-
general question about designs of flats/houses
I have been known to enjoy a spot of beeny and grand designs and I remember often that the building regs or inspector bloke wouldnt ok something because it was too open plan or didnt have enough doors etc. So how is it that lots of new conversions or purpose built flats seem to have my pet hate, 'kitchen/lounge', with no…
-
Taking in a lodger
As i am financially up poop creek with the paddle heading off in the poop rapids - i have decided to take in a lodger... So i have phoned Northern Rock to seek their advice as per the contract and i get this response. "What you do that we dont know about is up to you, so long as there is no contract in place - should we…
-
Is Cavity Wall Insulation A Legal Requirement On A New Build?
Hi there I live in a Bellway home which I moved into new in May 2005. The house is freezing and I had a warmfront man surveyor come round today to tell me that the house does not have cavity wall insulation. My partner is disabled and apparently we can have a grant to have this done free. Does anyone know if Bellway had a…
-
The rental property market
With house prices falling and an increasing number of people unable to pay their expensive mortgages, you'd think rental prices would go up. However, some people say in some areas there's too much choice and so rental prices are going down. I thought I'd start a thread to discuss this. Maybe there are regional differences,…
-
incentives used to get a sale..?
Im just woundering whats possible, given the current conditions, Ive seen in the past that vendors agree to pay the stamp duty, 5% towards deposit etc.. We recently viewed two houses with no chain involved, one owned by a landlord, who wanted to sell one of his rental properties, and one repossessed house, they are both…
-
Sale listings of repossessed houses
Hi there How do banks/building societies sell repossessed houses? It's not a very nice question to ask, but even with house prices falling, I still can't afford to buy, so am wondering where I could find such listings. Thanks.
-
structural survey or structural report
Can anyone help me understand the difference between a structural survey and a structural report??!? We are buying a house and would like a structural survey to ensure it is structurally sound as it is 120 years old but what is the difference (if anything). Is one more in depth than the other?:confused:
-
Enforcement of Sale
Hello, i dont know if this is the correct section to post in. I bought a new build apartment with a friend a couple of years ago, we lived in it for a year and then he decided to move out and buy with his girlfriend. Although he said he would still pay towards the mortgages i could'nt afford to live in the property by…
-
Advice on none paying tenant
I have a house which I rent out. I do this purely to cover the cost of my mortgage as I needed to move area to get my daughter into the school she was going too and needed to pay rent on a new property. I have an elderley lady in my property and a portion of her rent is paid by the council. She is supposed to make this up…
-
Selling my House
Firstly apologies if i have posted this wrong! My problem is i own a house with my 2 sisters so we all own a third of the property. We are in disscusion about my eldest sister buying us both out. She already has a mortgage on the property to which she soley pays back. I thought the fairest way to work out what each of our…
-
renting flat should I pay 1st month rent and deposit with c/c
Hi there, I will be renting a flat out and signing the TA this friday from a letting agent. I need to have paid the 1st month rent and deposit before they hand over the keys. I can pay by credit card, but they charge a 2% fee for this and as the total will be £1500 it would make it an extra £30 for paying by c/c. What I am…
-
Help! My landlord has become bankrupt!
Hi all, I was wondering if anyone could help me please? Our landlord has just notified us that he has been made bankrupt and the mortgage company have told him we need to vacate the property by the end of Nov 08. Unfortunately, we never managed to get a tenancy agreement from him and so far have not received any official…
-
A crack in the house.... and an indemnity policy!
Hi everyone this is my first post, so please be gentle! :o Ok, we have made an offer on a house, and it has been accepted. We noticed a crack on the outside wall, which our estate agent assured us was because the house had no lintel above the windows. We went back for a second viewing and noticed that this crack is also on…
-
Sell now take the money and rent until prices come down??
Just after a bit of advise please.............. Living at the moment in a three bed terrance house in a nice part of Hampshire (south east) We brought it 4 years ago for £155k and have done a lot of work on it and along with the increases in house price we've just had it valued at £180k. We've been overpaying our mortgage…
-
Home sales rise by 5.4% last month!
At last it could be some good news for sellers. According to Hometrack improving house sales figures. CLICK HERE to see full press association article
-
How Not To Sell Your Home In A Housing Crisis
I was quite amused by this. It's a collection of bad photos from Estate Agents' websites. http://www.flickr.com/photos/24337777@N03/sets/72157607635644713/
-
HIP expired
Just had letter from our solicitor with a covering letter from buyers solicitor, it states that our HIP has now expired, surely it cant have done since april? Do I have to pay for a new one?
-
Moving whole house
I am planing to move my whole house rather then changing house. The reason to moving is that it is my grand father's house and we are living here for so long and obviously we have much affection for this house. The only problem is that during rain waters comes into my house. We have tried many thing to prevent this but…
-
BTLs to require license
As much as I am against red tape, this is long overdue. http://www.contractoruk.com/news/004045.html As we have seen on this forum, there are far too many incompetant and unethical BTLs. Homes are very important and a bad landlord can make one's life a misery. I welcome this move to impose better conduct on the BTL…
-
Ltd comp advantages for BTL
I have 2 BTL`s and am waiting for the prices and interest rates to come down to buy some more in the future. I have been talking to my accountant about the advantages of putting them all in a Ltd company instead of owning them outright. I am interested to know others experience and advice on this I know its a complicated…
