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A dangerous way to get out of debt
Those clever people at The Motley Fool have obviously been reading some of my posts. This is their (polite) way of saying what I say in stock answer #1 in my signiture: http://www.fool.co.uk/news/get-out-of-debt/2008/01/11/a-dangerous-way-to-get-out-of-debt.aspx
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Help!!! - Dad selling home to brother
Hi, Can anyone help - my dad wants to keep the house in the family and has decided he wants to sell it to my brother. Does my dad have to go to a solicitor to deal with the change/transfer of ownership or can he do this himself? If he can do it without a solicitor, how does he go about doing this? Thanks
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Council housing advice
Hello, not sure if this is in the right forum but maybe someone has experience of this. My friend is trying to get a bigger council house but so far is being ignored by the council. She and her husband and three children live in a small 2 bedroom house and really need a 3 bed. Her little girl is too big for her cot now…
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Can I do a property tfer TR1 without a solicitor?
Hi all We are redeeming our home finance and due to the type of arrangement we have, the property is not "assigned" or legally charged to the bank, the bank actually own it. So when we make the final payment we have no early settlement fees but we do have to pay all the solicitors fees and disbursements to get the property…
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Shared Ownership - Making an Offer
May seem a silly question, but for shared ownership properties, is it possible to make an offer on the 50% share that you're looking to purchase? i.e. it has a market value of £80k for the 50% share, but I want to offer slightly less. If this is possible, what are the chances of the offer being accepted? I notice that they…
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Cost associated with buying a house...
Can anyone direct me to some info on costs of buying and then living in a house?? I want to base it on a house worth around £175K but would like to know what it costs – first in solicitor fees etc and then general monthly outgoings such as council tax, utilities, mortgage etc?? I'm not looking to buy just yet (debt) but…
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Borrower's joy as BoE cuts interest rates again
The Scotsman has a real scoop - apparently the Bank of England actually cut interest rates yesterday! Who knew? :p http://edinburghnews.scotsman.com/latestnews/Borrowers39-joy-as--rates.3660908.jp They'll probably take the story down soon, so here it is:
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Deeds
Not sure if this is the right place for this. We have recently completed our remortgage and we have been sent our deeds as Abbey apparently don't want them. What should I do with them?
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Paragon Group shares fall 50%
Shares in specialist U.K. mortgage lender Paragon Group tumbled more than 50% Friday after the company revealed plans for an emergency rights issue. Paragon, which provides mortgages for homes that will be rented out, has been unable to obtain new funding since the credit market crisis began in the summer and hopes to…
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Template Tenancy Agreement needed
Hi there, I am renting out a room in my 2 bedroom flat and I need a template tenancy agreement - ideally FREE! I have found a few searching the net, but they all have to be paid for when downloading. Can anyone help please?
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Previous Sale Price - Does it matter??
I know that people always say don't worry about what the previous price of a house was as it is irrelevant to the current price and all that matters it the price/valuation now...but..... I'm looking at a property, 3 bed (though 3rd room is a box 6'x6'7") semi with garage and it’s been redecorated to sell and is currently…
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a little advice needed...
Hi there, here is the deal. I live with my girlfriend and her son, in a three bedroom house owned by her mother, who also lives with us. During a chat i had with her mother yesterday, we got talking about what we would do if the worst happened and she passed a away (she is 85). She asked me if i would like to buy the house…
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What to check on draft contract?
My solicitor had sent me a draft contract for the house I'm buying. It's a mid terraced 3-bed house. I started reading it - but was put off by terse legal words. :confused: Can anyone advise what are the main sections I need to be looking at (I shall read the entire contract anyway, but just like to know what are the most…
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Letting Agents
Hi All, I wanted to know how you find a good letting agent for your property. How do you know if they are any good? Are there any hidden costs to look out for?
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UK Unoccupied dwellings, stats please?
Team Wharf (Mr Phirefly, the basset hound and I) are going to a protest and I wish to be armed with the facts. Could anyone come up with some clear factual statistics which illustrate the number of unoccupied dwellings in the uk? That and any stats which demonstrate that building on greenbelt land is not the answer to the…
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quick survey: ftbs in London
Hi everyone, Just a quick survey to see if there any other ftbs out there right now, like me, in the process of buying a property in London despite all the negative news. Reports keep saying there are no ftbs out there right now and other people say I should wait. Are there any other ftbs around who would like to share…
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quick survey: ftbs in London
Hi everyone, Just a quick survey to see if there any other ftbs out there right now, like me, in the process of buying a property in London despite all the negative news. Reports keep saying there are no ftbs out there right now and other people say I should wait. Are there any other ftbs around who would like to share…
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missleading
hi, i hope u can help me, i have just got a house for rent & was told that it would be in living condition on the day i sign the contact(its a joined tenancy with me & my brother) but i did go on the 7th of January 2008 & signed i when to the house & found that it was in no shap for me nor my nro to live in when i…
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ftb advice on property valuation
Hi everyone I'm new here and ftb so need all the help I can get. I am in the process of buying a flat after years of renting. The mortgage valuation has been done and it is valued at the agreed sale price. Since then, I have done some further reseach via some free websites and hometrack and the valuation came in at least…
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What are my chances of buying?
Hi all, I am hoping someone can help me. I want to buy a property this year. I am on £32k pa and have £10000 deposit. I am thinking of a one/two bedroom house/flat for up to around £170/180,000. Im not too fussed about where i buy as long as its not too run down an area. I have one default on my credit file which i am…
