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HELP- selling our 4 bed shared ownership house
we have a 4 bed 50% shared ownership house. we signed a contract with an estate agent on the 31st july before the new hip law came in to try and miss it. but when we rang the Housing association they said by contract with them we had to offer it to people on their list first. so now we have to get the new hip which we have…
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embarrassing question about principle of mortgage
hello, wondering if anyone can help with this query ... we have a property worth around 190k and a remaining mortgage balance of 47k. we would like to relocate and are estimating how much we could afford to spend on a new property ... looking at the above , does this mean we have 190k + 47K available? - ie: is the 47k that…
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Open Market Homebuy or 100% mortgage?
Which would you choose and why? We are currently applying for an open market homebuy scheme, but a lender has told us that we could get a 100% mortgage for around 10k less than we are applying for through the open market home buy scheme, so do you think it would be wiser to go for the 100% mortgage on a cheaper property or…
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Is my Gran getting screwed by her Estate Agent?
My Great Grandfather sadly passed away this year, at the fine old age of 98. He left his estate, which mainly consists of his ex-council house, to his two daughters: my Gran and her sister. Both the women have got long-established homes of their own so, as many people do, my Gran arranged to have it sold so they could…
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Dilemma
Hi all - nice forum; first time posting here. Currently moving rents - almost signed the new one from 15th August, the legall notice of the old one expires 15th September. The current landlady holds 900 deposit = 1 month rent. She did not want to 'free' us from the obligation to pay her for the period 15 Aug - 15 Sep. My…
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Unable to move into our new Bellway House - Advise please
Hi everyone We recently bought a new build property from Bellway . We were given 4 weeks to complete the whole process of buying and we were in return given a discount of 12000 towards purchase of house . We also paid for special tiles for bathrooms + kitchen . From our side we completed everything in 4 weeks and the keys…
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Advice please on presenting our house for viewing
I am desperate to sell our house and someone is coming to view it tonight :j It's a 3 bed semi and just wanted your opinion on how to present the smallest bedroom (my 2 year olds room). I have been cleaning and de-cluttering all morning and decided the small bedroom might look better if I move things around.... Before I…
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Relocating to Norfolk / Suffolk
I will shortly be locating to this area. Ideally, due to work commitments, we'd be interested in somewhere between Norwich and Lowestoft. Can anyone recommend some nice towns / villages in this area? More importantly, can anyone recommend the areas to avoid :p Places we've considered are Beccles, Loddon, Bungay and…
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Estate agent/buyer nightmares
Hi, This is my first post here, but I have been reading the forums for a short while. I have a slight dilemier and could use some other opinions on it. First some background: My fiancé and I put our house on the market back in May (before I read the guide to dealing with estate agents on this site, now there’s a mistake I…
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Renting in Exeter - help!
I'm moving to Exeter at the end of the month for a new job, and I'm looking about for a flat/studio to rent. Does anyone have any information, or can they point me in the right direction of details about the areas in the city and what they're like please? I know no-one in the area to ask for the info! Does anyone know what…
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Areas of Bristol
I have been in Bristol for about 12 years now and have always have chosen to live in north of the river (horfield, ashley down, bishopston etc). I now want to move on from my 2 bed garden flat to somewhere a bit bigger with a decent sized garden and garage/off-road parking. I have up to £200k to spend and am looking for a…
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Where to buy near Luton, Bedfordshire
I am a FTB, willing to buy a 2-bed house/masionette (but not flat) in Luton (not in town center) or surrounding area. Budget max £145,000 (will prefer less). Which areas are good and will be better for resale value? eg. Leagrave, Houghton Regis, Bushmead, Biscot, Marsh Farm etc.? Thanx for your help.
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rates stick at 5.75% this month
http://www.bankofengland.co.uk/ stick at 5.75%
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What are your definitions of 'sublet'?
My OWNED flat has a clause in the lease that says it cannot be sublet. I am looking to do a straw poll here to see what everyone's understanding is of this. Does this mean, in your opinions that A) I cannot get somebody else in the flat, other than me, to generate a rental income (in the relationship they LET from me); or…
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First Flat?
Hi All. Me and my girlfriend are looking to stop renting and move into our own flat, but im a bit confused. Im due to start a job as a Web Developer, salarys are high, about 35-40k a year, ive not seen any under 30k. Im confident i will get a job because ive got the experience and im qualified. Anyway, with an estimated…
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what web sites do you use ??
Besides rightmove, hotproperty,housenetwork what other web sites have houses for sell ?Searching for a house to buy as first time buyer in milton keynes !! we live outside this area.
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Survey missed major flaw - now what?
I hope someone can offer me some advice on this? My mum has just exchanged on a property and was having the kitchen replaced when the builders informed her that there had been an old water leak for quite some time in the kitchen and it had basically rotted through the joists supporting the floor. We noticed that the floor…
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Can you barter on the price of a new home?
Been having a discussion with a family friend who is interested in a new build house and we are not sure whether the price on a new build as negotiable like the price of older houses? Is it possible to barter? Has anyone on here had any success? Are particular builders more likely to negotiate than others? Thanks...
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Information about stock market
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I am remortgaging and not sure if enough income
Will a lender take into account that I intend to rent out a room and raise additional income that way?