-
FTB Survey Questions
:j Hi all, currently buying first home. Have had lenders valuation done which came back said this: 'long standing movement not progressive'. Should we be worried about this. Was goin to do a full structural but after speaking to some other people on the same street we re buying, they said there valuation report said same…
-
When was house built???
How can I know the year a house was built for sure??
-
Cost of a H.I.P.
I've googled around a bit but can't find an answer, can anyone give me a rough idead of the cost of getting a Home Information Pack for a largeish, 12 year old 4 bed detached house, to go on sale priced at around £450k. Thanks, Mike
-
How long has it been on the market?
Hiya, Does anyone know how I can find out online how long a property has been on the market? Thanks In Advance
-
To rent or not
Fed up with paying a mortgage for another 10 years and into my retirement am thinking of selling up, investing the money and renting for the rest of my life. Is this a good idea?
-
How do I get rid of a paid off charge on a property
I bought a flat late 2006. It had a charge on it. The charge was satisfied ie paid by the vendor on completion. I know the charge was paid because I spoke to the person who had the charge and he confirmed he'd had his money. But I looked on the Land Reg today and it's still there. I think I need to lodge a certificate of…
-
Buying on a mortgage vs outright
Hi all, I have the funds to purchase a property outright which I intend to do some work on before renting out. However I am wondering if it might be better to buy the place with a BTL mortgage. I am not very offay with tax law, but would it be possible to avoid paying some tax on the rental income if it went straight back…
-
Estate Agents Credit Check Fee's
Hello, I have just had a call from my sister asking me to be guarantor for a property she wishes to rent. I need to look into the worst case scenario of this but she informed me that so far the credit checks that her and her boyfriend have had done has cost her £150 And she will ahve to pay another £30. fo a credit check…
-
First Time Buyers Advice Needed
Hi, My partner and I are going to look into getting onto the property ladder. We have no savings at the moment and would like to scrap together as much as possible. I earn £21,000 and he earns £23,700 I have no debts but he owes £8K to his Dad and £5K on a loan How much do you think we can afford? How much can we look to…
-
renting in london and buying in b'ham?
hi everyone. need advice badly! my husband and i currently rent, we have about 20,000 saved as deposit and can get mortgage agreement for 160,000. the question we are faced with is....do we buy a 2 bed flat here in london for about 180,000 OR do we continue renting here in london AND buy a cheaper property in Birmingham…
-
House prices in your area
We found a really helpful site which list prices of houses sold, street by street, in any area. Its called www.ourproperty.co.uk You have to register then you can click on any street/road in your area to find out the actual price house sold for and when - also gives average prices. Its updated every couple of months or…
-
Adverse Possession
Hi all, A relative of mine is involved in a boundary dispute with their neighbour. I'll just post the relevant points here, and hopefully some legal eagle may be able to clarify a couple of things. My relative moved into the property about 1 and a half years ago. The previous owner of the property had lived there ever…
-
Taken landlord to small claims over deposit-now what happens?
Just filed today online with the courts small claims system. Now what will happen? When will I be able to submit the various documents that I have eg the letters I have sent my landlord and the pics I have of the house? I was surprised to only be able to submit a few lines of text and thought the docs would have to be…
-
Smartmove 345 - Southampton
With a comparatively low price service offered by a company like Smartmove 345, you could argue that when poor service is received, you get what you pay for. In our opinion, you don't even get that. As a previous post suggested, if you want an advert on Rightmove you will get this with Smartmove 345, costing you their…
-
Legal Advice required.
Any legal eagle out there can you give me a bit of advice. A tenant is attempting to claim back his deposit and has used moneyclaimonline.gov.uk. So I have received a number of forms one of the set being N9B(CPC) Defence and Counterclaim. My defence is fine I want to know if I can simply write in Section 3. Defence the…
-
Removal firm or Hire own Van?
Hi All, Not sure what to do. We are moving on the bank holiday weekend. Last time we moved we hired a van, but as it is a bank holiday weekend, we have to pay for 3 days rental!! So the same van we hired last time for £55 is going ot cost £165!! Also I am pregnant and my Dad is unwell, so not able to do any heavy lifting.…
-
FTB, 50k deposit, South of England - Is this a realistic position?
Hi all My partner and I currently pull down a combined income of 33k before tax and are looking to buy in the south of England (or hell for low earners who'd like to have somewhere to live as it may otherwise be known). We are looking at two bed properties (or at least one bed, one lounge and one "other" room) as we…
-
Might be away when contract needs signing
Help! My work have gone and booked me to go overseas for a week near the end of August, which (as I already explained to them) is when we are likely to have to sign the contracts with regards the house we're buying. is it okay for me to be able to sign a contract emailed or faxed to me overseas then send it back via email…
-
Don't automatically get a HIP from your estate agent
As you probably know, from today if you want to put a 4 bedroom (or more) house on the market, you are legally required to commission a Home Information Pack. Smaller houses will be included soon, and from 1/1/08 ALL 4+ bedroomed houses must have a HIP available, regardless of when they went on the market. Most Estate…
-
Getting back Deposit - Damage to carpet
Hi All, We are moving and about to leave our rented accomodation. We have been living there for 2 years and when we moved in everything was freshly decorated and there was new carpet. There is some serious damage to the carpet in the living room, which we totally accept is our responsibility. Now is it better that we try…
