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Moving to Netherlands
Hello Forum, I'm moving to the Netherlands. Have they experienced a property bubble like england? What's is the rental situation like? Thank.
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solicitor has lost my deed
Before Christmas, I have pay all the fee to the solcitor to carry out the conveyance . One day, one of the staff in this solicitor firm sent a letter to me asking if the original deed was in our hand. We said no. After a week she asked us to sign a duplicate deed to her. Is this a right way for her to tell us to sign a…
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Is my solicitor right ? - regarding deeds/statutory declaration
We completed on our house last Oct. We've got mortgage with NatWest. When we received a copy of the deeds later in Dec, it's cleared written that - "Restriction: no disposition of the registered estate by the proprietor of the registered estate or by the proprietor of any registered charge is to be registered without a…
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Service charges for flats
Dear friends, I wanted some advice regarding service charges for leasehold flats. I sold my flat 1 year ago and had paid all the service charges to that date. Now the present owner has recieved a letter from the leaseholder asking them to pay some money during the period I stayed in the flat (which obviously they are…
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Renting between exchange/completion etc
Hi this is my first thread so please be nice :) This is our situation. We have planned to sell our house and my mums house and find a property with an annexe which we will buy between us so that mum can live with us in the annexe. We sold our house 18 months ago fortunately to a buy to let buyer and we have been renting it…
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Notice Requiring Possession
Hello, I hope someone can help. I recently moved into a rented property and received my tenancy agreement pack. At the end of this was a "Notice Requiring Possession" Date of expiry: 15th of June. I've never had one of these before and it scared me, as before I signed anything I asked for assurances that we would be able…
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Do we really need to get a tenancy agreement witnessed?
I viewed a flat yesterday, and I've decided I want to rent it with my partner. The landlord is keen to avoid using a solicitor if at all possible, because of the cost. I have found a model AST agreement on the Edinburgh council website (found that link from Shelter Scotland) that I believe would be sufficient, if we just…
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Letting Agents - best ones please?
My Girlfriend is renting out her 1 bedroom apartment to move in with me. She is going through Blue. They want to charge 10% of the rent and £190 every 6 months for finding tenants. However, they are covering her mortgage, and bills will be paid by the tenants direct through Blue. Although we still have to pay the ground…
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Mouse damage in rented house - whose responsibility?
We've had an intermittent problem with mice for the last couple of months. Nothing too serious until recently. The carpet in the study turned out to have been laid straight on top of a wooden floor which already had large (rat?) holes in each corner. The carpet over these holes didn't last long and we now have a 2" square…
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Renting House I Own, but Rent Paid to Wife
I have been renting my house out (the title to the house is in my name), but I have been getting the estate agent to pay the rental income into my wife's bank account. I am not filling in the self-assessment tax returns. Does anyone know whether it should be me or my wife claiming the rental income for tax purposes? Thanks.
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Halifax and consent to lease form
Has anyone ever had a mortgage with Halifax and rented their main home out for 6 months.... I am pondering moving in with OH for 6 months to see if I prefer his neck of the woods but would want to tell my mortgage provider, wondering if they are ok with this?
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help let flat to friends
we live in a 2 bedroom flat that we have out growing we have three children (last a suprise) my oldest two sons share a room but my youngest needs to move out off our room my oldest needs his own room and the two youngest will share our mil has offered to let us stay with her which would be good five bedrooms and we could…
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We have SOLD !!!
We have been on the market since July and we had an offer today which was 2.5k under asking - managed to nudge them up to 2k under and we are now "under offer" So happy:j :j :j :j :j Anyone who feels the need to remind me of the statistics of house sales falling through - please refrain;) We were on at a realistic price…
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Rent as a Percentage of Income Query
Does anyone know what percentage of rent per income is when the need for a guarantor kicks in. For instance: if the rent is over 50% of your income then a guarantor is needed. (I realise this can alter if you are able to pay 6 months up front etc.)
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Inheritance tax reform
Last year, Gordo mentioned raising the IHTax threshold to £700,000 "for couples" whatever that means... So what does the proposed IHTax reform actually mean in this case - Mrs GreatBf109 dies in 1975 or thereabouts - Mr GreatBf109 is still going but getting wobbly Would Mr & MrsBf109 snr. only have to pay IHTax at £700,000…
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"Thank God I had a letting agent"
I keep reading complaints about letting agents. I start wondering why people bother using them. Surely there must be at least some anecdotes where letting agents were invaluable, and saved the day. It can't all be take take take and not giving any useful service back. Anyone?
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Dont understand Capital Gains Tax on houses!
Hi All, This is my first post so be nice! My Dad very kindly brought me & my hubby a house 6 years ago but he put it in his name instead of mine, now we have 2 children & have to move out of our lovely but small home. I assumed you only had to pay tax on profit you made for example this house was brought for £125 k 6 years…
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Renting out spare room-landlord agreement-Help
This is my first posting on this board, so sorry if it's already been covered, I did look but couldn't find it My daughter has let a friend rent her spare room, but the friend gets housing benefit. The council have asked for a formal rental agreement. Can we download a relevant document to print out? She's only trying to…
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No NHBC certificate...solictor !!!! up!!!!!
Hi guys my first post here and I really hope you can help my fiancee and I because we are really worried. We have recently bought a new property and part exchanged our apartment for the house. We had a call form our solictior saying we had exchanged today....Great! they also informed us they would need our NHBC certificate…
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Solicitor fees
What would be the average price a solicitor would charge for dealing with the process of us buying a house for £153,450? Our broker has recommended one who he says he always uses and claims he is the cheapest, the price is £2,100. Would that be a good price? Any help appreciated as we are FTB's so haven't really got a…
