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how much does it cost to sell a flat??
hi me and my husband have made the decision to sell our 1 bedroom flat (that we have been renting out) we have absolutely no idea how much it will cost to sell and if we will have any equity left. flat cost £69,000 in feb 04 we had to add £4,400 to our mortgage for communal maintenace so we still owe £67,000 on mortgage.…
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supposed to exchange fri, need advice urgently!!!!!!
ok. we are ftb so no thte most kowledgable. our solicitor has rang and said that when the house we are buying was built, 1945, there was a "transfer covenant" that staed you have to have the company that built its' permission to add anything to the house. the people we are buying off put a conservatiry on 3 years ago, they…
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urgent advice, exchanging today and solicitor has just rang............
basically, we were supposed to be exchanging on friday, we are ftb so we're a bit clueless i guess. the solicitor phoned last minute witht he following. the house was built in 1945 by company, h estates, so from 60 years ago there is a transfer covenant that basically says that if you want to add anything to the building…
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Smoke Detectors
Hello, Is it a legal requirement for houses/flats that are rented to have a smoke alarm? We moved in to our property 6 months ago and there was not a smoke alarm fitted, so we brought one and have it resting on top of a cuboard in the hallway, do we need to contact the landlord to get permission to attach it to the…
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The 'We're saving for a deposit' thread
Hi all Thought I'd start one of these as it seems a lot on this board are in this position and I couldn't find such a thread. Sorry if there is one - please point me in the direction of it someone! Not sure of the best way to do this, but thought it would be good to have a thread where we can state our goals, log our…
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Advice on Buying second property
I am in need of some important advice. I am looking to buy a bungalow for my mum to move into from her current council accommodation. The council property is a 3 bedroom house which is too much for her and the council have no low level accommodation available. Last year my Nan passed away and left her about £230,000 which…
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Good idea to take a compass when viewing houses?
Morning everyone. We want to move from our house (east facing back garden which has always annoyed me) When viewing houses, should we not take a compass and what is the best, easiest and most moneysaving kind? Also - am I correct in thinking that a house with a north/north west back garden is not good as there is too much…
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Reducing Offer after we proceeded to sale
Hi, I though that would ask how Reduce my offer correctly. Few week back my offer has been accepted, but after viewing property and looking at current financial market we get worried. I got mortgage offer on my hands, but want to reduce a little further, to cover cost to do small repairs. Details: my offer is 202K (2K…
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Renting problems
Hi I've just moved in to a rented house with my girlfriend. We're having some issues with the house and our letting agency seem to just be dragging their feet. We are both first time tennants so are pretty unsure where we stand, whats reasonable and how far we can push them. So we moved in on the 14th of Feb, everything…
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Does being bankrupt in the past effect chance to rent a property?
I was bankrupt year 2006. Does anybody here know if this has any effect on me getting a rented accommodation. I have seen on one of letting agency's form that they are going to do a credit check. Would they be denying to rent for people who have been bankrupt? I am in a permanent work at the moment and I would think (...or…
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Not sure where I stand?
Hi all, I been renting for about 3months and already having problems, i'm abit stuck of what to do.. The house has started to get damp and go mouldy in places not matter what I do, it will return... I have been on the phone to the Estate Agent who has spoken to the landlord but nothing seems to happen about it... I has got…
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mortgage offer expired
Hello,,,last week my mortgage offer ran out,,it was a great deal and now i cant get that anymore.The reason being is because the new build that i bought was slow in being built/converted so i wasnt able to exchange contracts soon enough for that mortgage.I did keep getting extensions on it but now i cant do that…
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To Sell or not to sell - Help needed please
Hi Fellow Members I am fairly new to the money saving site but think it is superb. As such I am seeking assistance with my predicament. I currently own a 2 bedroom flat in Guildford, Surrey (shared ownership. I own 40%, Home Group owns 60%. Valuation 240k. I am in the process of selling my 40% for 96k which will leave me…
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How Do I Find A Home That Accepts Housing Benefit
Hi There Everyone, Im hoping landlords that come across this can guide me a little bit. I have posted on this section about problems I was having with my landlord in regards to getting repairs done. Those that dont remember my post, I will try explain my situation. I was in temporary accomadation for nearly 4 years in a…
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renting a house
i am currently renting a house at £395 pcm but i have just been made redundent from my job so can afford it i've been in house 2 and a half years now but im letting it via a letting agent.so i pay the letting agent direct but i had to be working ehern i agreed to let the property.could i claim housing benefit and have it…
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Estate Agent Agreement Query
I've done a search but can't find the answer so hope someone can help. We are starting to maket our house and I have the Estate Agents Agreement to sign. There is a term in there that defines what is payable if we withdraw the agreement (subject to the 2 week notice at any time). Firstly £150 + VAT is payable which I am…
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Exchange of contracts and then wait 5 months to move in ???
Has anybody come across this before? House is up for sale but if we buy it we cant move in for 5 months because currents owners are in deal to part exchange this house for new one not yet built. Is this safe?
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Land Registry....update your address
Just a tip here which I don't think has been posted before. If you have bought a second property then your home address has probably been used as the address to which notifications should be sent from the LR. However, if you move your home address you must remember to inform the LR of the new address otherwise any notices…
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fairview contact
i am having a few problems with fairview...i have written to the MD, but keep getting a reponse from other people. Does anyone have an email address where i could contact him direct?
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this is how bad it is out there....
these people want to sell to go to live in australia and the poor people just are struggling,this brings it home how it affects real people. http://britishexpats.com/forum/showthread.php?t=518829
