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changing estate agents and HIP
I am selling my house through a local estate agent who i managed to get a 0.9% no sale no fee deal on with 12 weeks sole right. I feel they are as much use as a chocolate fireguard and do not seem to be doing much, had the hip done at start , in the next couple of weeks i am thinking of changing EA, does anyone know if my…
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Interest only mortgage
Myself and my boyfriend are currently enquring about mortgages. We ahve been told that we ould get an interest only mortgage or a repayment ,ortgage. Now I know the difference between the two but I'm just wondering when we could move from an interest only to a repayment. I am curently working part time (I'm a student) but…
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tenants in common & cgt
hi me and my sister own a house 50/50 as tenants in common. we renovated the house for rental but now considering sale. what i needed to know is are the capital gains tax rules different for tenancy in common, meaning me and my sister have to fill in seperate capital gains based on the equity share we own? i understand in…
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Oh no - I'm about to crash a chain :(
Oh ho. A couple of months ago, me and the missus decided we're gonna need a bigger place for the additional member to our family that will be popping out of mummy's tummy pretty shortly. Anyways, we got carried away with how nice the new builds were a mile up the road from us and were really excited to see how great the…
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Great house, but two next door are also for sale! Is it dodgy or a coincidence?
Hi all, My partner and I are first time buyers. We've seen a great house; good value, has the features we want in a decent area. It is one of three houses built together. However the two other houses on the left on the one we're interested in are also on the market. I've found out that one of the houses has been on the…
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Trying to buy 2nd home - silly questions!
We've seen a house down our road that we like, and we've decided we're going to either buy that one or do up or own house a bit. To clarify - I live with my partner who owns this house soley, and he will be buying the new house soley. OH isn't too sure of the answers to these questions and I have no clue, having never…
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TV Tonight
Looks like house price obsessives (myself included) are in for a treat tonight on TV. Just about to start is "The Truth About Property" on BBC2, which looks like great TV for the bears on here, while the bulls can watch "How to Be a Property Developer" on C5 at 8pm also. Whoo-hoo!
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Council tax/electoral register
Hi all, I have been living with mates/in hotels and basically all over the world/country for the last 5 years or so and have never payed council tax or been on the electoral register previously. Now I think its time for me to settle down and get myself a flat, but would the council ask for 5 years worth of council tax or…
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Rent budget advice needed...
I have to move (to sheffield) for a job, and am trying to work out my budget for renting a small flat. my sal will be £21600 and will also be paying off my student loan, what kind of figure should i roughly be looking at per month... is there some off hand calculation i should do? i reckon between £400pm-£500pm or am i a…
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Leasehold flat insurance question
Hi, My wife and I are buying a flat and are in the very final stages. Turns out the building was underpinned in 1988 and the insurance company were unaware of this. They have had a survey done and it has come back fine, they want to know the original reason for the underpinning but nobody seems to know, The freeholder has…
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share of freehold - pros and cons
I have owned and lived in my leasehold flat for a couple of months. It's in a building of 3 flats. There is one other owner-occupier, the other flat is rented out. The landlord of the rented flat is keen for us to buy the freehold of the building in order to cut costs (service charge, lease extensions, ground rent, etc).…
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Removing name from deeds - please help
Hi. Can someone please help me. I am married but seperated from my wife 7 months ago and moved out of out jointly owned home (joint tenancy, mortgage in both names). My wife has stayed in the home and has agreed a figure to buy me out of the house. She has obtained a re-mortgage with a new mortgage company in just her…
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zzzzzzzzzzzzzzzzzzzzzzzz
Can someone please wake me up when house price threads no longer outnumber other threads. I'm sorry, but hasn't this subject covered all possible avenues and views. What will happen will happen. There, my pennies worth. Notlob
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help
hi i am looking for help regarding my bond from a property i have just left. i was renting this property through a letting agent for four years and moved out. the rent was paid in full none owing , and i scrubbed and cleaned for days to get it looking amazing i even repainted the walls in the same magnolia as when i moved…
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What could happen to house prices?
Well, there are 3 possibilities.............. They could go up ^^^^^^^^^^^^^^^^^^^^^^......................... They could remain the same <><><><><><><><><><>......................... Or they could.................. ...............................sorry I'm not allowed to mention the other one. ;)
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Apr
Estate agent wants to charge 8% daily on costs owed. Im refusing to pay the £1k as the agent was utterly incompetent in handling the marketing. Surely trying to charge a trillion % APR, they cannot do this legally? a bit of adverse publicity could shut them up perhaps
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I've bought a repossessed flat - what now?
When I looked around it, the toilets were all taped up and said something along the lines of not touching and getting in a professional plumber. Have they drained the system or something? What would a plumber need to do? Is the electric and gas normally cut off? So much to do, but very exciting. Thanks for your help!
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Crap estate agents
My missus has put her house on the market with an estate agent a week or two before HIPS came in (for a 3 bedroom house). After promising it will be advertised the following week in the local paper it actually took them 3 weeks to advertise. And they still have not put a For Sale sign up in the front of the house, which…
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End of Tenancy - can i change agents??
Hello, Would be grateful for advice from anyone who knows the answer... I'm nearing the end of a one year short hold tenancy agreement. Both the landlord and i would like to cut the existing agent out of a renewed agreement and place the deposit in the Tenancy Deposit Scheme. The landlord has been led to believe by the…
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West London asking prices are finally turning!!!
Those of you who've seen my earlier thread from a couple of weeks ago might be interested to know that THINGS ARE CHANGING even at the so-called 'premium' end of the market. House that was £925k in February is today £875k; the house has been on the market for 10 months with no offers. The first cut was made "unofficially"…
