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FTBI/Newbuild - Surrey / Redhill Park 25
Hi all, this is my first time posting aswell as buying. Really need some advice - have been negotiating a sale on a 2 bed newbuild flat in redhill surrey through Developers George Wimpey on the FTBI scheme. If you dont know much about the FTBI scheme check it out here. Already have a mortgage offer for 50% of the property…
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Nightmare and Dangerous neighbours, help please.
Hi Guys, We are having a problem with some neighbours of ours and i'm looking for advice. The family that live in the house whose garden backs on to ours are extreme drug users, the mum and her 3 sons live there and they have always been a problem to the police but never anyone else really. Occasionally we have the sheds…
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confused-sell or stay put?
Hi Am after some advice/opinions on whether or not we (hubby and I) should try and sell our flat and buy a house. we are currently in a 2 bed flat that we purchased through a shared owenership scheme and own a 60% share. we want to move as we want more space, are we mad to consider doing it at the moment? would we be…
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Unfair terms in tenancy agreement/claiming back charges
Hi, As part of my tenancy agreement for a flat that I previously rented, there were a few fixed fees; I was charged a £25 "bounced cheque fee" and a £15 "payment adjustment fee" a few times over the period of my tenancy (from what I remember I did give my landlord advanced notice about changes of payments, etc. as best I…
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What are the things to look for when taking over a rented property?
Hi everyone At long last my house will be concluded today. Looking to take over our rented house tommorrow. These are the things that I am going to do. Can anyone think of anything else:- 1. The LA won't e-mail me a copy of the lease, I have to go into the office is check it. Is this the norm? I had wanted the opportunity…
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Bought flat just before downturn - increase mortgage payments?
Hi all, Me and my partner bought our flat in London for £200,000 just before the downturn in the market started. We are first time buyers and bought with a 5% deposit. Obviously a bad time to buy in hindsight, but I am wondering what the outlook and sensible plan of action is (if any) based on market conditions? I'd hate…
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Can you barter with estate agents?
Hi, Thinking abouts selling my house and wondering if in these difficult times anybody has managed to knock down the seemingly set in stone prices the estate agents charge for selling there house.
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Landlords to be Licensed
Private residential landlords could face mandatory licensing as part of proposed wideranging reforms to the fastgrowing rental sector that include tougher regulation. http://www.propertyweek.com/story.asp?sectioncode=297&storycode=3125902&c=1
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Sale contract clause-if mortgage offer is withdrawn no penalty!
I have just been to see my conveyancer regarding our house sale. He has been asked to accept a clause whereby my buyer is not liable for the sale collapse after exchange of contracts should the bank withdraw the mortgage offer although the exact wording was incredibly fluffy. Is this the norm nowadays and also is there any…
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Bellway - Still Troublesome ?
I came across two lovely Bellway Housing Developments in Cardiff. Right now, my only thoughts are that I'd like to look into the property as a second home investment. Now since I've started looking into the finances required and so forth I came across a grumble site dated from 2004 - 2006 detailing how many problems buyers…
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Getting back a holding deposit (renting)
Hi there, I went to view a property on Tuesday that I decided to take. On Wednesday I called the letting agents and they took a payment over the phone to hold the property for me (haven't yet signed anything at all). I also arranged to go into their offices this coming Monday to sign the forms which state that I have paid…
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how much would you pay for this?
hi, how much would you be prepared to pay for this property as we are about to put in an offer. The location is Colchester, Essex. Thanks http://www.georgewimpey.co.uk/newhomes/East+London/Solus/Bosworth/
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Reluctant Landlords ?
Hi there It looks as though husband and I will be forced into becoming landlords through circumstance. My MIL has moved permanently into a nursing home a couple of months ago and we have to decide what to do with her flat. Similar properties for sale are sitting for months - one from May in the same street which is unheard…
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Petition to improve the rights of tenants
when their landlord defaults on the mortgage. http://petitions.number10.gov.uk/tenantevictions/ I think in answer to this piece of filth: http://petitions.number10.gov.uk/rentalcrisis/
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Smartmove -bankrupt?
Anyone have any idea if these idiots are still trading? They won't answer their phone or return messages, have left their registered offices a month ago and owe the HIP company they used 3 months money. Thats Smartmove 345 in Southampton/Hampshire
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Confused by Environmental Search Results
my friend has her search results back and the results have pointed out a few problems and i'm not sure if this is a problem or not. I have only had the results read to me so far but it mentions the following Someone about a weapons and ammunitiosn and ground contamination Says the property is within 250 metres of a flood…
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Credit rating affected by previous tenant?
Hello We are renting a house for 6 months while (hopefully) selling ours. We hope to buy another house next year. However, we have received several letters addressed to the previous tenants which look like red bills (I have sent them back to sender with 'no longer at this address, please return to sender' written on the…
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dry rot and damp - landlord not bothered!
Hi, I could really do with some advice. Been living in a rented flat with my OH for the past year. Since we moved in, I have developed asthma and allergic rhinitis for the first time in my life. I now have to take asthma medication and antihistamines every day. My doctor suggested that it's likely my flat is causing my…
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Renting vs buying
hi Any advice welcome. Had recent valuation by 2 estate agents of my property, value according to them has dropped by £30,000. If I sell, I stand to walk away with debt. Very disappointing. Alternatively, I could rent, but rent will just cover the interest-only mortgage I have currently (best case scenario: might end up…
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Re: FTB - Made Offer What Happens Next?
Hi all, myself & my partner have just made an offer on a house in our home town. It is in our preferred area & it's at a very good price. My question is - what happens next? I know we need to get the mortgage in place (have an appointment with the bank & anticipate no problems here) but not sure what else. I know someone…
