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You don't need a HIP if you relist within 28 days, is this right?
Hi, I'm sure I've seen before that if you were on the market and didn't need a HIP, then come off the market, then as long as you relist within 28 days (I think that was the period) then you still don't need a HIP. Can any confirm/deny this, and even better point me to a government website explaining? I've looked…
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if someone signs on but then their situation improves
does it affect their credit rating to purchase a house ? does it show on their credit rating for example?
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Timber Framed Homes
Hi Peeps, As a first time buyer, we are finding it ever more difficult to get on the ladder. We have land available to us, which has been given to us by my inlaws. We have been looking at timber framed homes in detail, myself and father in law are pretty good with our hands so expect to do as much of the building work…
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HIP - Where do I get one from?
Where are money savvy people going to get a HIP from? Thanks
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Living in my own Buy To Let
I invested in a buy to let flat and now would like to live there myself - would this make the mortgage invalid as it would not be rented out?
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How much below asking price is realistic now?
I know it really depends on the circumstances of the seller, but roughly how much do you think most people would accept on a £250k house given the current climate? This seems to be the very minimum 3 bed houses go for in my area, and is slightly above our budget, so I'm trying to work out if its worth looking at them in…
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Owns, Rent or Council
Just being nosey Caz
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Conveyancing charges - redemption of mortgage
Hello all :wave: I have a query about conveyancing charges and after a search of the forum, I can't find anything that adresses this specifically so hopefully someone can help out. I am selling my house and have had a charges estimate from the solicitors recommended by the estate agent. In the breakdown includes an item…
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Damp
Hello We've got damp throughout our house. We've moved some stuff today and the walls look really bad. We realised there were damp patches when we first moved in and made the agency aware by phone. As it's now got really bad, we are able to take photos that show it clearly visable and plan to send an email to the agency. I…
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Procedure for buying a new build.
Hi, would like some advice on the process of buying a new build home. Will fill you in on a bit of background info. Was planning to move in a year or two for senior school purposes but was passing a development yesterday and saw a house that would be perfect right area etc. Am completly confused as to what the next move…
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new to renting out a property
hi i know there is some very helpful people on this site and wondered if any one could advise me please here is the situation. my other half has a house but is going to move in with me so we are doing the sensible thing and renting his house out for a few years. we are asking £500 a month for the rent and just over half of…
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Deed Search
Good afternoon, Is there anyway of searching deeds of a house, to check ownership of a property, I appreciate there are websites out there where you can pay £40'ish for this info but i was really looking to get the info as cheap/free as poss. Thanks for anyhelp the bear
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Will we get a mortgage on a DMP?
Hiya guys'n'gals, we are in debt big style. We owe out 160k, our house is worth around 120K. We owe 85K on our mortgage and 35K on a secured loan. The rest of the debt is credit cards and overdrafts. My wife and I both work F/T, out income is around 50k p.a. We have been liasing with CCCS and are in the process of setting…
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Do we take it or leave it?
We are living in a Housing Association property (3 bedroom house) and have a Right To Buy. We decided to buy. They sent out a surveyor and the offer has come through at £350,000 :eek: - we have a discount of £16,000. We sourced around for similar properties before the offer came through to estimate how much it will cost…
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Renting Unfurnished
If I rent my house unfurnished, do you think it's reasonable for me to take my washing machine? I'm planning a new kitchen in the new house, but don't want to buy a washing machine straight away until we decide on the design.
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Dilema help and advice appreciated.
I am currently living in a house that for various reasons is making me unhappy, mainly neighbours/area/road noise. I really want to move,but having been here only 18 mths,the thought of stamp duty,hips etc is frightning plus the HPC....... (wish it would hurry up and be done with) What should I do? Should I consider buying…
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SHARE OF FREEHOLD question
Hi I am in the process of buying a flat in a block which contains 11 flats all of which have a share of the freehold (this is organised through a management company - of which I would become a member - I think!). my question is that obviously we still all have leases - when I first started the process of buying I was told…
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Urgent Pls pls advice - Need some help with support evidences in suing the LL
Hi, I have posted a seperate thread on my problem earlier and have recieved some valuable advices from the people here. To cut the story short, the LL has not refunded my deposit amount and I had mould problems in my house soon after occupying the house. I reported the problem to the Letting agent and the LL within 3…
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Curtains in rented?
We are (touch wood!) close to exchange on our house sale and are going to rent for a while to see what the market does. We went to view our first prospective rental house today. It was quite nice, unfurnished (which is what we wanted - don't want to have to put our furniture in storage) and we noticed it had carpets…
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Sub letting means higher mortgage repayment?
Hi folks, [FONT="]I'm currently renting a 2 up, 2 down property with 2 others. The house is in the process of being sold and is near completion and as far as I know we'll be able to stay. However, when we first took on the tenancy, the agreement was only for 2 people. Since then a third person moved in with the…
