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can you rely on a property for a pension?
Good article in The Times Note that this article is not about BTL but about using your own home as an investment vehicle.
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first time buyer submiting offer, help plese!
sorry this is going to be long but i just want you to get an overview situation. Last week, we went to an agents and she gave me details on a property. she told me there was viewings at the property later in the day and to turn up. she pursuaded me to turn up. anyway me n dh went a long and saw the property. we really…
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A Developer wants my flat
Hi, i'm after all the advice i can get. I live in a block of 5 flats and we have recently been approached by an estate agent promising developers who will pay 30-40% of their total profit. We have decided that this is something we are interested in but know we must shop about. Is 30-40% realistic?? What are the pitfalls??…
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We need a HPC register
I think it's time for the HPC brigade to put their money where their mouths are. Let's set up a register all those who have talked of the impending DOOM in house prices in reply to innocent questions related to housing. You know the type. Example: Question - How much stamp duty will we have to pay? HPC brigade reply -…
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contract
hi my tenants were on a 6 month contract. it has since expired but i havent given them a new contract since i understand the tenancy continues on a statutory periodic basis. I just wanted to find out if there are any disadvantages to this?
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moving to Winchester
Hi all I hope this is the right place to post this. I am thinking of moving to Winchester and was wondering if anyone had an advice on areas which are nice or those to avoid. Any tips would be great. Many thanks :D
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Perils of rejecting a good offer
Hi I made an offer on a property last week. Marketed at £350K I offered £345K and they quickly refused. Then, they called me to ask if I'd go the asking price. I said I'd reconsider over the weekend. Well, I have reconsidered and I'll be withdrawing my offers tomorrow. How good will they feel? Am I a bad person because I…
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Valuation Report - Shared Drains/Small house?
Afternoon all! We've just had our survey back and my fiancee is concerned by a couple of things they've pointed out as negative. It says the "drainage system is shared" and has "shared service connections" Is this normal or something to be worried about? Also, under the heading Marketability, factors that could adversely…
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Whose responsibility
Hello all, I have a question regarding my rented accommodation. Our oven has stopped working (gas oven won't stay alight once you let go of nob). I told my landlord and he has phoned the oven people and they are going to come and fix it. My landlord has left it up to me (and my housemates) to get it fixed. My questions is:…
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Quick Q - whos that estate agent who writes up honest but appauling discriptions??
Anyone? Thanks.
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Problem neighbour
Apologies if i'm going over old ground but as this is usually outside my sphere of interest, I usually pass over threads regarding this issue. My best chum has an AST with his partner on a nice house in a nice area. They're happy and settled there, but their semi-detached neighbour has become more and more of a nuisance.…
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Renting from the Council
My husband works with a guy who is married. The guy earns £25,000 a year. He and his wife live with his wifes mother in a Council House he says that they live there RENT FREE. How can this be? His wife claims carers allowence for looking after her mother. She has just started a job working from home and her husband says…
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Money on 0% credit card or on mortgage?
Im a first time buyer - Is it a good idea to put £10'000 on a 0% credit card rather than add it to the mortgage. would this save me lots of interest?:confused:
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Stamp duty avoidance tips
Is it feasable to offer £250,000 + £10,000 for fixtures and fittings on a house to avoid paying the higher rate of stamp duty? Is it a common thing to do? I mean if I gotta pay £260,000 proper, the stamp duty nearly triples, must be a work around....??:eek:
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Estate Agent fixes sale to developer "mate"
Hi all, first time poster:-) We offered on a property last week at full asking price yet have ‘lost’ the sale to another party at the same price. The house is 18th century and unique and has patently been underpriced by the agent (within a week 3 offers at full asking, 1 above!?!). The old lady living there has put her…
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Private Sale - HIP ?
Hiya, i went to view a house yesterday that i really want to buy, the house has not been put on the open market yet. The sellers are friends of the family and are moving abroad, does anyone know if the sellers are still required to purchase a HIP if the sale is private ? Thanks in advance :)
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Partner’s credit rating drags me down.
According to Martin Lewis Unfortunately exactly that happened to me. I love my wife however she is hopeless with money. She had miss many payments in the past and her credit record is for the time in shambles. Her record will be stained for the next five and a half years. According to the credit agency they had financially…
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RENTED need advise on damaged property and rent reduction...please!
Hello I am looking for some advice, may be from landlords and legal people?? My hubby and I are in rented accommodation, we have a 6 months lease, that when we got the house the landlord said they wanted to make into long term (which we wanted) we are coming up to the end of the six months now and have to pay out £650 a…
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When do i return the deposit???
Hi I am due to have tenants moving out at the end of the month, and i was just wondering what the procedure is for unpaid electricity, phone bills etc. Do i withhold the deposit till all is paid? Thanks
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Looking for Park home lawyer
Can any money savers out there help please. I am trying to locate any lawyers pref in Scotland that specialize in residential park home law. We have a major problem with seperation distance which we were unaware of before we bought the park home and yes if we could have got a survey done this would have shown up. But due…
