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London Property: Should I Sell?
I have a flat in London which I have been renting for just over 5 years. It has essentially been a money pit in terms on the rent not covering the mortgage, service change, letting fees etc but house price appreciation has more than off-set this, including the opportunity cost of the equity. The property needs to…
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Rental Property - back door jammed
Hi, I've been renting a house since I split with OH in November. The back door has always been hard to unlock and the plate on the side of the door is too big for tha space and so is only screwed in at the top. I noted this on the inventory in November. At the weekend the door became impossible to unlock, it is completely…
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Buying parents house - Good or Bad?
Hi everyone, My parents have a small 2nd floor flat and are desperate to move to a house with a garden. They have a small mortgage and if they sold their flat,could move into a nice house for an extra £20,000. Me and my husband are thinking of either giving them the extra money, as it would just be investing in our…
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Should I buy it?
Hi all I have seen this house on RM. It's ex local authority but has 4 bedrooms and is larger than most houses. The estate has about 300 houses but a bad name locally. There are plans to spend £22 million putting it right! Most of this is to demolish the houses at the top of the estate (some HA and some private) and build…
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completion date?
:confused: Really confused, I'm a FTB, will be getting draft contracts in post tomorrow (hopefully). Who arranges the completion date? Me and seller or solicitor? Also, when do I pay all of my money (fees,costs,etc) over? On or before the day? Being an adult is sooo confusing! :-):j
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Section 21 Notice but Deposit not protected
Hi there, Me and 2 other friends have been renting a house since July 2006, every six months we have signed a new Assured Shorthold Tenancy Agreement. I phoned up last week about renewing from 17th Jan 07 to 17th July 2007 and said they would put it in writing. Today we received a letter saying we had two months to vacate…
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Reclaiming excess rent on Service Accomodation
I am not sure where to post this so please feel free to move if necessary. Does anyone have any knowledge on the following issue, and advice would be great. We currently live in forces accomodation and queried our monthly charge a while back. There has been a review undertaken in October and it was decided that mine and my…
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we're too late (i think)
hi all me and my girlfriend found a house we loved last august and due to us not being ready etc we let it go and it was sold. however the sale fell through and it came back on the market last week. :j. we know the lady that owns the house and she does want us to have it but before i could speak to her another family have…
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Cheapest way to transfer money abroad
Happy new year all. A friend is looking to buy property abroad and would like to know the best/cheapest way of doing so. She will be charged a flat rate of £21 x 2 for two transfers. Can this be bettered? I'm not sure if this is the right forum, feel free to move it if not. Many thanks
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damp in a rented house
hi, i'm in need of advice, we are 6 months in to a 12 month rental agreement, and the house is really damp, it grows black mould very well in two bedrooms, hall, living room, and bathroom. i have been back to the estate agent to tell them about this lots of times, i was told that they were aware of the problem before we…
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Should we buy or keep renting?
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Notice to Quit when there is no rental agreement
Question: If a house is rented but there is no signed paperwork (never do business with friends!) how can the owner reclaim the property due to consistent unpaid/late rent which now total £2,000? Especially if the owner is overseas but will fly back to the UK to sort this out? Can a letter, signed on the owner's behalf,…
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Tax return dilemma
Hi, I was hoping somebody on here could help me as i've tried ringing the government advice line for help & can never get through. I purchased a but to let property in spring 2006 & its been tenanted ever since, what I really want to know is do I need to fill out a tax return, and if so, is it the sort of thing that I can…
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Capital Gains Tax on sale of second house? any advice pls
Please can someone give me a rough idea of CGT on a property we want to sell thats not our main residence (although it was our min residence for 7 years until oct 07). Its really complicated the story behind it and im confused as to what property should be my main residence in the inland rev's eyes as i want to sell both.…
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Offers...
do EAs have to confirm all offers in writing or just the one that's accepted? or have i got this all totally wrong (very likely!) thanks in adavnce
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Using equity for moving costs?
Having only been a house-buyer before, could someone explain the selling process to me? I would like to sell my current flat and buy a house. Current mortgage on flat is £117K and I estimate its current value to be about £150K which if achieved through a sale gives me approximately £33K equity. Is it possible to use some…
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BOE HOLDS at 5.5%
well well well maybe the MPC is independent after all?
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Maintenance charges
Just looking for a bit of advice. We purchased a flat in July 2007 and were advised of our quarterly maintenance charges. Our first invoice came as expected as was paid etc. However, in December, we received a pack from the management company with copies of receipts for last year's maintenance work together with a long…
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Advise on repo price
We went to view a house last night that is on the market for £175k, it was a good size but needs a lot of work. It does have good potential though so we're interested. The EA told us it is a reposession and they definitely won't take offers lower than £165-170k I've since found out the property was bought for £55k in Nov…
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changing name on the property deeds
Wondered whether anyone could help. I live in a property currently owned by my father. Through him however I have indirectly been paying this mortgage over the last 10 years. The endowment mortgage finishes this year leaving the property mortgage free. We are looking therefore to transfer the ownership over to myself, but…
