarding private renting and reference checks. I am currently looking to private rent however a few years ago i accrued rent arrears with a housing association i was a tenant with for 5 years. I was not evicted and moved of my own accord. Since then i have made regular payments to the…
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moveable mortgage?
i bought a house in june 08. however, i have decided i no longer want to live in it and want to move to somewhere with a better location location location. i understand from my mortgager (halifax) that i can transfer my mortgage. but i also understand that i need to do this within three months in order to reclaim the…
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Rent Negotiating
Has anyone tried to negotiate a renting price with an agency successfully? If so, what techniques did you use?
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Application for Mortgage Income Verification Help Needed
My wife and I are applying for a mortgage based on our current income. My wife goes back to work from maternity leave next month and will work part time The agreement in principle is based on our income pre the circumstance change and is based on us both working full time. Our current wage slips have been used as proof of…
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Is making a single amount offer worth it?
There's a beautiful house nearby, been on the market for over six months and there appears to be little interest at the moment in our area. Unfortunately, with the credit market the way it is, we just can't raise the cash to get up the asking price. We have a large deposit and a couple of years ago would not have had a…
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advice for a friend re. signing a 6 month ast then changing mind
Any help here is appreciated. My friend went to see a house and liked it and signed a six month ast today that starts on the 1st of feb, but has since seen prostitues working outside the house and done some research into the area and found out it is a problem area. He has since decided he no longer wants the place, but has…
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Advise needed-how much to offer
Dear all, I know that everyone is asking the same question, but just in these crazy days, FTBs, like my hubby and I, would like to hear what would you offer for a property that is on a market for £169,950? Its been there for 11 months, and initialy priced for £189,950. We do think that the house is lovely, but not sure…
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opinions on buying
Hello, would be interested to hear any opinions on some properties. I’m looking in a very restricted area of Reading, within walking distance of the university I put in 3 offers on places way back, and they were all turned down. Now it seems 2 of the 3 are wavering... 1) Here’s the first one; I offered £95 000 back when…
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Renting a property in Scotland
Is the process any different from England ? Does the new Deposit Protection Scheme apply ? I was told by a local property leasing agent that I will have to give them my deposit even before the reference check, and they reserve the right to hold it if something went wrong during this check .. does not sound reasonable to me…
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Periodic Tenancy Query
Hello all. What happens if you go onto a periodic tenancy at the end of your intitial fixed term and after, say, a month the LL decides he wants to get a new fixed term contract signed. Can it be done retrospectively?
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How long is a HIPS valid
Hi there me and my partner moved into a house at the end of july 2008 and were given the HIPS. We are now selling but as we dont get on she is doing all the estate agent side of things, she told me today we need to pay £250 for a new HIPS... Is this correct or would the one from the previous owner be valid ? Thanls
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Advice. (Moving, Renting)
I was recently made redundant (worked for woolworths) and now my only source of income is Job seekers allowence. I had been planning to move 300 miles from south wales to north east lincolnshire to rent a small place with my girlfriend. Although i have no steady income we do have just over £5000 in savings and she has a…
